甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專業(yè)合同封面RESUME甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專業(yè)合同封面RESUMEPERSONAL

高收益房產(chǎn)按揭貸款合同甲方（借款人）：________________住址：________________乙方（貸款銀行）：________________營(yíng)業(yè)執(zhí)照號(hào)：________________地址：________________鑒于甲方有購(gòu)買房產(chǎn)的合理需求，并愿意向乙方申請(qǐng)按揭貸款，乙方同意為甲方提供按揭貸款服務(wù)。雙方本著平等、自愿、公平、誠(chéng)實(shí)信用的原則，經(jīng)友好協(xié)商，特訂立本合同，以資共同遵守。第一條貸款金額及期限1.1本合同貸款金額為人民幣_(tái)_____元整（大寫：______元整）。1.2本合同貸款期限為______年，自貸款發(fā)放之日起計(jì)算。第二條貸款利率及還款方式2.1本合同貸款利率為中國(guó)人民銀行同期貸款基準(zhǔn)利率，按年調(diào)整。2.2本合同貸款還款方式為等額本息還款方式。第三條貸款發(fā)放及使用3.1乙方應(yīng)在合同簽訂后的______個(gè)工作日內(nèi)，將貸款資金一次性劃入甲方指定的賬戶。3.2甲方應(yīng)按照貸款用途使用貸款資金，不得挪作他用。第四條還款責(zé)任4.1甲方應(yīng)按合同約定按時(shí)、足額償還貸款本息。（1）要求甲方支付逾期利息；（2）要求甲方提前償還全部貸款本息；（3）采取法律手段追究甲方違約責(zé)任。第五條保險(xiǎn)5.1甲方應(yīng)在本合同簽訂后______個(gè)工作日內(nèi)，向乙方指定的保險(xiǎn)公司投保房屋保險(xiǎn)和借款人意外傷害保險(xiǎn)。5.2保險(xiǎn)期限應(yīng)與貸款期限一致。第六條爭(zhēng)議解決6.1本合同在履行過(guò)程中發(fā)生的爭(zhēng)議，由雙方協(xié)商解決；協(xié)商不成的，任何一方均有權(quán)向甲方所在地人民法院提起訴訟。第七條合同的變更和解除7.1本合同簽訂后，未經(jīng)雙方同意，任何一方不得擅自變更或解除本合同。（1）甲方死亡或宣告死亡；（2）甲方喪失民事行為能力；（3）甲方無(wú)力償還貸款本息，經(jīng)乙方催收后仍不償還；（4）甲方違反本合同約定，經(jīng)乙方催告后仍不改正。第八條其他8.1本合同一式兩份，甲乙雙方各執(zhí)一份，自雙方簽字（或蓋章）之日起生效。8.2本合同未盡事宜，可由雙方另行簽訂補(bǔ)充協(xié)議，補(bǔ)充協(xié)議與本合同具有同等法律效力。甲方（借款人）：________________乙方（貸款銀行）：________________簽訂日期：________________甲方（借款人）：________________住址：________________乙方（貸款銀行）：________________營(yíng)業(yè)執(zhí)照號(hào)：________________地址：________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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