2025年郵儲銀行成都市筆試英文行測高頻題含答案本文基于近年相關(guān)經(jīng)典題庫，通過專業(yè)模型學(xué)習(xí)創(chuàng)作而成，力求幫助考生深入理解題型，提升應(yīng)試能力。#2025年郵儲銀行成都市筆試英文行測高頻題一、選詞填空（共5題，每題2分，共10分）題目：1.Thecompany'snewpolicyaimsto______employees'productivitybyimplementingflexibleworkinghours.A.enhanceB.diminishC.stabilizeD.fluctuate2.Despitethe______economicconditions,thebankmanagedtomaintainitsprofitmargins.A.volatileB.stableC.prosperousD.stagnant3.The______betweenthetwobankshasledtoasignificantincreaseincustomerdissatisfaction.A.collaborationB.competitionC.synergyD.partnership4.Therecent______ininterestrateshasaffectedthehousingmarketsignificantly.A.decreaseB.increaseC.fluctuationD.stability5.The______ofthenewfinancialregulationshascreatedconfusionamongsmallbusinesses.A.implementationB.revisionC.abolitionD.postponement二、閱讀理解（共4題，每題3分，共12分）題目：Passage1:Theglobalfinanciallandscapehasbeenreshapedbytheriseofdigitalbanking.Traditionalbanksarenowcompetingwithfintechcompaniesthatoffermoreconvenientandinnovativeservices.AccordingtoarecentreportbytheWorldBank,digitalbankingisexpectedtoaccountfor40%ofallbankingtransactionsby2025.Thisshifthasforcedtraditionalbankstoadaptorrisklosingmarketshare.郵儲銀行作為一家領(lǐng)先的國有銀行，也在積極擁抱數(shù)字化轉(zhuǎn)型，推出了一系列數(shù)字化金融產(chǎn)品和服務(wù)。然而，數(shù)字化轉(zhuǎn)型并非易事，它需要銀行在技術(shù)、人才和管理等方面進(jìn)行全面的升級。1.Whatisthemaintopicofthepassage?A.Thehistoryofdigitalbanking.B.Theimpactofdigitalbankingontraditionalbanks.C.Thebenefitsofdigitalbankingforconsumers.D.Thefutureoffintechcompanies.2.Accordingtothepassage,whatpercentageofbankingtransactionswillbedigitalby2025?A.20%B.30%C.40%D.50%3.Whatchallengedotraditionalbanksfaceduetotheriseofdigitalbanking?A.Theycannolongerofferinnovativeservices.B.Theymustadaptorlosemarketshare.C.Theyarelosingalltheircustomers.D.Theyarenotabletocompetewithfintechcompanies.4.Whatisthemainmessageofthepassage?A.Digitalbankingisthefutureofbanking.B.Traditionalbanksaredoomedtofail.C.Fintechcompaniesaremoreefficientthantraditionalbanks.D.Banksneedtofocusontheirdigitaltransformation.Passage2:Thepost-pandemicerahasbroughtaboutsignificantchangesinthewaypeoplemanagetheirfinances.Withtheriseofremotework,manyindividualshavefoundthemselveswithmoreflexibilityintheirschedules,whichhasledtoincreasedsavings.However,thistrendhasalsohighlightedtheneedforbetterfinancialliteracyamongthegeneralpopulation.AccordingtoastudybytheFinancialPlanningAssociation,only30%ofAmericansfeelconfidentintheirabilitytomanagetheirfinances.郵儲銀行成都市分行最近開展了一系列金融知識普及活動(dòng)，旨在提高市民的金融素養(yǎng)。這些活動(dòng)包括線上講座、線下工作坊和免費(fèi)的財(cái)務(wù)咨詢服務(wù)。通過這些活動(dòng)，郵儲銀行希望能夠幫助市民更好地理解金融產(chǎn)品，做出明智的財(cái)務(wù)決策。1.Whatisthemaintopicofthepassage?A.Theimpactofthepandemiconfinancialmanagement.B.Theneedforbetterfinancialliteracy.C.Thebenefitsofremotework.D.Theriseoffinancialplanningservices.2.AccordingtothestudybytheFinancialPlanningAssociation,whatpercentageofAmericansfeelconfidentintheirabilitytomanagetheirfinances?A.20%B.30%C.40%D.50%3.Whathastheriseofremoteworkledto?A.Increasedsavings.B.Decreasedsavings.C.Morefinancialstress.D.Lessfinancialliteracy.4.Whatisthemainmessageofthepassage?A.Peopleneedtoworkmoretosavemoney.B.Financialliteracyisessentialformanagingfinances.C.Remoteworkisbadforfinancialmanagement.D.Financialplanningservicesarenotneeded.三、完形填空（共5題，每題2分，共10分）題目：Thebankingindustryisconstantlyevolving,andfinancialinstitutionsmustkeepupwiththelatesttrendstostaycompetitive.Oneofthemostsignificanttrendsinrecentyearshasbeentheriseofmobilebanking.AccordingtoareportbytheFederalReserve,mobilebankingappshaveseena50%increaseinusageoverthepastyear.Thistrendhasnotonlychangedthewaycustomersinteractwiththeirbanksbuthasalsocreatednewopportunitiesforbankstoinnovate.郵儲銀行成都市分行積極響應(yīng)這一趨勢，推出了全新的移動(dòng)銀行APP，提供了更加便捷、安全的金融服務(wù)。通過引入人工智能和大數(shù)據(jù)技術(shù)，該APP能夠?yàn)橛脩籼峁﹤€(gè)性化的理財(cái)建議和智能客服，大大提升了用戶體驗(yàn)。1.Thebankingindustryis______byconstantevolution.A.shapedB.influencedC.drivenD.controlled2.Whathasbeenthemostsignificanttrendinrecentyears?A.Theriseoffintechcompanies.B.Theincreaseintraditionalbankingservices.C.Theriseofmobilebanking.D.Thedecreaseincustomersatisfaction.3.AccordingtotheFederalReserve,howmuchhasmobilebankingappusageincreasedoverthepastyear?A.20%B.30%C.40%D.50%4.Whathastheriseofmobilebankingchanged?A.Thewaycustomersinteractwiththeirbanks.B.Thenumberofbankbranches.C.Thesalariesofbankemployees.D.Thetypesoffinancialproductsoffered.5.Whatnewopportunitieshastheriseofmobilebankingcreatedforbanks?A.Morebranchestoopen.B.Moretraditionalbankingservices.C.Newwaystoinnovate.D.Highercustomersatisfaction.四、翻譯（共2題，每題5分，共10分）題目：1.TranslatethefollowingsentenceintoEnglish:"郵儲銀行成都市分行致力于為客戶提供全方位的金融服務(wù)，以支持他們的個(gè)人和商業(yè)發(fā)展。"2.TranslatethefollowingsentenceintoEnglish:"隨著金融科技的快速發(fā)展，傳統(tǒng)銀行需要不斷進(jìn)行創(chuàng)新，以適應(yīng)市場的變化和客戶的需求。"答案與解析一、選詞填空1.A.enhance解析：Thesentencediscusseshowthecompany'snewpolicyaimstoimproveemployees'productivity."Enhance"meanstomakesomethingbetterormoreeffective,whichfitsthecontext.2.A.volatile解析：Thesentencementionsthatdespitecertaineconomicconditions,thebankmaintaineditsprofitmargins."Volatile"meanssubjecttosuddenandgreatchange,whichistheoppositeofstableorprosperousconditions.3.B.competition解析：Thesentencestatesthatthe______betweenthetwobankshasledtocustomerdissatisfaction."Competition"impliesarivalrythatcancausenegativeoutcomes,fittingthecontext.4.C.fluctuation解析：Thesentencementionsthattherecent______ininterestrateshasaffectedthehousingmarket."Fluctuation"referstotheupsanddownsininterestrates,whichisthemostappropriateterm.5.A.implementation解析：Thesentencestatesthatthe______ofthenewfinancialregulationshascreatedconfusion."Implementation"referstotheprocessofputtingsomethingintoeffect,whichfitsthecontext.二、閱讀理解Passage1:1.B.Theimpactofdigitalbankingontraditionalbanks.解析：Thepassageprimarilydiscusseshowdigitalbankingisaffectingtraditionalbanks,forcingthemtoadapt.2.C.40%解析：Thepassageexplicitlystatesthatdigitalbankingisexpectedtoaccountfor40%ofallbankingtransactionsby2025.3.B.Theymustadaptorrisklosingmarketshare.解析：Thepassagementionsthattraditionalbanksareforcedtoadaptorrisklosingmarketshareduetotheriseofdigitalbanking.4.A.Digitalbankingisthefutureofbanking.解析：Thepassageemphasizestheimportanceofdigitalbankinganditsimpactonthefutureofthebankingindustry.Passage2:1.A.Theimpactofthepandemiconfinancialmanagement.解析：Thepassagediscusseshowthepandemichaschangedthewaypeoplemanagetheirfinances.2.B.30%解析：ThepassagementionsthataccordingtoastudybytheFinancialPlanningAssociation,only30%ofAmericansfeelconfidentintheirabilitytomanagetheirfinances.3.A.Increasedsavings.解析：Thepassagestatesthattheriseofremoteworkhasledtoincreasedsavings.4.B.Financialliteracyisessentialformanagingfinances.解析：Thepassagehighlightstheneedforbetterfinancialliteracyamongthegeneralpopulation.三、完形填空1.C.driven解析：Thephrase"constantlyevolving"suggeststhatthebankingindustryisbeingdrivenbyvariousfactors.2.C.Theriseofmobilebanking.解析：Thepassagementionsthattheriseofmobilebankinghasbeenthemostsignificanttrend.3.D.50%解析：TheFederalReservereportstatesthatmobilebankingappusagehasincreasedby50%overthepastyear.4.A.Thewayc