郵儲銀行2025西寧市秋招筆試英語題專練及答案一、選詞填空（5題，每題1分）從下列單詞或短語中選擇最合適的選項(xiàng)填入空格，使句子完整通順。1.TheruraldevelopmentpoliciesoftheChinesegovernmenthavesignificantly__________thelivingstandardsoffarmersinwesternregions.A.improvedB.decreasedC.standardizedD.complicated2.Asastate-ownedfinancialinstitution,ChinaPostBankplaysacrucialrolein__________financialservicestoremoteareas.A.deliveringB.eliminatingC.expandingD.neglecting3.TheeconomicgrowthinXiningCityhasbeen__________bythedevelopmentoftourismandhigh-techindustries.A.boostedB.hamperedC.ignoredD.balanced4.ThenewmobilebankingappintroducedbyPOSBaimsto__________customerexperiencethroughartificialintelligence.A.enhanceB.weakenC.limitD.replace5.ThelocalbranchofPOSBinXininghasachievedremarkablesuccessin__________smallandmedium-sizedenterprises.A.supportingB.opposingC.reducingD.delaying二、閱讀理解（3篇，每篇2題，每題2分，共8分）Passage1ChinaPostBankhasbeenexpandingitsdigitalbankingservicestobetterservetheruralpopulation.Inrecentyears,thebankhasinvestedheavilyinmobilebankingplatforms,allowingcustomersinremoteareastoaccessfinancialserviceswithease.Thebank’sruralfinancialinclusionprogramhasbeenpraisedforitseffectivenessinreducingtheurban-ruralwealthgap.However,challengessuchasinternetconnectivityissuesinsomeregionsstillneedtobeaddressed.1.WhatisthemainfocusofChinaPostBank’srecentexpansion?A.Increasingprofitsinurbanareas.B.Expandingdigitalbankingservicesinruralregions.C.Reducingcompetitionwithprivatebanks.D.Strengtheningitspresenceinhigh-techindustries.2.WhatchallengesdoesChinaPostBankfaceinitsruralfinancialinclusionprogram?A.Lackofgovernmentsupport.B.Poorinternetconnectivityinsomeareas.C.Highoperationalcosts.D.Insufficientcustomertrust.Passage2XiningCity,thecapitalofQinghaiProvince,hasbeenexperiencingrapideconomicgrowthinrecentyears.Thecity’sgovernmenthasimplementedvariouspoliciestoattractinvestment,includingtaxincentivesforbusinessesinthetourismandtechnologysectors.Asaresult,Xininghasbecomeahubforstartupsandsmallbusinesses.However,rapidurbanizationhasalsoledtoissuessuchastrafficcongestionandhousingshortages.Thecity’sinfrastructuredevelopmentisongoingtoaddressthesechallenges.1.WhathascontributedtoXiningCity’seconomicgrowth?A.Decreasedpopulationgrowth.B.Increasedgovernmentspendingonpublicservices.C.Policiestoattractinvestmentintourismandtechnology.D.Reductioninindustrialpollution.2.WhatproblemshasrapidurbanizationbroughttoXiningCity?A.Environmentaldegradation.B.Trafficcongestionandhousingshortages.C.Lossofculturalheritage.D.Declineinagriculturalproductivity.Passage3ChinaPostBankhasbeenactivelypromotinggreenfinanceinitiativestosupportsustainabledevelopment.Thebankhaslaunchedseveralgreenloanprogramstofundrenewableenergyprojectsandenergy-efficientinfrastructure.TheseinitiativesalignwithChina’scommitmenttoachievingcarbonneutralityby2060.Whiletheprogramshavegainedpositivefeedback,somecriticsarguethattheydonotgofarenoughtoaddressclimatechange.Thebankisnowexploringwaystointegratemoreenvironmentallyfriendlypracticesintoitsoperations.1.WhatistheprimarygoalofChinaPostBank’sgreenfinanceinitiatives?A.Toincreaseitsprofitmargins.B.Tosupportrenewableenergyandsustainableprojects.C.Toreduceitsrelianceontraditionalbankingservices.D.Toattractmoreurbancustomers.2.Whatconcernsdocriticshaveaboutthebank’sgreenfinanceprograms?A.Theyaretooexpensivetoimplement.B.Theydonotcontributeenoughtoclimatechangemitigation.C.Theylackgovernmentsupport.D.Theyarenotaccessibletosmallbusinesses.三、完形填空（1篇，5題，每題1分，共5分）Readthepassagebelowandchoosethebestwordtofillineachblank.Lastyear,ChinaPostBanklaunchedaspecialprogramtosupportruralentrepreneursinXiningCity.Theprogramprovidedlow-interestloansandfinancialtrainingtohelpsmallbusinessownersexpandtheirbusinesses.Manyparticipantsreportedsignificantimprovementsintheirincomeafterjoiningtheprogram.Thesuccessofthisinitiativeencouragedthebanktoexpandittootherregions.However,thebankfaceschallengesinreachingremoteareaswithlimitedbankinginfrastructure.Toaddressthis,thebankispartneringwithlocalgovernmentstoimproveaccesstofinancialservicesinunderservedcommunities.1.A.launchedB.expandedC.improvedD.criticized2.A.accessB.incomeC.expensesD.profits3.A.reportedB.deniedC.ignoredD.questioned4.A.encouragedB.discouragedC.surprisedD.disappointed5.A.underservedB.developedC.urbanizedD.industrialized四、翻譯（2題，每題2分，共4分）TranslatethefollowingsentencesintoEnglish.1.郵儲銀行通過數(shù)字化服務(wù)提升了其在偏遠(yuǎn)地區(qū)的金融覆蓋率。2.西寧市的高新技術(shù)產(chǎn)業(yè)發(fā)展迅速，為當(dāng)?shù)亟?jīng)濟(jì)增長提供了新動力。五、詞匯辨析（5題，每題1分，共5分）Choosethewordthatbestfitsthemeaningofthesentence.1.Theruralfinancialpolicyhas__________theeconomicdisparitybetweenurbanandruralareas.A.reducedB.increasedC.balancedD.worsened2.POSB’smobilebankingappaimsto__________customersatisfactionthroughpersonalizedservices.A.enhanceB.decreaseC.ignoreD.replace3.ThenewbranchinXiningisstrategicallylocatedto__________financialservicestonearbysuburbs.A.provideB.limitC.excludeD.delay4.Thebank’ssustainabilityreporthighlightsitseffortsto__________environmentalimpact.A.minimizeB.maximizeC.ignoreD.exaggerate5.Smallandmedium-sizedenterprisesinQinghaiProvincehavebenefitedfromthebank’s__________programs.A.supportiveB.restrictiveC.costlyD.unnecessary答案及解析一、選詞填空1.A.improved-解析：中國政府的經(jīng)濟(jì)政策顯著提高了西部農(nóng)民的生活水平，“improved”意為“提高”。2.C.expanding-解析：作為國有金融機(jī)構(gòu)，郵儲銀行在偏遠(yuǎn)地區(qū)提供金融服務(wù)，“expanding”意為“擴(kuò)大”。3.A.boosted-解析：西寧市的經(jīng)濟(jì)增長得益于旅游業(yè)和高科技產(chǎn)業(yè)的發(fā)展，“boosted”意為“推動”。4.A.enhance-解析：郵儲銀行的新移動銀行應(yīng)用旨在通過人工智能提升客戶體驗(yàn)，“enhance”意為“增強(qiáng)”。5.A.supporting-解析：郵儲銀行西寧分行在小微企業(yè)方面取得了顯著成功，“supporting”意為“支持”。二、閱讀理解Passage11.B.Expandingdigitalbankingservicesinruralregions.-解析：文章提到郵儲銀行加大了對移動銀行平臺的投入，以更好地服務(wù)農(nóng)村人口。2.B.Poorinternetconnectivityinsomeareas.-解析：文章指出部分地區(qū)的網(wǎng)絡(luò)連接問題仍是挑戰(zhàn)。Passage21.C.Policiestoattractinvestmentintourismandtechnology.-解析：西寧市政府實(shí)施了吸引投資的政策，重點(diǎn)在旅游和技術(shù)行業(yè)。2.B.Trafficcongestionandhousingshortages.-解析：文章提到快速城市化導(dǎo)致了交通擁堵和住房短缺問題。Passage31.B.Supportrenewableenergyandsustainableprojects.-解析：郵儲銀行的綠色金融計(jì)劃旨在支持可再生能源和可持續(xù)項(xiàng)目。2.B.Theydonotcontributeenoughtoclimatechange