交通銀行2025百色市筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）（本部分考察詞匯在語境中的運用能力，結(jié)合金融與百色地域背景）1.TheeconomicdevelopmentinBaisehasbeen__________bythegrowthofthetourismindustryandtheimprovementofinfrastructure.A.drivenB.supportedC.limitedD.affected2.Thenewpolicyaimsto__________thefinancialinclusionrateamongruralresidentsintheGuangxiZhuangAutonomousRegion.A.enhanceB.reduceC.delayD.ignore3.Despitethechallenges,thebank’sprofitabilityremains__________duetostrictriskmanagement.A.fragileB.stableC.decliningD.unpredictable4.Theruralcreditprogramisdesignedto__________small-scalefarmersbyprovidinglow-interestloans.A.disadvantageB.supportC.harmD.neglect5.Thedigitalbankingplatformhas__________theefficiencyofcustomerservice,reducingwaitingtimessignificantly.A.decreasedB.increasedC.stabilizedD.complicated二、閱讀理解（共4題，每題3分，共12分）（本部分選取金融與百色地方經(jīng)濟相關(guān)的短文，考察信息獲取與理解能力）Passage1TherapiddevelopmentofBaise’stourismindustryhasbroughtbothopportunitiesandchallenges.Withitsrichculturalheritageandnaturallandscapes,suchastheHongshuiRiver,thecityattractsmillionsofvisitorsannually.However,thetourismsectorfacesissueslikeover-exploitationofresourcesandinsufficientinfrastructure.Toaddresstheseproblems,thelocalgovernmenthasproposedmeasurestopromotesustainabletourism,includingeco-friendlyinitiativesandenhancedtrainingforhospitalityworkers.Financialinstitutions,includingTransportBank,havealsobeenencouragedtoinvestintourism-relatedprojects,providingloansforhotelexpansionsandruraltourismdevelopment.Questions:6.WhatarethemainchallengesofBaise’stourismindustry?A.LackofvisitorsB.Over-exploitationofresourcesandinsufficientinfrastructureC.GovernmentrestrictionsD.Highoperatingcosts7.Howdoesthelocalgovernmentplantoimprovetourismsustainability?A.IncreasinghotelpricesB.Promotingeco-friendlyinitiativesandtrainingprogramsC.LimitingthenumberoftouristsD.Reducinginvestmentintourism8.WhatroledofinancialinstitutionslikeTransportBankplayinsupportingtourism?A.Theyregulatetourismprojects.B.Theyprovideloansfordevelopment.C.Theymanagetourismpolicies.D.Theycontrolvisitoraccess.9.WhatdoesthepassagesuggestaboutthefutureofBaise’stourism?A.Itwilldeclineduetocurrentchallenges.B.Itwillgrowwithsustainablemeasures.C.Itwillremainunchanged.D.Itwillfocusonlyonruraltourism.Passage2TransportBankhaslaunchedanewruralcreditprograminBaisetosupportsmallbusinessesandfarmers.Theinitiativeofferslow-interestloans,flexiblerepaymentterms,andfinancialliteracytraining.Theprogramtargetsareaswithhighpovertyrates,aimingtoreduceincomeinequality.Accordingtothebank,theinitiativehasalreadyhelpedover1,000ruralenterprisesaccessfunding.However,somecriticsarguethattheprogram’simpactislimitedduetothehighdefaultratesamongborrowers.Thebankplanstoaddressthisbystrengtheningriskassessmentandimprovingmonitoringsystems.Questions:10.Whatistheprimarygoalofthenewruralcreditprogram?A.Toincreasethebank’sprofits.B.Tosupportsmallbusinessesandfarmers.C.Toreducethebank’sloanportfolio.D.Topromoteurbandevelopment.11.Whichgroupsbenefitmostfromtheprogram?A.UrbanentrepreneursB.RuralsmallbusinessesandfarmersC.GovernmentofficialsD.Financialanalysts12.Whatchallengesdoestheprogramface?A.Lowdemandforloans.B.Highdefaultrates.C.Excessivebureaucracy.D.Insufficientfunding.13.Howdoesthebankplantoimprovetheprogram’seffectiveness?A.Byincreasingloaninterestrates.B.Byexpandingtheprogramtourbanareas.C.Bystrengtheningriskassessmentandmonitoring.D.Byreducingthenumberofborrowers.三、句子改錯（共3題，每題4分，共12分）（本部分考察語法與表達準(zhǔn)確性，結(jié)合金融場景）1.Thebank’sfinancialperformancehasbeenimprovethisyearduetoincreasedprofitsfromitsloanportfolio.2.Despitetheeconomicdownturn,thecreditunionmanagetomaintainitslendingactivitieswithoutsignificantlosses.3.Ifthecustomerdoesnotpaytheloanontime,thebankwillimposelatefeeandlegalconsequences.四、完形填空（共5題，每題3分，共15分）（本部分考察篇章邏輯與詞匯搭配，結(jié)合百色經(jīng)濟發(fā)展背景）TheeconomictransformationofBaisehasbeenmarkedbyseveralkeyfactors.First,thegrowthofthe__________sectorhascreatednumerousjobopportunities.Second,thegovernment’s__________ininfrastructuredevelopmenthasimprovedconnectivity.Third,financialinstitutionslikeTransportBankhave__________tosupportsmallenterprises.Theseeffortshave__________thecity’scompetitiveness.However,challengessuchas__________remain.Addressingtheseissueswillbecrucialforsustainablegrowth.Options:A.ruralB.urbanC.tourismD.industrialE.investmentF.neglectG.collaborationH.infrastructureI.declineJ.initiative五、翻譯填空（共4題，每題5分，共20分）（本部分考察中英文互譯能力，結(jié)合金融術(shù)語）EnglishtoChinese:1.Thebank’sdigitaltransformationhas__________theefficiencyofcustomerservice.→銀行的數(shù)字化轉(zhuǎn)型已_______客戶服務(wù)的效率。ChinesetoEnglish:2.百色市通過發(fā)展特色農(nóng)業(yè)，提升了農(nóng)產(chǎn)品出口率?！鶥aiseCityhas__________theexportrateofagriculturalproductsby__________specializedagriculture.3.交通銀行致力于為百色地區(qū)的鄉(xiāng)村振興提供金融支持?！鶷ransportBankis__________to__________financialsupportforruralrevitalizationinBaise.4.鑒于當(dāng)前的經(jīng)濟形勢，銀行決定調(diào)整信貸政策?！鷂_________thecurrenteconomicsituation,thebankhasdecidedto__________itscreditpolicies.答案與解析一、選詞填空1.A(driven)解析：句意“百色的經(jīng)濟發(fā)展已被旅游業(yè)和基礎(chǔ)設(shè)施的改善所推動”，drive符合語境。2.A(enhance)解析：“政策旨在提高廣西壯族自治區(qū)的農(nóng)村金融包容率”，enhance（提升）最合適。3.B(stable)解析：“盡管面臨挑戰(zhàn)，但銀行的盈利能力仍然穩(wěn)定”，stable（穩(wěn)定的）符合邏輯。4.B(support)解析：“農(nóng)村信貸計劃旨在通過提供低息貸款支持小規(guī)模農(nóng)民”，support（支持）正確。5.B(increased)解析：“數(shù)字銀行平臺提高了客戶服務(wù)的效率”，increase（提高）符合句意。二、閱讀理解6.B解析：文章第二段提到“資源過度開發(fā)和基礎(chǔ)設(shè)施不足”是主要挑戰(zhàn)。7.B解析：第二段提到政府通過“生態(tài)友好型倡議和培訓(xùn)計劃”促進可持續(xù)發(fā)展。8.B解析：第三段說明銀行“提供貸款支持旅游項目”。9.B解析：文章暗示通過可持續(xù)發(fā)展措施，旅游業(yè)將增長。10.B解析：第一段明確指出“支持小企業(yè)和農(nóng)民”是項目目標(biāo)。11.B解析：第二段提到“1,000多家農(nóng)村企業(yè)受益”，故選農(nóng)村小企業(yè)。12.B解析：第三段提到“高違約率”是主要挑戰(zhàn)。13.C解析：第二段最后一句說明銀行計劃“加強風(fēng)險評估和監(jiān)控系統(tǒng)”。三、句子改錯1.improve→improved解析：dueto需要過去分