交通銀行北京市朝陽(yáng)區(qū)2025秋招筆試英文行測(cè)高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarket______.A.forced/trendsB.driven/dynamicsC.compelled/shiftsD.motivated/demands2.Despiteeconomic______,thedemandforgreenfinancialproductsinBeijinghasshownstronggrowthoverthepastfiveyears.A.instabilityB.stagnationC.fluctuationD.recovery3.Beijing’sfinancialhubaimsto______cross-bordercapitalflowsbyoptimizingregulatoryframeworksandimprovingtradefinance______.A.facilitate/systemsB.hinder/mechanismsC.streamline/processesD.restrict/channels4.Thebank’sdigitaltransformationstrategyisdesignedto______customerengagementthroughpersonalizedservicesandAI-drivenanalytics.A.enhance/interactionsB.degrade/relationshipsC.minimize/communicationsD.disrupt/partnerships5.TheriseofmobilepaymentsinChinahas______theneedforphysicalbranches,forcingbankstofocuson______servicemodels.A.reduced/decentralizedB.increased/centralizedC.stabilized/integratedD.eliminated/hybrid第二部分：閱讀理解（共3題，每題4分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:Beijinghasemergedasaglobalfinancialcenterinrecentyears,attractingmultinationalbanksandfintechstartupsalike.Thecity’sgovernmenthasimplementedpoliciestosupportthedevelopmentofgreenfinance,encouragingbankstoallocatemorecapitaltorenewableenergyprojects.However,challengesremain,suchasregulatorycomplianceandtheneedformoreskilledprofessionalsinemergingfieldslikeblockchainandcybersecurity.TheBankofBeijinghastakenaleadingrolebyinvestinginAIandbigdatatoimproveriskmanagementandcustomerservice.Asthecapital,Beijingiswell-positionedtodriveinnovationinthefinancialsector,butitmustalsoaddressthegapbetweensupplyanddemandforspecializedtalent.1.WhatisthemainfocusofBeijing’sfinancialpolicies?A.Reducingforeigninvestmentinthesector.B.Promotinggreenfinanceandsustainabledevelopment.C.Restrictingthegrowthoffintechcompanies.D.Encouragingtraditionalbankingdominance.2.Accordingtothepassage,whatisonechallengefacedbyBeijing’sfinancialindustry?A.Excessivegovernmentregulation.B.Ashortageofskilledprofessionalsinemergingfields.C.Lowdemandforgreenfinanceproducts.D.InsufficientinvestmentinAIandbigdata.3.HowhastheBankofBeijingrespondedtoindustrytrends?A.Byreducingitsfocusondigitaltransformation.B.Byprioritizingtheexpansionofphysicalbranches.C.ByinvestinginAIandbigdataforriskmanagement.D.Bylimitingitsinvolvementingreenfinance.第三部分：語(yǔ)法填空（共5題，每題2分，共10分）directions:Fillintheblankswiththeappropriateformofthewordsprovided.1.Despitetheeconomic______(stagnate),thebankhasmaintainedsteadygrowthinitsdigitalbankingsegment.2.Theregulatory______(update)aimstostrengthenconsumerprotectioninthefinancialindustry.3.Toattractmoretalent,thebankofferscompetitive______(compete)benefits,includingremoteworkoptions.4.Theintegrationofblockchaintechnologyisexpectedto______(transform)tradefinanceprocessesinthecomingyears.5.Thecompany’s______(perform)inthefirstquarterexceededmarketexpectations,drivenbystrongdemandforwealthmanagementservices.第四部分：完形填空（共5題，每題2分，共10分）directions:Completethepassagebychoosingthebestwordforeachblank.ThefinanciallandscapeinBeijinghasbeenshapedbyrapidtechnologicaladvancementsandshiftingconsumerbehaviors.Traditionalbanksarenowforcedto______(1)withfintechcompaniestoremaincompetitive.Theriseofmobilepaymentshas______(2)theroleofphysicalbranches,promptinginstitutionstoexplorenewservicemodels.Additionally,thegovernment’spushforgreenfinancehas______(3)morebankstoinvestinsustainableprojects.However,regulatory______(4)remainsasignificanthurdle,astheindustrygrappleswithbalancinginnovationandcompliance.SuccessfulbanksinBeijingarethosethatcan______(5)thesechallengeswhileleveragingdigitaltoolstoenhancecustomerexperiences.1.A.compete2.A.diminished3.A.encouraged4.A.complexities5.A.navigate第五部分：句子改錯(cuò)（共5題，每題2分，共10分）directions:Identifyandcorrecttheerrorineachsentence.1.Thebank’sdigitalstrategyisdesignedtoimprovecustomerengagementthoughpersonalizedservices.→Corrected:Thebank’sdigitalstrategyisdesignedtoimprovecustomerengagementthroughpersonalizedservices.2.Despiteeconomicinstability,thedemandforgreenfinancialproductshasbeenincreaseoverthepastyear.→Corrected:Despiteeconomicinstability,thedemandforgreenfinancialproductshasincreasedoverthepastyear.3.Thecompany’sperformanceinthefirstquarterwasbetterthancomparetoitscompetitors.→Corrected:Thecompany’sperformanceinthefirstquarterwasbetterthancomparingtoitscompetitors.4.Toattractmoretalent,thebankofferscompetitivebenefitsaslikeremoteworkoptions.→Corrected:Toattractmoretalent,thebankofferscompetitivebenefitssuchasremoteworkoptions.5.Theintegrationofblockchaintechnologywilltransformtradefinanceprocessinthenextdecade.→Corrected:Theintegrationofblockchaintechnologywilltransformtradefinanceprocessesinthenextdecade.答案及解析第一部分：選詞填空1.B.driven/dynamics-解析："Driven"impliesthatfintechhasactivelyinfluencedtheindustry,while"dynamics"referstotheforcesshapingmarketbehavior.2.B.stagnation-解析："Stagnation"fitsthecontextofeconomicslowdown,contrastingwiththegrowthofgreenfinance.3.C.streamline/processes-解析："Streamline"suggestsefficiency,and"processes"alignswithoptimizingfinancialoperations.4.A.enhance/interactions-解析："Enhance"impliesimprovement,and"interactions"matchesthegoalofbettercustomerservice.5.A.reduced/decentralized-解析："Reduced"reflectsthedeclineinphysical