華夏銀行石家莊市橋西區(qū)2025秋招筆試英語題專練及答案專項練習(xí)題一、選詞填空（共5題，每題2分，共10分）華夏銀行石家莊市橋西區(qū)2025年秋季招聘面向金融相關(guān)專業(yè)畢業(yè)生，注重英語實際應(yīng)用能力。以下句子選自銀行日常業(yè)務(wù)場景，請從A-F選項中選擇最合適的單詞填空。A.operateB.allocateC.fluctuateD.mitigateE.complyF.leverage1.Thebankmustensurealltransactions______correctlytoavoiderrors.-A.operate-B.allocate-C.fluctuate-D.mitigate-E.comply-F.leverage2.Duetomarketvolatility,theforeignexchangerates______daily.-A.operate-B.allocate-C.fluctuate-D.mitigate-E.comply-F.leverage3.Employeesmust______withthenewanti-moneylaunderingregulationstomaintainregulatoryapproval.-A.operate-B.allocate-C.fluctuate-D.mitigate-E.comply-F.leverage4.Thecompanyplansto______itsdigitalbankingplatformtoenhancecustomerexperience.-A.operate-B.allocate-C.fluctuate-D.mitigate-E.comply-F.leverage5.Riskmanagementpoliciesaimto______potentiallossescausedbycreditdefaults.-A.operate-B.allocate-C.fluctuate-D.mitigate-E.comply-F.leverage二、閱讀理解（共4題，每題3分，共12分）閱讀以下關(guān)于銀行業(yè)數(shù)字化轉(zhuǎn)型的文章，并回答問題。TheDigitalTransformationofBankingInrecentyears,thebankingsectorhasundergonesignificantdigitaltransformation,drivenbytechnologicaladvancementsandcustomerexpectations.Traditionalfinancialinstitutionslike華夏銀行（ChinaMerchantsBank）haveadoptedartificialintelligence(AI),bigdataanalytics,andmobilebankingsolutionstostreamlineoperationsandimproveserviceefficiency.Oneofthekeychallengesforbanksin石家莊市istobalanceinnovationwithriskmanagement.Forinstance,AI-poweredcreditscoringsystemshelpreducefraudbutmayraiseprivacyconcerns.Toaddressthis,華夏銀行hasstrengtheneditsdatasecurityprotocolsandensuredcompliancewithlocalregulations.Anothertrendistheriseofopenbanking,wherebankscollaboratewithfintechcompaniestoofferintegratedfinancialservices.Thispartnershipallowsbankstoexpandtheirproductportfolioswhileleveragingfintech’sexpertiseinuserinterfacesandpaymentsolutions.However,digitaltransformationalsorequiresinvestmentinemployeetraining.ManybankemployeesinWesternDistrict,石家莊市,lacktechnicalskillstooperatenewsystems,leadingtoaskillsgap.華夏銀行hasrespondedbylaunchingonlinecoursesandworkshopstoupskillitsworkforce.Thefutureofbankingwilllikelyseemoreautomationandpersonalizedservices,buthumaninteractionremainscrucial.Banksmuststriketherightbalancebetweentechnologyandcustomerservicetostaycompetitive.Questions:1.Whatisthemainfocusofthearticle?-A.Thechallengesofdigitalbankingin石家莊市.-B.ThebenefitsofAIincreditscoring.-C.Theroleoffintechinbanking.-D.Theimportanceofemployeetrainingindigitaltransformation.2.Whydobanksin石家莊市faceprivacyconcernswithAI?-A.AIisexpensivetoimplement.-B.Customersdistrusttechnology.-C.Datasecurityprotocolsareweak.-D.AIsystemsmaymisusepersonalinformation.3.Howdoesopenbankingbenefitbanks?-A.Itreducesoperationalcosts.-B.Itallowscollaborationwithfintechcompanies.-C.Iteliminatestheneedforemployeetraining.-D.Itincreasescompetitionfromotherbanks.4.Whatwillbethefutureofbankingaccordingtothearticle?-A.Fullautomationwithnohumaninteraction.-B.Amixoftechnologyandcustomerservice.-C.Greaterrelianceontraditionalbankingmethods.-D.Declineintheuseoffintechpartnerships.三、完形填空（共5題，每題2分，共10分）閱讀以下段落，選擇最合適的單詞填空。Thefinancialsectorin石家莊市hasseenrapidgrowthinrecentyears,with華夏銀行expandingitsbranchnetworktoservemorecustomers.However,theregionstillfacesseveral______(1)intermsofinfrastructureandtalent.Forexample,manyruralareaslackaccesstohigh-speedinternet,whichhinderstheadoptionofdigitalbankingservices.Toaddressthis,thebankhaslaunchedinitiativestoimproveconnectivity.They______(2)mobilebankingvanstoremotevillages,offeringfinancialserviceson-site.Additionally,華夏銀行has______(3)partnershipswithlocaleducationalinstitutionstotrainmorebankingprofessionals.Despitetheseefforts,competitionremains______(4)asotherbanksandfintechfirmsalsotargetthe石家莊市market.Tostayahead,華夏銀行mustcontinuetoinnovateandadapttochangingcustomer______(5).Options:1.A.obstaclesB.opportunitiesC.advancementsD.investments2.A.deployB.developC.dismissD.distribute3.A.formedB.fosteredC.forcedD.founded4.A.fierceB.friendlyC.flexibleD.feasible5.A.expectationsB.demandsC.strategiesD.technologies四、翻譯（共3題，每題4分，共12分）將以下句子翻譯成英文，注意銀行專業(yè)術(shù)語的準(zhǔn)確性。1.華夏銀行石家莊分行致力于為客戶提供個性化金融服務(wù)。2.石家莊市橋西區(qū)金融監(jiān)管政策要求銀行定期提交風(fēng)險評估報告。3.數(shù)字化轉(zhuǎn)型使銀行業(yè)在效率和客戶滿意度方面取得了顯著進(jìn)步。五、寫作（共1題，10分）假設(shè)你是華夏銀行石家莊市橋西區(qū)的一名應(yīng)聘者，請寫一封簡短的求職信，說明你為什么想加入華夏銀行，并突出你的優(yōu)勢。答案與解析一、選詞填空1.A.operate-解析：句意為“銀行必須確保所有交易正確運行，以避免錯誤”，operate（運行）最符合語境。2.C.fluctuate-解析：句意為“由于市場波動，外匯匯率每日變化”，fluctuate（波動）最合適。3.E.comply-解析：句意為“員工必須遵守新的反洗錢法規(guī)以保持監(jiān)管批準(zhǔn)”，comply（遵守）最貼切。4.F.leverage-解析：句意為“公司計劃利用其數(shù)字銀行平臺提升客戶體驗”，leverage（利用）最符合文意。5.D.mitigate-解析：句意為“風(fēng)險管理政策旨在減輕信用違約造成的潛在損失”，mitigate（減輕）最準(zhǔn)確。二、閱讀理解1.A.Thechallengesofdigitalbankingin石家莊市.-解析：全文圍繞石家莊市銀行業(yè)數(shù)字化轉(zhuǎn)型展開，包括挑戰(zhàn)、解決方案和未來趨勢。2.D.AIsystemsmaymisusepersonalinformation.-解析：文章提到AI技術(shù)可能引發(fā)隱私問題，即個人信息可能被不當(dāng)使用。3.B.Itallowscollaborationwithfintechcompanies.-解析：文章明確指出開放銀行使銀行能與金融科技公司合作，拓展業(yè)務(wù)。4.B.Amixoftechnologyandcustomerservice.-解析：最后一段強調(diào)技術(shù)進(jìn)步與客戶服務(wù)并重的重要性。三、完形填空1.A.obstacles-解析：“基礎(chǔ)設(shè)施和人才方面的障礙”，obstacles（障礙）最合適。2.A.deploy-解析：“部署移動銀行車”，deploy（部署）符合文意。3.B.fostered-解析：“與教育機構(gòu)建立合作關(guān)系”，fostered（培養(yǎng)）最準(zhǔn)確。4.A.fierce-解析：“競爭激烈”，fierce（激烈的）最貼切。5.A.expectations-解析：“客戶期望”，expectations（期望）最符合語境。四、翻譯1.ChinaMerchantsBank,ShijiazhuangBranch,iscommittedtoprovidingcustomerswithpersonalizedfinancialservices.2.RegulatorypoliciesinWesternDistrict,Shijiazhuang,requirebankstosubmitriskassessmentreportsregularly.3.Digitaltransformationhasbroughtsignificantprogressinefficiencyandcustomersatisfactioninthebankingindustry.五、寫作（參考范文）DearHiringManager,IamwritingtoexpressmyinterestinthepositionatChinaMerchantsBank,ShijiazhuangBranch.Withastrongbackgroundinfinanceandapassionforbankinginnovation,IbelieveIamtheidealcandidateforthisrole.Duringmystudiesat[UniversityName],I