中信銀行蘇州市虎丘區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）（根據(jù)上下文語境選擇最合適的單詞填空）1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptandinnovate.A.forcedB.encouragedC.threatenedD.supported2.To______thegrowingdemandfordigitalbankingservices,thebankplanstoexpanditsonlineplatform.A.meetB.exceedC.ignoreD.reduce3.Thenewmobilebankingappaimsto______userexperiencebysimplifyingtransactions.A.enhanceB.damageC.delayD.reduce4.Despiteeconomicuncertainties,thebankremains______initscommitmenttosustainablefinance.A.flexibleB.skepticalC.committedD.reluctant5.Theregulatorychangeswill______thebank’sabilitytooffercompetitiveinterestrates.A.strengthenB.limitC.boostD.ignore二、閱讀理解（共4題，每題3分，共12分）（閱讀以下短文，回答問題）Passage:Theriseofdigitalbankinghastransformedthewaypeoplemanagetheirfinances.Traditionalbanksarenowcompetingwithfintechstartups,whichoffermoreconvenientandpersonalizedservices.However,thisshifthasalsoraisedconcernsaboutdatasecurityandprivacy.Toaddresstheseissues,banksareinvestinginadvancedcybersecuritymeasuresandregulatorycompliance.Despitechallenges,thefutureofbankingseemstobeincreasinglydigital,withbanksfocusingonintegratingAIandblockchaintechnologiestoimproveefficiency.1.Whatisthemaintopicofthepassage?A.ThehistoryofbankingB.TheimpactofdigitalbankingC.TheroleoffintechcompaniesD.Thebenefitsoftraditionalbanking2.Whatisonechallengementionedinthepassage?A.HighoperatingcostsB.DatasecurityrisksC.LowcustomersatisfactionD.Limitedserviceavailability3.Accordingtothepassage,howarebanksadaptingtodigitaltrends?A.ByignoringtechnologicalchangesB.ByinvestingincybersecurityandAIC.ByreducingbranchoperationsD.Byfocusingonofflineservices4.Whatdoesthepassagesuggestaboutthefutureofbanking?A.ItwillreturntotraditionalmethodsB.ItwillbecomemoredigitalandinnovativeC.ItwillmergewithfintechstartupsentirelyD.Itwillfocusonlyonlargeenterprises三、完形填空（共5題，每題2分，共10分）（根據(jù)上下文語境選擇最合適的單詞填空）Lastyear,theChinesegovernmentintroducednewpoliciesto______(6)thegrowthofdigitalpayments.Thesepoliciesaimedto______(7)financialriskswhilepromotinginnovation.Oneofthekeymeasureswasthe______(8)ofstricteranti-moneylaundering(AML)regulations.Bankswererequiredtoenhancetheircustomerverificationprocessesandimprovedataencryption.Asaresult,majorpaymentplatformslikeAlipayandWeChatPay______(9)compliancewiththeserules.However,somesmallbusinessesarguedthatthenewregulations______(10)theiroperations.Thegovernmentlateradjustedcertainrequirementsto______(11)abalancebetweensecurityandconvenience.Overall,theeffortshavestrengthenedthefinancialsystemwhile______(12)consumertrust.6.A.boostB.hinderC.regulateD.support7.A.reduceB.ignoreC.manageD.eliminate8.A.launchB.weakenC.relaxD.eliminate9.A.continuedB.refusedC.adjustedD.ignored10.A.complicatedB.supportedC.simplifiedD.threatened11.A.maintainB.ignoreC.disruptD.weaken12.A.erodedB.enhancedC.weakenedD.diminished四、翻譯填空（共5題，每題2分，共10分）（將中文句子翻譯成英文）1.為滿足客戶對便捷支付的需求，銀行開發(fā)了新的移動支付系統(tǒng)?！鶷o______theneedsofcustomersforconvenientpayments,thebankdevelopedanewmobilepaymentsystem.2.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行需要不斷進(jìn)行數(shù)字化轉(zhuǎn)型?！鶺iththerapiddevelopmentoffintech,traditionalbanksneedto______digitaltransformation.3.政府出臺了一系列政策以加強(qiáng)金融監(jiān)管，防范系統(tǒng)性風(fēng)險?！鶷hegovernmentintroducedaseriesofpoliciesto______financialsupervisionandpreventsystemicrisks.4.該銀行致力于為客戶提供安全、高效的金融服務(wù)。→Thebankiscommittedtoprovidingcustomerswith______andefficientfinancialservices.5.新的貸款政策旨在降低中小企業(yè)的融資門檻。→Thenewloanpolicyaimsto______thefinancingthresholdforsmallandmedium-sizedenterprises.五、句子改錯（共5題，每題2分，共10分）（找出句子中的錯誤并改正）1.Thebankwilllaunchanewcreditcardnextmonthwhichoffers5%interest-freeperiod.→Error:"interest-freeperiod"→Correction:"interest-freegraceperiod"2.Despiteeconomicdownturn,thebank’sprofitshaveincreasedsignificantly.→Error:"economicdownturn"→Correction:"economicdownturns"3.Customerscantransfermoneybetweenaccountswithin24hoursexceptweekends.→Error:"exceptweekends"→Correction:"exceptonweekends"4.Thebank’smobileapphasbeenupdatedtoimproveuserexperienceandfixsomebugs.→Noerror.5.Ifyouneedtocancelyouraccount,pleasecontactcustomerservicewithin3days.→Noerror.六、語法填空（共5題，每題2分，共10分）（根據(jù)句子語境，用括號內(nèi)動詞的適當(dāng)形式填空）1.Thebank______(offer)specialdiscountstoloyalcustomersthisquarter.→offers2.By2025,thebank______(aim)toexpanditspresenceinSoutheastAsia.→aims3.Customers______(be)requiredtoprovidetheirIDdocumentsforverification.→are4.Thenewbranch______(open)nextmonthinSuzhou’sWujiangDistrict.→willopen5.Ifyou______(miss)thedeadline,youmayneedtopayalatefee.→miss答案與解析一、選詞填空1.A.forced解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須適應(yīng)和創(chuàng)新。2.A.meet解析：銀行計劃通過擴(kuò)展線上平臺來滿足日益增長的數(shù)字銀行服務(wù)需求。3.A.enhance解析：新的移動銀行應(yīng)用旨在提升用戶體驗。4.C.committed解析：盡管經(jīng)濟(jì)不確定性，銀行仍致力于可持續(xù)發(fā)展金融。5.B.limit解析：監(jiān)管變化將限制銀行提供有競爭力的利率的能力。二、閱讀理解1.B.Theimpactofdigitalbanking解析：文章主要討論數(shù)字銀行對傳統(tǒng)銀行業(yè)的影響。2.B.Datasecurityrisks解析：文中提到數(shù)字銀行帶來的數(shù)據(jù)安全和隱私問題。3.B.ByinvestingincybersecurityandAI解析：銀行通過投資網(wǎng)絡(luò)安全和人工智能來適應(yīng)數(shù)字化轉(zhuǎn)型。4.B.It