民生銀行汕頭市金平區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，共10分）題目：閱讀以下短文，從每題所給的四個(gè)選項(xiàng)中選擇一個(gè)最佳答案，填入空格中。ThebankingsectorinShantouhasseensignificantgrowthinrecentyears,thankstotheincreasingdemandforfinancialservices.Manylocalresidentsarenowseeking(1)opportunitiestoimprovetheirfinancialliteracy.AtMinshengBank,webelievethateducationiskeytoempoweringourclients.Ourcommunityprogramsfocuson(2)financialknowledge,especiallyforsmallbusinessownersinJinnpingDistrict.Lastyear,ourteamorganizedaseriesofworkshopsondigitalbanking,whichhelpedmanyentrepreneurs(3)theiroperationsmoreefficiently.Thefeedbackwasoverwhelminglypositive,withparticipantsexpressingastrongdesireformoresuchinitiatives.Thisyear,weplantoexpandoureffortsbyincorporating(4)technologyintoourtrainingmodules.Forinstance,wewillintroduceblockchain-basedsimulationsto(5)thecomplexitiesofcross-bordertransactions.Additionally,weaimtopartnerwithlocaluniversitiesto(6)researchonfinancialinclusionincoastalregions.Bydoingso,wehopeto(7)amoreinclusiveandsustainablebankingecosystem.It’snotjustaboutbusiness;it’sabout(8)ourcommunity’seconomicfuture.Everystepforwardrequirescollaboration—betweenbanks,businesses,andindividuals.Onlythencanwe(9)thefullpotentialoffinancialservicesinShantou.AtMinshengBank,wearecommittedto(10)thisvision,nomatterthechallenges.選項(xiàng)：1.A.financialB.economicC.professionalD.practical2.A.deliveringB.sharingC.teachingD.promoting3.A.optimizeB.improveC.modernizeD.streamline4.A.artificialB.digitalC.innovativeD.traditional5.A.explainB.simplifyC.analyzeD.demonstrate6.A.supportB.conductC.developD.publish7.A.buildB.createC.strengthenD.enhance8.A.supportingB.improvingC.securingD.advancing9.A.unlockB.maximizeC.achieveD.measure10.A.realizingB.maintainingC.defendingD.expanding二、閱讀理解（共5題，每題2分，共10分）題目：閱讀以下文章，回答問題。TheRiseofFintechinShantouShantou,acoastalcityinGuangdongProvince,hasbecomeahubforfinancialtechnology(fintech)innovation.Thecity’sstrategiclocationnearHongKonganditsgrowingtechindustryhaveattractednumerousstartupsandtraditionalbanksalike.Accordingtoa2024reportbytheShantouFintechAssociation,thelocalfintechsectorgrewby35%year-over-year,outpacingnationalaverages.Oneofthekeydriversbehindthisgrowthistheincreasingadoptionofmobilebankingapps.Localbusinesses,particularlysmallandmedium-sizedenterprises(SMEs),havebenefitedfromdigitalpaymentsolutionsthatreducetransactioncostsandimproveefficiency.Forexample,MinshengBank’smobileappnowintegratesAI-poweredcreditscoring,enablingfasterloanapprovalsforentrepreneursinJinnpingDistrict.However,challengesremain.Regulatorycomplianceandcybersecurityaremajorconcernsforfintechcompanies.TheChinesegovernmenthastightenedoversightinrecentyears,requiringfirmstoundergostricterauditsanddataprotectionmeasures.Additionally,thedigitaldivide—whereruralareaslackreliableinternetaccess—posesabarriertoinclusivegrowth.Despitetheseobstacles,thefuturelookspromising.Localauthoritiesareinvestingininfrastructuretoexpandinternetcoverage,whilebanksarepartneringwithtechfirmstodeveloplow-cost,offlinebankingsolutions.Questions:1.WhatisthemainreasonforfintechgrowthinShantou?A.ProximitytoHongKongB.GovernmentincentivesC.HightechindustrydevelopmentD.IncreasingSMEdemand2.Howhavemobilebankingappsbenefitedlocalbusinesses?A.ReducedpaperworkB.LowertransactioncostsC.BettercustomerserviceD.Fastercreditscoring3.WhatarethebiggestchallengesforfintechcompaniesinShantou?A.HighcompetitionB.RegulatorycomplianceC.LimitedfundingD.Consumerdistrust4.Whatmeasuresarebeingtakentoaddressthedigitaldivide?A.OfferingsubsidiesforsmartphonesB.ExpandinginternetinfrastructureC.LaunchingofflinebankingappsD.Providingfinancialeducation5.WhatdoesthearticlesuggestaboutthefutureoffintechinShantou?A.ItwillstagnateduetoregulatoryissuesB.ItwillgrowwithgovernmentsupportC.ItwilldeclineastraditionalbanksdominateD.Itwillfocusonlyonurbanareas三、完形填空（共10題，每題1分，共10分）題目：閱讀以下短文，選擇最佳答案填空。Thefinanciallandscapein汕頭hasbeentransformedbytechnologicaladvancements.(1)traditionalbanksadapttodigitaltrends,manylocalbusinessesarereapingthebenefits.Smallenterprises,inparticular,havefoundnewwaysto(2)theirgrowththroughinnovativefinancialtools.Onesuchtoolis(3)onlinepaymentplatforms,whichhaverevolutionizedhowtransactionsareprocessed.Forinstance,aseafoodrestaurantinJinnpingDistrictreporteda20%increaseinsalesafter(4)amobilepaymentsystem.Theeaseofuseandsecurityfeatureshave(5)customersatisfactionsignificantly.However,thetransitionisnotwithoutchallenges.Manyentrepreneurslack(6)indigitalbanking,whichhinderstheirabilitytoleveragethesetoolseffectively.Toaddressthis,MinshengBankhaslaunched(7)trainingprogramstailoredtosmallbusinessowners.Theseworkshopscovereverythingfrombasicaccountingtoadvanceddigitalpaymentstrategies.Thebank’seffortshavebeen(8),withparticipantsnotingimprovedfinancialmanagementskills.Asmorebusinessesembracetechnology,thebankingsectorinShantouispoisedforfurthergrowth.(9),thesuccessofthisdigitalshiftdependsoncollaborationbetweenbanks,businesses,andcustomers.Intheend,thegoalisnotjustto(10)transactionsbuttobuildamoreinclusiveandefficientfinancialecosystem.選項(xiàng)：1.A.AsB.WhileC.BeforeD.Unless2.A.maximizeB.minimizeC.stabilizeD.reduce3.A.financialB.digitalC.traditionalD.mobile4.A.integratingB.adoptingC.launchingD.testing5.A.boostedB.declinedC.stabilizedD.reduced6.A.knowledgeB.experienceC.confidenceD.resources7.A.freeB.paidC.onlineD.offline8.A.successfulB.unsuccessfulC.minimalD.gradual9.A.HoweverB.MoreoverC.ThereforeD.Despite10.A.automateB.simplifyC.delayD.complicate四、翻譯填空（共5題，每題2分，共10分）題目：將以下句子翻譯成英文，并填入空格中。1.汕頭市金平區(qū)的中小企業(yè)正積極尋求新的融資渠道。________________________areactivelyseekingnewfinancingchannelsinJinnpingDistrict,Shantou.2.民生銀行致力于為當(dāng)?shù)鼐用裉峁┢栈萁鹑诜?wù)。MinshengBankiscommittedtoprovidinginclusivefinancialservicesforlocalresidents.3.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來發(fā)展的關(guān)鍵。Digitaltransformationisthekeytothefuturedevelopmentofthebankingindustry.4.我們希望通過培訓(xùn)提高客戶的金融素養(yǎng)。Wehopetoimproveclients’financialliteracythroughtraining.5.加強(qiáng)監(jiān)管有助于防范金融風(fēng)險(xiǎn)。Strengtheningregulationhelpspreventfinancialrisks.五、改錯(cuò)題（共5題，每題2分，共10分）題目：以下句子中各有一處錯(cuò)誤，請(qǐng)找出并改正。1.Thebankhasimplementedanewsystemtoimprovecustomerserviceandincreasetheefficienyoftransactions.→________________________2.ManysmallbusinessesinShantouhavebenstrugglingtoaccessaffordableloansduetocomplexapplicationprocesses.→________________________3.ThefintechindustryinJinnpingDistricthasgrownrapidlyoverthepastfewyears,eventhoughitfacesregulatorychallenges.→________________________4.MinshengBank’smobileappnowincludesfeaturesthatallowcustomerstotransfermoneyinstantlyandsafely.→________________________5.Topromotefinancialinclusion,thebankhaspartneredwithlocaleducationalinstitutionstoofferfreefinancialworkshops.→________________________答案及解析一、選詞填空1.B.economic解析：此處指“經(jīng)濟(jì)機(jī)會(huì)”，與銀行業(yè)務(wù)相關(guān)。2.A.delivering解析：focusondeliveringknowledge強(qiáng)調(diào)“傳遞知識(shí)”，符合語境。3.C.modernize解析：smallbusinessowners需要“現(xiàn)代化”操作流程。4.B.digital解析：結(jié)合上下文，fintech行業(yè)需“數(shù)字化”技術(shù)。5.B.simplify解析：區(qū)塊鏈模擬旨在“簡化”復(fù)雜交易。6.B.conduct解析：與大學(xué)合作“開展”研究。7.C.strengthen解析：buildanecosystem強(qiáng)調(diào)“加強(qiáng)”生態(tài)。8.D.advancing解析：securefuture不如advancefuture（推進(jìn)未來）自然。9.A.unlock解析：unlockpotential意為“釋放潛力”。10.A.realizing解析：committorealizingvision（實(shí)現(xiàn)愿景）。二、閱讀理解1.C.hightechindustrydevelopment解析：文章明確指出techindustry是關(guān)鍵驅(qū)動(dòng)力。2.B.lowertransactioncosts解析：文中提到digitalpaymentsolutionsreducecosts。3.B.regulatorycompliance解析：文中兩次強(qiáng)調(diào)regulatorychallenges。4.B.expandinginternetinfrastructure解析：政府投資expandinternetcoverage。5.B.itwillgrowwithgovernmentsupport解析：文章結(jié)尾暗示政策支持將推動(dòng)發(fā)展。三、完形填空1.B.While解析：對(duì)比傳統(tǒng)銀行與數(shù)字趨勢。2.A.maximize解析：企業(yè)尋求“最大化”增長。3.B.digital解析：paymentplatform