興業(yè)銀行深圳市寶安區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，總計10分）Instructions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.AsaleadingfinancialinstitutioninShenzhen,IndustrialBankiscommittedto______digitalbankingservicesforenterprises.A.providingB.offeringC.deliveringD.supplying3.Thenewpolicyaimsto______smallbusinessesbyreducinginterestratesandsimplifyingloanapplications.A.assistB.benefitC.supportD.enhance4.Shenzhen’sfinancialsectorhasgrownsignificantlyduetoits______inattractingforeigninvestment.A.abilityB.strengthC.capabilityD.efficiency5.Thebank’sriskmanagementteamcarefully______tominimizepotentiallossesinthemarket.A.analyzesB.examinesC.assessesD.evaluates6.Blockchaintechnologyisexpectedto______thetransparencyoftransactionsinthebankingsector.A.improveB.enhanceC.increaseD.reduce7.Thecompany’s______strategyhashelpeditexpanditsmarketshareinSouthChina.A.aggressiveB.conservativeC.passiveD.neutral8.Theeconomicdownturnhas______thedemandforcreditinthemanufacturingindustry.A.decreasedB.increasedC.stabilizedD.fluctuated9.Themergerwill______thebank’scompetitiveedgeinthedigitalbankingmarket.A.strengthenB.weakenC.reduceD.eliminate10.Theregulatoryauthorityisworkingto______stricterrulestoprotectconsumers’rights.A.implementB.introduceC.enforceD.establish二、閱讀理解（共5題，每題2分，總計10分）Instructions:Readthepassagebelowandanswerthequestions.Passage:TheriseoffintechhastransformedthebankingindustryinShenzhen,China.Traditionalbanksarenowcompetingwithtech-drivencompaniesthatofferfaster,moreefficientservices.Fintechfirmsleveragebigdata,artificialintelligence,andmobileplatformstoprovidepersonalizedbankingsolutions,attractingayoungerdemographic.However,thisshifthasalsoposedchallengesfortraditionalbanks,whichmustadapttonewtechnologieswhilemaintainingtheircorevalues.Thegovernmenthasintroducedpoliciestosupporttheintegrationoffintechwithtraditionalbanking,aimingtofosterinnovationwhileensuringfinancialstability.1.WhathasbeenthebiggestimpactoffintechonthebankingindustryinShenzhen?A.IncreasedcompetitionB.ReducedefficiencyC.HighercostsD.Decreasedinnovation2.Howdofintechcompaniesattractcustomers?A.ThroughtraditionaladvertisingB.ByofferingslowservicesC.ByleveragingtechnologyD.Byfocusingonolderdemographics3.Whatchallengesdotraditionalbanksfaceduetofintech?A.TheynolongerneedtoinnovateB.TheymustadapttonewtechnologiesC.TheycanignorecustomerneedsD.Theynolongerfacecompetition4.Whatroledoesthegovernmentplayinthefintechsector?A.ItcompletelybansfintechB.ItsupportsintegrationwithtraditionalbankingC.ItignoresfintechdevelopmentsD.Itencouragesunregulatedgrowth5.Whatisthemaingoalofthegovernment’spolicies?A.ToeliminatefintechB.TopromoteinnovationwhileensuringstabilityC.TobenefittraditionalbanksonlyD.Toslowdowntechnologicalgrowth三、完形填空（共10題，每題1分，總計10分）Instructions:Completethepassagewiththewordsprovided.ThebankingsectorinShenzhenhasseensignificantchangesoverthepastdecade.Withtheriseofdigitalbanking,______(6)______traditionalbankshavehadtoinnovatetostaycompetitive.Fintechcompanies,usingadvancedtechnologieslikeblockchainandAI,havedisruptedthemarketbyofferingmoreefficientanduser-friendlyservices.______(7)______,banksmustnowbalanceinnovationwithriskmanagementtoensurelong-termsuccess.Thegovernmenthasplayedacrucialroleby______(8)______policiesthatsupportthegrowthoffintechwhilemaintainingfinancialstability.Forexample,theintroductionofreal-nameverificationsystemshas______(9)______transactiontransparency.However,challengesremain,suchasensuringdatasecurityandprotectingconsumerprivacy.Banksthatcaneffectivelyaddresstheseissueswill______(10)______theleadintheevolvingfinanciallandscape.6.A.AlthoughB.BecauseC.ThereforeD.Despite7.A.YetB.SoC.AlsoD.Thus8.A.introducingB.enforcingC.ignoringD.developing9.A.improvedB.reducedC.increasedD.decreased10.A.maintainB.loseC.followD.ignore四、翻譯填空（共5題，每題2分，總計10分）Instructions:TranslatetheChinesesentencesintoEnglish.1.深圳的金融科技企業(yè)正在利用大數(shù)據(jù)改善客戶服務(wù)體驗?！鶷hefintechcompaniesinShenzhenareusingbigdatato______customerserviceexperience.2.興業(yè)銀行致力于為中小企業(yè)提供低成本的融資解決方案?！鶬ndustrialBankiscommittedtoprovidingsmallandmedium-sizedenterpriseswith______financingsolutions.3.中國的監(jiān)管機(jī)構(gòu)正在加強(qiáng)對數(shù)字貨幣市場的監(jiān)管?！鶦hina’sregulatoryauthoritiesarestrengtheningtheiroversightofthedigitalcurrencymarket.4.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來發(fā)展的關(guān)鍵?！鶧igitaltransformationis______forthefuturedevelopmentofthebankingindustry.5.為了提高效率，銀行正在引入自動化流程?！鶷oimproveefficiency,banksareintroducing______processes.五、寫作（共1題，總計10分）Instructions:Writeashortessay(150-200words)onthetopic:"TheImpactofFintechonTraditionalBankinginShenzhen."答案及解析一、選詞填空1.A(forced)解析：fintech的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新。2.A(providing)解析：提供數(shù)字銀行服務(wù)是興業(yè)銀行的核心業(yè)務(wù)。3.C(support)解析：政策旨在支持小微企業(yè)，降低融資門檻。4.A(ability)解析：深圳金融業(yè)發(fā)達(dá)得益于其吸引外資的能力。5.C(assesses)解析：風(fēng)險管理團(tuán)隊評估市場風(fēng)險以減少損失。6.B(enhance)解析：區(qū)塊鏈技術(shù)提高了交易的透明度。7.A(aggressive)解析：公司采取積極策略擴(kuò)張市場份額。8.A(decreased)解析：經(jīng)濟(jì)下行導(dǎo)致制造業(yè)信貸需求下降。9.A(strengthen)解析：合并將增強(qiáng)銀行在數(shù)字銀行市場的競爭力。10.B(introduce)解析：監(jiān)管機(jī)構(gòu)引入更嚴(yán)格的規(guī)定保護(hù)消費者權(quán)益。二、閱讀理解1.A(Increasedcompetition)解析：文章首段提到fintech加劇了銀行業(yè)競爭。2.C(Byleveragingtechnology)解析：文章第二段說明fintech通過技術(shù)吸引用戶。3.B(Theymustadapttonewtechnologies)解析：傳統(tǒng)銀行需適應(yīng)新技術(shù)以保持競爭力。4.B(Itsupportsintegrationwithtraditionalbanking)解析：政府政策鼓勵fintech與傳統(tǒng)銀行合作。5.B(Topromoteinnovationwhileensuringstability)解析：政府旨在推動創(chuàng)新同時維護(hù)金融穩(wěn)定。三、完形填空6.D(Despite)解析：盡管傳統(tǒng)銀行面臨挑戰(zhàn)，但仍在創(chuàng)新。7.A(Yet)解析：盡管銀行創(chuàng)新，但仍需管理風(fēng)險。8.A(introducing)解析：政府引入政策支持fintech發(fā)展。9.A(improved)解析：實名認(rèn)證提高了交易透明度。10.A(maintain)解析：能解決數(shù)據(jù)安全的銀行將保持領(lǐng)先。四、翻譯填空1.→enhance解析：大數(shù)據(jù)可優(yōu)化客戶服務(wù)。2.→low-cost解析：興業(yè)銀行提供低成本融資方案。3.→strengtheningtheiroversight解析：監(jiān)管機(jī)構(gòu)加強(qiáng)數(shù)字貨幣市場監(jiān)管。4.→crucial解析：數(shù)字化轉(zhuǎn)型是銀行業(yè)發(fā)展的關(guān)鍵。5.→automated解析：銀行引入自動化流程提高效率。五、寫作范文TheImpactofFintechonTraditionalBankinginShenzhenFintechhassignifican