華夏銀行南通市如皋市2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）背景提示：華夏銀行南通市如皋市分行近期開展了一場關(guān)于金融科技應(yīng)用的培訓(xùn)，旨在提升員工對數(shù)字化轉(zhuǎn)型趨勢的認(rèn)知。以下是一篇關(guān)于該培訓(xùn)的報道節(jié)選，請根據(jù)上下文選擇最合適的詞語填空。1.Thetraining________participantswiththelatestadvancementsinfintech,includingblockchainandAI-drivensolutions.A.familiarizedB.facilitatedC.complicatedD.outdated2.ManybanksintheYangtzeRiverDeltaregion________exploringwaystointegratebigdataanalyticsintotheiroperations.A.havebeenB.wereC.hadD.will3.Thesession________theimportanceofcybersecurityintheageofdigitalbanking.A.highlightedB.ignoredC.minimizedD.exaggerated4.Employeeswere________toaskquestionsduringtheinteractiveworkshops,ensuringahands-onlearningexperience.A.encouragedB.prohibitedC.remindedD.forced5.Thebank’scommitmenttoinnovation________throughitsinvestmentincutting-edgetechnologies.A.wasB.hasbeenC.isD.willbe6.Theuseofchatbots________customerserviceefficiencybyreducingresponsetimes.A.enhancesB.diminishesC.maintainsD.disrupts7.Thetraining________thatthefutureofbankingliesintechnologicalintegration.A.suggestedB.deniedC.affirmedD.questioned8.Thebank’sstrategy________tostayaheadinthecompetitivefintechlandscape.A.isB.areC.wasD.hasbeen9.Participants________theneedforcontinuouslearningtokeepupwithindustrytrends.A.emphasizedB.neglectedC.doubtedD.accepted10.Thetraining________asignificantimpactonthebank’sdigitaltransformationinitiatives.A.hadB.hasC.willhaveD.wouldhave二、閱讀理解（共5題，每題2分）背景提示：以下是一篇關(guān)于華夏銀行南通市如皋市分行優(yōu)化小微企業(yè)信貸服務(wù)的文章，請根據(jù)文章內(nèi)容回答問題。文章：華夏銀行南通市如皋市分行近年來積極響應(yīng)國家政策，致力于優(yōu)化小微企業(yè)信貸服務(wù)。該分行通過引入大數(shù)據(jù)風(fēng)控模型，大幅提升了信貸審批效率，同時降低了不良貸款率。分行還推出了“一站式”信貸服務(wù)平臺，簡化了申請流程，減少了企業(yè)的時間成本。此外，分行與當(dāng)?shù)卣献?，建立了小微企業(yè)融資擔(dān)保基金，為優(yōu)質(zhì)企業(yè)提供風(fēng)險保障。數(shù)據(jù)顯示，2024年上半年，該分行小微企業(yè)貸款余額同比增長35%，遠(yuǎn)高于行業(yè)平均水平。分行負(fù)責(zé)人表示，未來將繼續(xù)深化數(shù)字化轉(zhuǎn)型，探索更多創(chuàng)新服務(wù)模式，為地方經(jīng)濟(jì)發(fā)展提供有力支持。1.Accordingtothepassage,whathasbeentheprimaryfocusofHuaxiaBank’sRuzhouRugaobranchinrecentyears?A.Expandingitsbranchnetwork.B.Improvingcreditservicesforsmallandmedium-sizedenterprises.C.Increasingitsloanapprovaltimes.D.Reducingitsworkforce.2.Howhastheintroductionofabigdatariskcontrolmodelbenefitedthebank?A.Ithasincreasedthebank’soperationalcosts.B.Ithasreducedtheefficiencyofcreditapproval.C.Ithasimprovedcreditapprovalefficiencyandloweredbaddebtrates.D.Ithasmadethebanklesscompetitiveinthemarket.3.Whatdoesthe"one-stopcreditserviceplatform"referto?A.Aphysicallocationwherebusinessescanapplyforloans.B.Asimplifiedonlineapplicationprocess.C.Apartnershipwithotherfinancialinstitutions.D.Agovernment-fundedloanprogram.4.Whathasbeentheimpactofthecollaborativefundwiththelocalgovernment?A.Ithasledtohigherloanrejectionrates.B.Ithasprovidedriskprotectionforhigh-qualityenterprises.C.Ithasincreasedthebank’sregulatoryburden.D.Ithasreducedthebank’sprofitmargins.5.Whatdoesthebankplantodointhefuture?A.Reduceitsfocusonsmallandmedium-sizedenterprises.B.Maintainthecurrentlevelofdigitaltransformation.C.Exploremoreinnovativeservicemodels.D.Decreaseitsloanapprovalefficiency.三、句子改錯（共5題，每題2分）背景提示：以下句子中包含語法或用詞錯誤，請找出并改正。1.Thebank’sdigitalplatformisdesignedforfacilitateonlinetransactionsforcustomers.2.Employeeswererequiredtocompletethefintechtrainingwithintwoweeksperiod.3.TheuseofAIinbankinghasbeenincreaseoperationalefficiencysignificantly.4.The分行hasbeenworkingcloselywithlocalenterprisestounderstandtheirfinancialneeds.5.Participantsareencouragedtosubmittheirfeedbackbeforetheendofthetrainingprogram.四、完形填空（共10題，每題1分）背景提示：以下是一篇關(guān)于華夏銀行南通市如皋市分行加強(qiáng)合規(guī)管理的文章，請根據(jù)上下文選擇最合適的詞語填空。Lastyear,HuaxiaBank’sRuzhouRugaobranchimplementedaseriesofmeasuresto________(6)itscompliancemanagementsystem.Thebank________(7)regularinternalauditstoidentifyandaddresspotentialrisks.Additionally,thebranch________(8)adedicatedcomplianceteamtoensureadherencetoregulatoryrequirements.Employeeswere________(9)withcomprehensivecompliancetraining,coveringtopicssuchasanti-moneylaunderinganddataprotection.Thebankalso________(10)adigitalcomplianceplatformtostreamlinereportingandmonitoringprocesses.Theseefforts________(11)asignificantreductionincompliance-relatedincidents.Thebranch’scomplianceofficernotedthatmaintainingastrongcomplianceculture________(12)tothebank’slong-termsustainability.Movingforward,thebank________(13)toenhanceitscomplianceframeworkbyincorporatingemergingregulatorytrends.This________(14)thebank’scommitmenttooperatingethicallyandresponsiblyinthefinancialsector.Byprioritizingcompliance,HuaxiaBank’sRuzhouRugaobranchis________(15)tobuildtrustwithitscustomersandstakeholders.6.A.strengthen7.B.conducted8.C.established9.D.trained10.E.developed11.F.resulted12.G.depends13.H.willcontinue14.I.demonstrates15.J.poised五、翻譯（共5題，每題2分）背景提示：請將以下中文句子翻譯成英文。1.華夏銀行南通市如皋市分行致力于為當(dāng)?shù)仄髽I(yè)提供高效便捷的金融服務(wù)。2.通過數(shù)字化轉(zhuǎn)型，該分行成功降低了運(yùn)營成本，提升了客戶滿意度。3.分行積極與政府合作，推動地方金融生態(tài)的健康發(fā)展。4.員工需要不斷學(xué)習(xí)新知識，以適應(yīng)快速變化的金融行業(yè)。5.該分行將以創(chuàng)新為驅(qū)動，持續(xù)優(yōu)化服務(wù)，助力區(qū)域經(jīng)濟(jì)發(fā)展。答案及解析一、選詞填空1.A.familiarized解析：familiarizesb.withsth.意為“使某人熟悉某事”，符合句意。2.A.havebeen解析：現(xiàn)在完成進(jìn)行時表示動作從過去持續(xù)到現(xiàn)在，符合語境。3.A.highlighted解析：highlight強(qiáng)調(diào)的重要性，符合文意。4.A.encouraged解析：encouragesb.todosth.意為“鼓勵某人做某事”，符合語境。5.B.hasbeen解析：現(xiàn)在完成時表示動作對現(xiàn)在的影響，符合語境。6.A.enhances解析：enhance提升效率，符合文意。7.C.affirmed解析：affirm確認(rèn)，符合文意。8.A.is解析：主語strategy為單數(shù)，用is。9.A.emphasized解析：emphasize強(qiáng)調(diào)，符合文意。10.C.willhave解析：將來時表示未來影響，符合語境。二、閱讀理解1.B.Improvingcreditservicesforsmallandmedium-sizedenterprises.解析：文章首段明確指出分行的重點是優(yōu)化小微企業(yè)信貸服務(wù)。2.C.Ithasimprovedcreditapprovalefficiencyandloweredbaddebtrates.解析：第二段提到大數(shù)據(jù)風(fēng)控模型提升了審批效率，降低了不良貸款率。3.B.Asimplifiedonlineapplicationprocess.解析：第三段描述了一站式服務(wù)平臺簡化了申請流程。4.B.Ithasprovidedriskprotectionforhigh-qualityenterprises.解析：第四段提到擔(dān)?；馂閮?yōu)質(zhì)企業(yè)提供風(fēng)險保障。5.C.Exploremoreinnovativeservicemodels.解析：最后一段提到分行計劃深化數(shù)字化轉(zhuǎn)型，探索創(chuàng)新服務(wù)模式。三、句子改錯1.designedtofacilitate→designedtofacilitate解析：無需改正，搭配正確。2.twoweeksperiod→two-weekperiod解析：固定搭配two-weekperiod。3.hasbeenincrease→hasbeenincreasing解析：現(xiàn)在完成進(jìn)行時。4.分行→thebranch解析：英文中需加定冠詞。5.areencouraged→areencouraged解析：無需改正，搭配正確。四、完形填空6.strengthen7.conducted8.established9.trained10.develo