招商銀行烏魯木齊市新市區(qū)2025秋招筆試英語(yǔ)題專練及答案第一部分：選詞填空（10題，每題1分）directions:choosethebestwordtofillineachblankfromthefouroptions(a,b,c,d).1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.a)forcedb)motivatedc)challengedd)supported2.Asafinancialinstitution,ChinaMerchantsBankemphasizestheimportanceof______initsbusinessoperations.a)efficiencyb)corruptionc)redundancyd)instability3.The烏魯木齊branchofChinaMerchantsBankhasachievedsignificantgrowthin______transactionsinrecentyears.a)domesticb)overseasc)digitald)rural4.Thebank’snewpolicyaimsto______customersatisfactionbyimprovingservicequality.a)enhanceb)diminishc)neglectd)postpone5.FinancialinclusionisakeypriorityforChinaMerchantsBank,especiallyin______regionslikeXinjiang.a)developedb)remotec)urband)industrial6.Thebank’smobileapphasbeen______toprovideaseamlessbankingexperience.a)designedb)ignoredc)criticizedd)abandoned7.TheeconomicreformsinChinahave______thebankingsectortogrowatafasterpace.a)acceleratedb)slowedc)stabilizedd)diversified8.ChinaMerchantsBank’scorporatesocialresponsibilityinitiativesfocuson______educationandpovertyreduction.a)supportingb)underminingc)ignoringd)expanding9.Thebank’sriskmanagementteamensuresthat______complianceismaintainedatalltimes.a)legalb)illegalc)unethicald)unnecessary10.The烏魯木齊officehasbeen______toattractandretaintoptalentinthefinancialindustry.a)successfulb)unsuccessfulc)indifferentd)careless第二部分：閱讀理解（5題，每題2分）directions:readthepassagebelowandanswerthequestionsthatfollow.Passage:ChinaMerchantsBankhasbeenexpandingitspresenceinthe烏魯木齊region,leveragingdigitaltechnologytoimproveserviceaccessibility.Thebank’sstrategyfocusesonfinancialinclusion,particularlyinruralandunderservedareasofXinjiang.Byintroducingmobilebankingsolutionsandbranchlessbankingmodels,thebankhassignificantlyincreaseditscustomerbase.The烏魯木齊branchhasalsopartneredwithlocalgovernmentstopromotefinancialliteracyprograms,aimingtoempowersmallbusinessesandfarmers.However,challengessuchasinfrastructurelimitationsandculturaldifferencesremain.Despitetheseobstacles,thebank’scommitmenttoinnovationandcustomer-centricserviceshaspositioneditasaleaderintheregion’sfinancialsector.1.WhatistheprimaryfocusofChinaMerchantsBank’sexpansioninthe烏魯木齊region?a)Profitmaximizationb)Financialinclusionc)Riskreductiond)Employeerecruitment2.HowhasChinaMerchantsBankimprovedserviceaccessibilityinXinjiang?a)Byopeningmorephysicalbranchesb)Byintroducingdigitalbankingsolutionsc)Byincreasingloaninterestratesd)ByreducingATMcoverage3.WhatinitiativeshasthebanktakentosupportlocalcommunitiesinXinjiang?a)Offeringhigh-interestsavingsaccountsb)Partneringwithlocalgovernmentsforfinancialeducationc)Investinginheavyindustryprojectsd)Reducingcreditlimitsforsmallbusinesses4.Whatchallengesdoesthebankfaceinthe烏魯木齊region?a)Highcompetitionfromotherbanksb)Limitedgovernmentsupportc)Infrastructureandculturalbarriersd)Lowcustomerengagement5.WhatdoesthepassagesuggestaboutChinaMerchantsBank’sfuturestrategy?a)Afocusonshort-termprofitsb)Continuedemphasisoninnovationandinclusivityc)Reductionindigitalbankingeffortsd)Greaterrelianceontraditionalbankingmodels第三部分：語(yǔ)法填空（5題，每題2分）directions:completethefollowingsentencesbyfillingintheblankswiththecorrectformofthewordsprovidedinparentheses.1.Despitethe______(challenge),thebank’s烏魯木齊branchmanagedtodoubleitscustomerbaselastyear.2.Thenewmobileappisdesignedto______(simplify)theprocessoftransferringfunds.3.Financialtechnologyhas______(transform)thewaybankingservicesaredelivered.4.Thebank’spoliciesensurethatall______(customer)aretreatedfairlyandtransparently.5.The烏魯木齊officehasbeen______(strive)toattractmoreyoungprofessionalstoitsteam.第四部分：完形填空（5題，每題2分）directions:readthepassagebelowandchoosethebestoption(a,b,c,d)tocompleteeachblank.Lastyear,ChinaMerchantsBanklaunchedapilotprograminthe烏魯木齊regiontopromotedigitalbankingamongruralpopulations.Theprogramaimedto______(6)thegapbetweenurbanandruralfinancialservices.Byprovidingtrainingonmobilebankingandofferinglow-costloans,thebank______(7)smallfarmerstoaccessfinancialresourcesmoreeasily.Initialresultswerepromising,witha30%increaseindigitalbankingadoptioninthetargetarea.However,thebank______(8)thatinfrastructureinsomeremotevillageswasstillamajor______(9).Toaddressthis,thebank______(10)partnershipswithlocaltelecomcompaniestoimproveinternetconnectivity.ThesuccessofthepilotprogramhasencouragedthebanktoexpandtheinitiativeacrossXinjiang.6.a)closeb)widenc)ignored)celebrate7.a)enabledb)disabledc)discouragedd)excluded8.a)noticedb)deniedc)realizedd)ignored9.a)opportunityb)challengec)advantaged)benefit10.a)formedb)brokec)strengthenedd)weakened第五部分：翻譯（2題，每題3分）directions:translatethefollowingsentencesintoEnglish.1.招商銀行在新疆地區(qū)的普惠金融政策得到了當(dāng)?shù)卣膹V泛支持。2.隨著科技的發(fā)展，移動(dòng)銀行已成為銀行業(yè)務(wù)的重要組成部分。答案及解析第一部分：選詞填空1.c)challenged解析：fintech的發(fā)展對(duì)傳統(tǒng)銀行業(yè)提出了挑戰(zhàn)，故用challenged。2.a)efficiency解析：銀行強(qiáng)調(diào)效率，故選efficiency。3.c)digital解析：文中提到數(shù)字化交易增長(zhǎng)，故選digital。4.a)enhance解析：政策旨在提升客戶滿意度，故用enhance。5.b)remote解析：新疆是偏遠(yuǎn)地區(qū)，故用remote。6.a)designed解析：移動(dòng)應(yīng)用是設(shè)計(jì)來(lái)提供無(wú)縫體驗(yàn)的，故用designed。7.a)accelerated解析：經(jīng)濟(jì)改革加速了銀行業(yè)發(fā)展，故用accelerated。8.a)supporting解析：銀行社會(huì)責(zé)任關(guān)注教育和扶貧，故用supporting。9.a)legal解析：風(fēng)險(xiǎn)管理確保合規(guī)，故用legal。10.a)successful解析：烏魯木齊辦公室成功吸引人才，故用successful。第二部分：閱讀理解1.b)Financialinclusion解析：文中明確提到銀行重點(diǎn)是financialinclusion。2.b)Byintroducingdigitalbankingsolutions解析：文中提到mobilebanking和branchlessbanking。3.b)Partneringwithlocalgovernmentsforfinancialeducation解析：文中提到與政府合作推廣financialeducation。4.c)Infrastructureandculturalbarriers解析：文中提到infrastructurelimitations和culturaldifferences。5.b)Continuedemphasisoninnovationandinclusivity解析：文章結(jié)尾強(qiáng)調(diào)innovation和inclusivity。第三部分：語(yǔ)法填空1.challenges解析：despitethechallenges（盡管挑戰(zhàn)）。2.simplifies解析：designtosimplify（設(shè)計(jì)來(lái)簡(jiǎn)化）。3.transformed解析：hastransformed（已轉(zhuǎn)變）。4.customers解析：allcustomer