招商銀行臺(tái)州市路橋區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）背景提示：結(jié)合招商銀行在臺(tái)州路橋區(qū)的業(yè)務(wù)拓展及區(qū)域經(jīng)濟(jì)發(fā)展趨勢設(shè)計(jì)題目。1.TheexpansionofZhaoshangBankinTaizhouLuqiaoDistricthassignificantly__________localbusinesses,providingthemwithmorefinancial__________.A.supported/solutionsB.enabled/servicesC.encouraged/optionsD.influenced/tools2.To__________thecompetitivelandscape,thebankmustfocusoninnovative__________andcustomer-centricstrategies.A.navigate/productsB.improve/operationsC.analyze/marketsD.develop/partnerships3.Thedigitaltransformationinthebankingsectorrequires__________investmentintechnology,especiallyinareaslikeAIandbigdata.A.substantial/sustainableB.minimal/flexibleC.strategic/efficientD.incremental/scalable4.Thelocalgovernment’s__________infosteringeconomicgrowthhascreatedfavorableconditionsforfinancialinstitutions.A.initiative/environmentB.hesitation/policyC.indifference/frameworkD.opposition/strategy5.ZhaoshangBank’ssuccessinTaizhouLuqiaoDistrictispartlyduetoits__________approachtowardcommunitydevelopment.A.reactive/traditionalB.proactive/modernC.passive/conservativeD.selective/innovative二、閱讀理解（共4題，每題3分，共12分）背景提示：節(jié)選自招商銀行2024年區(qū)域業(yè)務(wù)報(bào)告及臺(tái)州路橋區(qū)經(jīng)濟(jì)概況。Passage1ThebankingsectorinTaizhouLuqiaoDistricthaswitnessedrapidgrowthinrecentyears,drivenbytheregion’sthrivingmanufacturingande-commerceindustries.Localfinancialinstitutions,includingZhaoshangBank,havecapitalizedonthistrendbyofferingtailoredsolutionsforsmallandmedium-sizedenterprises(SMEs).However,challengessuchasregulatorycomplianceandcybersecurityremainsignificantconcerns.Thebankhasrespondedbystrengtheningitsriskmanagementframeworksandinvestingindigitalplatformstoenhanceserviceefficiency.6.Whatistheprimarydriverofthebankingsector’sgrowthinTaizhouLuqiaoDistrict?A.GovernmentsubsidiesB.PopulationincreaseC.IndustryexpansionD.Foreigninvestment7.WhichofthefollowinghasZhaoshangBankprioritizedtoaddressindustrychallenges?A.BranchexpansionB.RiskmanagementC.EmployeehiringD.Marketingcampaigns8.Thepassagesuggeststhatcybersecurityisa__________inthebankingsector.A.minorissueB.secondaryconcernC.majorchallengeD.temporaryhurdle9.WhatstrategyhasZhaoshangBankadoptedtoimproveserviceefficiency?A.TraditionalbankingmethodsB.OfflineserviceintegrationC.DigitalplatformdevelopmentD.ReducedoperationalcostsPassage2TaizhouLuqiaoDistrict,knownasahubforsmall-scalemanufacturing,facesincreasingcompetitionfromlargerindustrialzonesinChina.Toremaincompetitive,localbusinessesareseekingfinancialsupportforinnovationandautomation.ZhaoshangBankhaslaunchedaspecialloanprogramtargetingSMEsinhigh-techindustries,offeringcompetitiveinterestratesandflexiblerepaymentterms.Thisinitiativehasnotonlyboostedthebank’smarketsharebutalsocontributedtothedistrict’seconomicdiversification.However,theprogram’slong-termsustainabilitydependsontheregion’sabilitytoattractfurtherinvestmentinadvancedmanufacturing.10.WhatisthemainchallengefacedbyTaizhouLuqiaoDistrict’sbusinesses?A.HighlaborcostsB.LimitedfinancialresourcesC.InsufficientgovernmentsupportD.Poorinfrastructure11.HowhasZhaoshangBankbenefitedfromtheloanprogram?A.ReducedoperationalcostsB.IncreasedcustomerbaseC.StrengthenedregulatorytiesD.Expandedphysicalbranches12.Thepassageimpliesthattheloanprogram’ssuccessislinkedto__________.A.short-termgainsB.regionalindustrialdevelopmentC.aggressivemarketingD.centralizedmanagement三、完形填空（共5題，每題2分，共10分）背景提示：圍繞招商銀行在臺(tái)州路橋區(qū)的普惠金融實(shí)踐。ThebankingsectorinTaizhouLuqiaoDistricthasseena__________shiftinrecentyears,withfinancialinstitutionsincreasinglyfocusingoninclusivebanking.ZhaoshangBank,inparticular,has__________itseffortstoserveruralcommunitiesandlow-incomehouseholds.Byleveragingdigitaltoolssuchasmobilebankingappsandonlinecreditplatforms,thebankhas__________barrierstofinancialaccess.However,challengessuchasdigitalliteracygapsandinfrastructurelimitationspersist.Thebank’snextstepisto__________partnershipswithlocalorganizationsto__________financialeducationprograms.Thisapproachalignswiththegovernment’sbroadergoalofreducingeconomicinequality.13.A.gradualB.suddenC.gradualD.abrupt14.A.intensifiedB.relaxedC.minimizedD.ignored15.A.loweredB.raisedC.maintainedD.eliminated16.A.strengtheningB.weakeningC.reducingD.neglecting17.A.implementB.postponeC.expandD.cancel四、句子改錯(cuò)（共5題，每題2分，共10分）背景提示：考察語法和邏輯錯(cuò)誤，結(jié)合銀行業(yè)務(wù)場景。18.Thebankhasimplementednewpoliciestoimprovetheefficiencyofitsloanapprovalprocess,butitstilltakestoolongforcustomerstoreceivefunding.→__________19.Ourteamisworkingonadigitalbankingplatformthatwillallowclientstotransfermoneybetweenaccountswithoutneedingtovisitaphysicalbranch.→__________20.Tocomplywithfinancialregulations,allemployeesmustcompleteannualtrainingonanti-moneylaunderingprocedures,includingterroristfinancing.→__________21.TheeconomicdownturninTaizhouLuqiaoDistricthasaffectedtheprofitabilityoflocalbusinesses,whichmakesitharderforthemtosecureloans.→__________22.ZhaoshangBank’scustomerserviceteamisavailable24/7toassistclientswithanyquestionsorissuestheymighthave,ensuringaseamlessbankingexperience.→__________五、翻譯填空（共5題，每題2分，共10分）背景提示：翻譯招商銀行在臺(tái)州路橋區(qū)的業(yè)務(wù)承諾。23.Thebankiscommittedto__________sustainablefinancialpracticesthatbenefitbothbusinessesandthecommunity.→我們致力于__________可持續(xù)的金融實(shí)踐，使企業(yè)和社會(huì)都能從中受益。24.By__________innovativetechnologies,ZhaoshangBankaimstoenhancetheconvenienceofitsservicesforcustomersinTaizhouLuqiaoDistrict.→通過__________創(chuàng)新技術(shù)，招商銀行旨在提升臺(tái)州路橋區(qū)客戶的__________。25.Thebank’s__________istosupportlocaleconomicdevelopmentbyprovidingaccessibleandaffordablefinancialsolutions.→招商銀行的__________是通過提供易于獲取且負(fù)擔(dān)得起的金融解決方案來支持地方經(jīng)濟(jì)發(fā)展。26.__________financialliteracyamongyoungentrepreneurs,thebankhaslaunchededucationalworkshopsincollaborationwithlocaluniversities.→為了__________年輕創(chuàng)業(yè)者的金融知識(shí)，招商銀行與當(dāng)?shù)卮髮W(xué)合作舉辦了教育研討會(huì)。27.ZhaoshangBankensures__________compliancewithallrelevantlawsandregulationstomaintaintrustandcredibility.→招商銀行確保__________所有相關(guān)法律法規(guī)，以維護(hù)信任和聲譽(yù)。答案與解析一、選詞填空1.B.enabled/services-解析：銀行通過提供金融服務(wù)“賦能”本地企業(yè)，故選enabled（使能夠）和services（服務(wù)）。2.A.navigate/products-解析：銀行業(yè)需“應(yīng)對(duì)”競爭，并“專注”創(chuàng)新產(chǎn)品，navigate（應(yīng)對(duì)）和products（產(chǎn)品）符合語境。3.A.substantial/sustainable-解析：數(shù)字化轉(zhuǎn)型需“大量”資金投入，且要“可持續(xù)”，substantial（大量的）和sustainable（可持續(xù)的）最匹配。4.A.initiative/environment-解析：地方政府“積極推動(dòng)”經(jīng)濟(jì)發(fā)展，創(chuàng)造了有利“環(huán)境”，initiative（積極性）和environment（環(huán)境）最合適。5.B.proactive/modern-解析：銀行采取“主動(dòng)”的社區(qū)發(fā)展策略，體現(xiàn)“現(xiàn)代化”理念，proactive（主動(dòng)的）和modern（現(xiàn)代化的）符合題意。二、閱讀理解6.C.industryexpansion-解析：文章首句明確指出制造業(yè)和電商的繁榮是增長驅(qū)動(dòng)力。7.B.riskmanagement-解析：第二段提及銀行“加強(qiáng)風(fēng)險(xiǎn)管理框架”以應(yīng)對(duì)挑戰(zhàn)。8.C.majorchallenge-解析：文章強(qiáng)調(diào)網(wǎng)絡(luò)安全是“重大挑戰(zhàn)”，故選C。9.C.digitalplatformdevelopment-解析：第二段提到銀行“投資數(shù)字平臺(tái)”提升效率。10.B.limitedfinancialresources-解析：第三段指出企業(yè)尋求“資金支持”以創(chuàng)新，暗示資金短缺。11.B.increasedcustomerbase-解析：第四段說明貸款計(jì)劃“擴(kuò)大了客戶群”。12.B.regionalindustrialdevelopment-解析：文章暗示貸款計(jì)劃成功依賴“區(qū)域工業(yè)發(fā)展”，故選B。三、完形填空13.A.gradual-解析：“逐漸”的金融轉(zhuǎn)型更符合行業(yè)趨勢。14.A.intensified-解析：銀行“加強(qiáng)”服務(wù)農(nóng)村的力度。15.A.lowered-解析：數(shù)字工具“降低”了金融門檻。16.A.strengthening-解析：銀行“加強(qiáng)”與組織的合作。17.A.implement-解析：“實(shí)施”教育項(xiàng)目是合理動(dòng)作。四、句子改錯(cuò)18.→"itstilltakestoolong"shouldbe"itstilltakestoolongforcustomerstoreceivefunding"(補(bǔ)充介詞for)-解析：缺少介詞for，應(yīng)改為"forcustomerstoreceivefunding"。19.→"withoutneedingtovisitaphysicalbranch"shouldbe"withoutneedingtovisitaphysi