興業(yè)銀行江門市鶴山市2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.ThebankingsectorinGuangdonghasseensignificantgrowth,______theriseoffintechcompanies.A.duetoB.despiteC.becauseofD.insteadof2.Ourbankaimsto______financialinclusionforsmallbusinessesinruralareas.A.promoteB.decreaseC.ignoreD.limit3.ThenewbranchinJieshiTownisstrategicallylocatedto______localtrade.A.boostB.hinderC.stabilizeD.weaken4.The鶴山市g(shù)overnmenthasimplementedpoliciesto______foreigninvestmentinthemanufacturingsector.A.attractB.discourageC.reduceD.eliminate5.Theannualfinancialreportwillbe______bytheendofQ4.A.releasedB.delayedC.finalizedD.revised6.Thecross-borderpaymentsystemneedsfurther______toimproveefficiency.A.developmentB.destructionC.reductionD.elimination7.Ourteamisworkingonaprojectto______digitalbankingservices.A.innovateB.simplifyC.complicateD.standardize8.Theeconomicdownturnhas______creditdemandinthefirsthalfoftheyear.A.increasedB.decreasedC.stabilizedD.fluctuated9.Theregulatorycompliancedepartmentensuresthatalloperations______thelaw.A.complywithB.violateC.ignoreD.exceed10.Themergerwill______thebank’smarketshareinthesouthernregion.A.expandB.shrinkC.remainD.fluctuate二、閱讀理解（共5題，每題2分）directions:Readthepassageandchoosethebestanswerforeachquestion.Passage:Therapiddevelopmentofthedigitaleconomyhastransformedthebankingindustry,especiallyinregionslikeGuangdongandJiangmen.Traditionalbanksarenowcompetingwithfintechcompanies,whichoffermoreconvenientandefficientservices.The鶴山市g(shù)overnmenthasactivelysupportedthistrendbyprovidingtaxincentivesandfundingforstartups.However,challengesremain,suchasensuringdatasecurityandregulatorycompliance.Banksthatcanadapttothesechangeswillhaveacompetitiveedge.1.Whatisthemainfocusofthepassage?A.Theeconomicimpactoffintechcompanies.B.GovernmentpoliciesinGuangdong.C.Thechallengesofdigitalbanking.D.Thetransformationofthebankingindustry.2.Whichregionishighlightedasakeyplayerinthedigitaleconomy?A.Jiangmen.B.Shanghai.C.Guangdong.D.Beijing.3.Whatsupportdoesthe鶴山市g(shù)overnmentprovidetofintechcompanies?A.Low-interestloans.B.Taxincentivesandfunding.C.Freeofficespaces.D.Talentrecruitmentprograms.4.Accordingtothepassage,whatisamajorchallengeforbanks?A.Highcompetition.B.Datasecurity.C.Lowprofitability.D.Customerretention.5.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Traditionalbankswilldominatethemarket.B.Fintechcompanieswillreplacebanksentirely.C.Adaptationtodigitaltrendsiscrucial.D.Thebankingindustrywillstagnate.三、語法填空（共5題，每題2分）directions:Fillineachblankwithoneword.1.Thebank’sannualrevenue______by20%lastyear,reflectingstronggrowth.2.Employeesareencouragedto______innovativeideastoimprovecustomerservice.3.Thenewcreditpolicywill______effectnextmonthtoaddressrisingdefaults.4.The鶴山市branchhas______over100,000customerssinceitsopening.5.Thecentralbank’sdecisiontolowerinterestratesaimsto______borrowingcostsforbusinesses.四、完形填空（共10題，每題1分）directions:Readthepassageandchoosethebestanswerforeachblank.Lastyear,the興業(yè)銀行introducedanewmobilebankingapptoenhanceuserexperience.Theapp______(6)______featuressuchasreal-timebalancetrackingandinstantfundtransfers.Thebank______(7)______ateamofdeveloperstoensuretheapp’sreliabilityandsecurity.Despitesomeinitialtechnicalissues,customerfeedbackhasbeenoverwhelminglypositive.Theapphas______(8)______asignificantincreaseindigitaltransactions.Thebankplanstoaddmore______(9)______,suchasAI-poweredfinancialadvice,inthefuture.Thismovereflectsthebank’scommitmenttostayingaheadinthecompetitivebankinglandscape.6.A.includedB.excludedC.limitedD.expanded7.A.hiredB.firedC.retainedD.replaced8.A.recordedB.ignoredC.reducedD.delayed9.A.toolsB.servicesC.productsD.policies10.A.recentlyB.currentlyC.previouslyD.lately五、翻譯（共5題，每題3分）directions:TranslatethefollowingsentencesintoEnglish.1.鶴山市的經(jīng)濟發(fā)展為銀行業(yè)提供了廣闊的市場機會。2.我們銀行致力于為客戶提供個性化的金融服務(wù)。3.新的監(jiān)管政策要求銀行加強反洗錢措施。4.跨境支付業(yè)務(wù)的增長得益于技術(shù)的進步。5.銀行需要不斷創(chuàng)新以應(yīng)對市場競爭。答案及解析一、選詞填空1.A.dueto解析：ThebankingsectorinGuangdonghasseensignificantgrowthduetotheriseoffintechcompanies.（由于金融科技公司的興起，廣東省銀行業(yè)已經(jīng)實現(xiàn)了顯著增長。）2.A.promote解析：Ourbankaimstopromotefinancialinclusionforsmallbusinessesinruralareas.（我們的銀行致力于為農(nóng)村地區(qū)的小型企業(yè)促進金融包容性。）3.A.boost解析：ThenewbranchinJieshiTownisstrategicallylocatedtoboostlocaltrade.（江新鎮(zhèn)的這家新分行戰(zhàn)略性地選址以促進當?shù)刭Q(mào)易。）4.A.attract解析：The鶴山市g(shù)overnmenthasimplementedpoliciestoattractforeigninvestmentinthemanufacturingsector.（鶴山市政府已實施政策以吸引制造業(yè)的外國投資。）5.A.released解析：TheannualfinancialreportwillbereleasedbytheendofQ4.（年度財務(wù)報告將在第四季度末發(fā)布。）6.A.development解析：Thecross-borderpaymentsystemneedsfurtherdevelopmenttoimproveefficiency.（跨境支付系統(tǒng)需要進一步發(fā)展以提高效率。）7.A.innovate解析：Ourteamisworkingonaprojecttoinnovatedigitalbankingservices.（我們的團隊正在開發(fā)一個創(chuàng)新數(shù)字銀行服務(wù)的項目。）8.B.decreased解析：Theeconomicdownturnhasdecreasedcreditdemandinthefirsthalfoftheyear.（經(jīng)濟衰退導(dǎo)致上半年信貸需求下降。）9.A.complywith解析：Theregulatorycompliancedepartmentensuresthatalloperationscomplywiththelaw.（監(jiān)管合規(guī)部門確保所有運營符合法律。）10.A.expand解析：Themergerwillexpandthebank’smarketshareinthesouthernregion.（合并將擴大銀行在南部地區(qū)的市場份額。）二、閱讀理解1.D.Thetransformationofthebankingindustry.解析：Thepassagediscusseshowdigitaltechnologyischangingthebankingsector,makingthisthemainfocus.2.C.Guangdong.解析：ThetextmentionsGuangdongasaregionwherethedigitaleconomyisthriving.3.B.Taxincentivesandfunding.解析：Thepassagestatesthatthe鶴山市g(shù)overnmentprovidestaxincentivesandfundingforfintechcompanies.4.B.Datasecurity.解析：Thetexthighlightsdatasecurityasamajorchallengeforbanksinthedigitalera.5.C.Adaptationtodigitaltrendsis