中信銀行寧波市象山縣2025秋招筆試英語題專練及答案第一部分：詞匯選擇（10題，每題1分）directions:Choosethebestwordtofillineachblank.1.TheeconomicrecoveryinZhejiangProvincehasbeen__________bystrongdomesticdemandandforeigntradegrowth.A.drivenB.boostedC.supportedD.reinforced2.寧波市的跨境電商政策為本地中小企業(yè)提供了______________進入全球市場的機會。A.accessB.gatewayC.opportunityD.platform3.Thebank’sdigitaltransformationhas__________theefficiencyofitsservicedeliveryandcustomersatisfaction.A.enhancedB.improvedC.maximizedD.optimized4.Thenewregulationsaimto__________financialrisksandprotectconsumers'interests.A.mitigateB.eliminateC.reduceD.control5.Theannualfinancialreporthighlightsthecompany’s__________inrevenuegrowthandmarketexpansion.A.successB.achievementC.progressD.performance6.Theloanofficercarefullyreviewedtheapplicant’s__________toensurecompliancewithlendingstandards.A.documentationB.recordsC.papersD.documents7.Thebank’scustomerserviceteamis__________inresolvingcomplexfinancialissues.A.skilledB.competentC.capableD.proficient8.Themerger__________thetworegionalbanksintoastrongerentitywithbroadermarketreach.A.integratedB.combinedC.mergedD.consolidated9.Theeconomicstimuluspackageisexpectedto__________joblossesandsupportsmallbusinesses.A.preventB.reduceC.minimizeD.mitigate10.ThefintechsectorinNingbohas__________rapidgrowthinrecentyears,drivenbyinnovation.A.experiencedB.undergoneC.facedD.encountered第二部分：閱讀理解（3篇文章，共10題，每題2分）Passage1Theriseofdigitalbankinghastransformedthefinancialindustry,particularlyincoastalregionslikeNingbo.Traditionalbanksarenowcompetingwithfintechcompaniesthatoffermoreconvenientandpersonalizedservices.AccordingtoareportbytheChinaBankingandInsuranceRegulatoryCommission,digitalbankingadoptionhasincreasedby30%inthepastyearalone.Thisshifthasforcedtraditionalbankstoinvestheavilyintechnologyandcustomerexperience.Forinstance,ChinaMerchantsBankhaslaunchedanAI-poweredchatbottoimproveserviceefficiency.Meanwhile,smallandmedium-sizedenterprises(SMEs)inNingbohavebenefitedfromdigitalbankingbyaccessingfasterloanapprovalsandlowerinterestrates.However,challengesremain,suchascybersecurityrisksandtheneedforstaffretraining.Despitetheseissues,thefutureofbankinginChinaappearstobeincreasinglydigital.1.Whatisthemaintopicofthepassage?A.Theimpactofdigitalbankingontraditionalbanks.B.Thegrowthoffintechcompaniesincoastalregions.C.ThechallengesofdigitalbankinginChina.D.ThebenefitsofdigitalbankingforSMEs.2.Accordingtothepassage,howhasdigitalbankingchangedtheindustry?A.Ithasreducedcompetitionbetweenbanksandfintechs.B.Ithasforcedtraditionalbankstoinnovate.C.Ithasdecreasedthedemandforloanservices.D.Ithaseliminatedtheneedforhumaninteraction.3.WhatdoesthepassagesuggestaboutthefutureofbankinginChina?A.Traditionalbankswilldominatethemarket.B.Digitalbankingwillbecomemoreprevalent.C.Fintechcompanieswillreplacetraditionalbanks.D.Theregulatoryenvironmentwillremainunchanged.Passage2Ningbo,akeyportcityinZhejiangProvince,hasbeenactivelypromotinginternationaltradeandattractingforeigninvestment.Thegovernmenthasimplementedseveralpoliciestosupportthegrowthofexport-orientedindustries,includingtaxincentivesandstreamlinedcustomsprocedures.Asaresult,thecity’sexportshaveincreasedby15%inthepastyear.However,challengesremain,suchasrisinglaborcostsandenvironmentalconcerns.Toaddresstheseissues,thecityhasbeeninvestinginautomationandgreentechnologies.Forexample,theNingboPorthasadoptedelectriccranestoreducecarbonemissions.Additionally,thegovernmenthasbeencollaboratingwithuniversitiestotrainstudentsininternationaltradeandlogistics.TheseeffortsareexpectedtopositionNingboasaglobaltradehubinthefuture.4.Whatistheprimaryfocusofthepassage?A.ThechallengesofportoperationsinNingbo.B.Thegovernment’spoliciestopromoteinternationaltrade.C.Theimpactofautomationontheportindustry.D.Theroleofuniversitiesintrainingtradeprofessionals.5.Accordingtothepassage,howhastheNingboPortreduceditsenvironmentalimpact?A.Byimposingstricterenvironmentalregulations.B.Byusingelectriccranes.C.Byencouragingbusinessestoadoptgreenpractices.D.Byreducingcargotraffic.6.WhatdoesthepassagesuggestaboutthefutureofNingbo’stradesector?A.Itwillfacedecliningexportsduetocompetition.B.Itwillcontinuetogrowwithgovernmentsupport.C.Itwillrelyheavilyonlabor-intensiveindustries.D.Itwillshiftawayfrominternationaltrade.Passage3China’sfinancialsectorhasbeenevolvingrapidly,withincreasingemphasisonriskmanagementandregulatorycompliance.TheCentralBankhasintroducedstrictercapitalrequirementsforbanks,aimingtoenhancefinancialstability.Thesemeasureshaveforcedbankstoimprovetheirriskassessmentmodelsandinternalcontrols.Forexample,IndustrialandCommercialBankofChinahasimplementedanadvancedanalyticsplatformtodetectfraudmoreeffectively.Meanwhile,theinsurancesectorhasbeenfocusingonproductinnovationtomeetchangingcustomerneeds.Theriseofwealthmanagementserviceshasalsobeenakeytrend,withbanksofferingmorepersonalizedfinancialsolutions.However,challengesremain,suchastheneedforbetterdatasecurityandmoreskilledprofessionals.Despitetheseissues,thefinancialsectorinChinaisexpectedtoremainresilientandcontinuetogrow.7.Whatisthemainthemeofthepassage?A.TheintroductionofnewregulationsinChina’sfinancialsector.B.ThegrowthofwealthmanagementservicesinChina.C.Thechallengesofriskmanagementinbanks.D.TheevolutionofinsuranceproductsinChina.8.Accordingtothepassage,howhavebanksrespondedtoregulatorychanges?A.Byreducingtheirfocusonriskmanagement.B.Byimprovingtheirinternalcontrols.C.Bycuttingbackonwealthmanagementservices.D.Byincreasingtheirrelianceonmanualprocesses.9.WhatdoesthepassagesuggestaboutthefutureofChina’sfinancialsector?A.Itwillfacedecliningdemandforfinancialservices.B.Itwillcontinuetogrowwithinnovation.C.Itwillbecomemoreconservativeduetoregulations.D.Itwillshiftawayfromwealthmanagement.10.WhichofthefollowingisNOTmentionedinthepassageasachallengeforthefinancialsector?A.Datasecurityrisks.B.Regulatorycompliance.C.Laborshortages.D.Productinnovation.第三部分：句子改錯（5題，每題2分）directions:Identifytheerrorineachsentenceandcorrectit.1.Theeconomicpoliciesimplementedbythelocalgovernmenthavebeenhelpsmallbusinessestogrow.→Theeconomicpoliciesimplementedbythelocalgovernmenthavebeen________smallbusinessesgrow.→Theeconomicpoliciesimplementedbythelocalgovernmenthavebeenhelpingsmallbusinessesgrow.2.Despitethechallenges,theteammanagedtocompletetheprojectontimeandwithinbudget.→Despitethechallenges,theteammanagedtocompletetheprojectontimeandwithinbudget.→Thissentenceiscorrect.3.Thebank’sdigitalplatformhasbeenimprovetheefficiencyofitsservicedelivery.→Thebank’sdigitalplatformhasbeenimprovingtheefficiencyofitsservicedelivery.4.Ifwehadinvestedmoreintechnology,wecouldhavebeenavoidthefinanciallosses.→Ifwehadinvestedmoreintechnology,wecouldhaveavoidedthefinanciallosses.5.Themergerbetweenthetwobankswillresultinamorecompetitiveandefficientmarket.→Themergerbetweenthetwobankswillresultinamorecompetitiveandefficientmarket.→Thissentenceiscorrect.第四部分：完形填空（1篇文章，10題，每題1分）directions:Fillineachblankwiththebestwordfromthebox.|Options|A.enhance|B.mitigate|C.integrate|D.streamline|E.optimize|F.comply|G.leverage|H.foster|I.expand|J.innovate||--||||--||-||--|-|||1.Thebank’snewmobileappaimsto__________customerexperiencethroughartificialintelligence.|J.innovate||2.Thecompany’ssustainabilitystrategyincludesmeasuresto__________environmentalrisks.|B.mitigate||3.Themergerwill__________thetwobanks’operationsintoasingle,unifiedsystem.|C.integrate||4.Thebankhas__________digitalbankingservicestomeetthegrowingdemandforonlinebanking.|I.expand||5.Theregulatorychangesrequirefinancialinstitutionsto__________withnewcompliancestandards.|F.comply||6.Thebank’sdataanalyticsteamisworkingto__________theefficiencyofitsreportingprocesses.|D.streamline||7.Thebank’swealthmanagementdivisionplansto__________itsproductofferingstoattractmorehigh-net-worthclients.|H.foster||8.Thebank’sriskmanagementdepartmentisexploringwaysto__________theimpactofmarketvolatility.|B.mitigate||9.Thebank’sdigitaltransformationeffortsaredesignedto__________itscompetitiveedgeinthemarket.|A.enhance||10.Thebank’spartnershipwithfintechcompaniesallowsitto__________theirtechnologicalexpertise.|G.leverage|答案及解析第一部分：詞匯選擇1.A.driven解析：TheeconomicrecoveryinZhejiangProvincehasbeendrivenbystrongdomesticdemandandforeigntradegrowth.（浙江省的經(jīng)濟復蘇是由強勁的國內(nèi)需求和外貿(mào)增長推動的。）2.A.access解析：寧波市的跨境電商政策為本地中小企業(yè)提供了進入全球市場的機會。（Ningbo’scross-bordere-commercepolicyprovideslocalSMEswithaccesstotheglobalmarket.）3.A.enhanced解析：Thebank’sdigitaltransformationhasenhancedtheefficiencyofitsservicedeliveryandcustomersatisfaction.（銀行的數(shù)字化轉(zhuǎn)型提升了其服務(wù)效率和客戶滿意度。）4.A.mitigate解析：Thenewregulationsaimtomitigatefinancialrisksandprotectconsumers'interests.（新法規(guī)旨在減輕金融風險并保護消費者利益。）5.D.performance解析：Theannualfinancialreporthighlightsthecompany’sperformanceinrevenuegrowthandmarketexpansion.（年度財務(wù)報告突出了公司在收入增長和市場擴張方面的表現(xiàn)。）6.A.documentation解析：Theloanofficercarefullyreviewedtheapplicant’sdocumentationtoensurecompliancewithlendingstandards.（貸款經(jīng)理仔細審查了申請人的文件，以確保符合貸款標準。）7.B.competent解析：Thebank’scustomerserviceteamiscompetentinresolvingcomplexfinancialissues.（銀行客服團隊能夠勝任解決復雜的金融問題。）8.D.consolidated解析：Themergerconsolidatedthetworegionalbanksintoastrongerentitywithbroadermarketreach.（合并將兩家區(qū)域銀行整合為一個更強大的實體，市場覆蓋范圍更廣。）9.B.reduce解析：Theeconomicstimuluspackageisexpectedtoreducejoblossesandsupportsmallbusinesses.（經(jīng)濟刺激計劃有望減少失業(yè)并支持中小企業(yè)。）10.A.experienced解析：ThefintechsectorinNingbohasexperiencedrapidgrowthinrecentyears,drivenbyinnovation.（近幾年來，寧波的金融科技行業(yè)因創(chuàng)新而經(jīng)歷了快速增長。）第二部分：閱讀理解1.A.Theimpactofdigitalbankingontraditionalbanks.解析：文章主要討論了數(shù)字銀行對傳統(tǒng)銀行的影響，包括競爭壓力、技術(shù)轉(zhuǎn)型等。2.B.Ithasforcedtraditionalbankstoinnovate.解析：文章指出，數(shù)字銀行的興起迫使傳統(tǒng)銀行進行創(chuàng)新，例如投資技術(shù)、提升客戶體驗。3.B.Digitalbankingwillbecomemoreprevalent.解析：文章最后提到，數(shù)字銀行在中國將越來越普遍，成為未來趨勢。4.B.Thegovernment’spoliciestopromoteinternationaltrade.解析：文章重點介紹了寧波市為促進國際貿(mào)易而實施的政策，如稅收優(yōu)惠和簡化海關(guān)流程。5.B.Byusingelectriccranes.解析：文章提到寧波港采用電動起重機以減少碳排放，這是其環(huán)保措施之一。6.B.Itwillcontinuetogrowwithgovernmentsupport.解析：文章指出，政府的支持政策將推動寧波的貿(mào)易行業(yè)持續(xù)發(fā)展。7.A.Theintroductionofnewregula