招商銀行洛陽市洛龍區(qū)2025秋招筆試英語題專練及答案第一部分：選詞填空（共10題，每題1分）說明：從下列選項中選出最適合填入空白處的單詞，每題只有一個正確答案。1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.delayedD.limited2.AsaleadingfinancialinstitutioninCentralChina,ChinaMerchantsBankiscommittedto__________financialservicestobusinessesinLuoyang.A.providingB.supplyingC.offeringD.delivering3.TheeconomicgrowthinLuoyang'shigh-techzonehas__________thedemandforbankingsolutionsintheregion.A.increasedB.decreasedC.stabilizedD.fluctuated4.Ourbankaimsto__________asustainableandinclusivefinancialecosystemforsmallandmediumenterprises(SMEs)inHenanProvince.A.buildB.constructC.developD.establish5.ThenewmobilebankingappfeaturesadvancedAI-powered__________toenhancecustomerexperience.A.toolsB.technologiesC.systemsD.devices6.ThebankingsectorinLuoyangfaceschallengessuchas__________competitionfromonlinefinancialplatforms.A.fierceB.mildC.moderateD.relaxed7.Thebank’sriskmanagementteammust__________strictcompliancemeasurestoensureregulatoryadherence.A.implementB.followC.enforceD.adopt8.ThecollaborationbetweenChinaMerchantsBankandlocalgovernmentsinLuoyang__________toboostthecity’seconomictransformation.A.contributesB.leadsC.directsD.advances9.TheannualfinancialsymposiuminLuoyangfocuseson__________trendsinthebankingindustry.A.analyzingB.discussingC.examiningD.evaluating10.Thebank’scustomerservicerepresentativesaretrainedto__________high-qualityandpersonalizedbankingadvice.A.provideB.offerC.deliverD.give第二部分：閱讀理解（共5題，每題2分）說明：閱讀以下短文，并回答問題。每題只有一個正確答案。Passage1ThebankingsectorinLuoyanghasexperiencedsignificantgrowthinrecentyears,drivenbythecity’srapideconomicdevelopmentandtheriseoffintech.ChinaMerchantsBank,asakeyplayerintheindustry,hasbeenexpandingitspresenceintheregion.Thebankhasintroducedinnovativefinancialproductstailoredtotheneedsoflocalbusinesses,particularlyinthehigh-techandmanufacturingsectors.However,italsofaceschallengessuchasintensecompetitionfromonlinebankingplatformsandtheneedtoenhancedigitalinfrastructure.Toaddresstheseissues,thebankhasbeeninvestingheavilyinAIandbigdataanalyticstoimproveserviceefficiencyandcustomersatisfaction.1.Whatisthemaindriverofthebankingsector’sgrowthinLuoyang?A.GovernmentpoliciesB.FintechadvancementsC.PopulationincreaseD.Industrialexpansion2.WhichsectorhasbenefitedmostfromChinaMerchantsBank’sofferingsinLuoyang?A.RetailB.RealestateC.High-techandmanufacturingD.Agriculture3.WhatchallengesdoesChinaMerchantsBankfaceinLuoyang?A.RegulatoryrestrictionsB.OnlinebankingcompetitionC.HighoperationalcostsD.Limitedcustomerbase4.Howisthebankaddressingitschallenges?A.ByreducingitsworkforceB.ByincreasingbranchopeningsC.ByinvestinginAIandbigdataD.Bycuttingservicecosts5.WhatdoesthepassagesuggestaboutthefutureofbankinginLuoyang?A.Itwilldeclineduetocompetition.B.Itwillstagnatewithoutinnovation.C.Itwillgrowwithtechnologicaladvancements.D.Itwillrelymoreontraditionalmethods.第三部分：完形填空（共10題，每題1分）說明：閱讀以下短文，并從選項中選擇最適合填入空白處的單詞。每題只有一個正確答案。ThebankingindustryinLuoyanghas__________(6)transformedoverthepastdecade.Traditionalbankshavehadto__________(7)withtheriseofdigitalfinancialservices.ChinaMerchantsBank,__________(8)aleadingfinancialinstitutionintheregion,hasadaptedby__________(9)itsservicestomeettheevolvingneedsofcustomers.Thebankhas__________(10)astrongfocusoncybersecuritytoprotectclientdata.1.A.greatly2.B.slightly3.C.partially4.D.completely5.E.rapidly6.F.partially7.G.compete8.H.suchas9.I.updating10.J.placed第四部分：翻譯（共5題，每題2分）說明：將以下句子翻譯成英文。1.招商銀行致力于為洛陽市的中小企業(yè)提供定制化的金融服務。2.隨著科技的進步，銀行業(yè)需要不斷創(chuàng)新以滿足客戶需求。3.洛龍區(qū)的經(jīng)濟發(fā)展為銀行帶來了新的機遇和挑戰(zhàn)。4.中國人民銀行要求銀行加強風險管理體系建設。5.銀行客戶體驗的提升需要多方面的努力和合作。第五部分：寫作（共1題，10分）說明：根據(jù)以下題目，寫一篇短文（150-200詞）。Topic：HowcanbanksinLuoyangleveragefintechtoimprovecustomerservices?Discussatleastthreespecificstrategies.答案及解析第一部分：選詞填空1.A.forced解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新和適應，故選forced。2.A.providing解析：銀行致力于為當?shù)仄髽I(yè)提供金融服務，provide最符合語境。3.A.increased解析：高新區(qū)經(jīng)濟增長帶動了金融服務的需求，increase最貼切。4.D.establish解析：銀行的目標是建立可持續(xù)的金融生態(tài)，establish最合適。5.B.technologies解析：AI技術用于提升客戶體驗，technologies為最佳選項。6.A.fierce解析：線上金融平臺的競爭激烈，fierce符合語境。7.A.implement解析：風險管理部門需要實施嚴格合規(guī)措施，implement最準確。8.A.contributes解析：銀行為城市經(jīng)濟轉型做出貢獻，contributes為正確答案。9.C.examining解析：論壇聚焦于分析行業(yè)趨勢，examine最合適。10.C.deliver解析：客服代表需提供高質量的個性化建議，deliver最貼切。第二部分：閱讀理解1.B.Fintechadvancements解析：文章明確指出fintech是主要驅動力。2.C.High-techandmanufacturing解析：文章提到銀行的產(chǎn)品主要服務于這兩個行業(yè)。3.B.Onlinebankingcompetition解析：文章指出線上平臺競爭是主要挑戰(zhàn)。4.C.ByinvestinginAIandbigdata解析：銀行通過AI和大數(shù)據(jù)技術應對挑戰(zhàn)。5.C.Itwillgrowwithtechnologicaladvancements解析：文章暗示技術進步將推動銀行業(yè)發(fā)展。第三部分：完形填空6.E.rapidly7.G.compete8.H.suchas9.I.updating10.J.placed第四部分：翻譯1.ChinaMerchantsBankiscommittedtoprovidingcustomizedfinancialservicesforsmallandmediumenterprisesinLuoyang.2.Withtheadvancementoftechnology,thebankingindustryneedstoinnovatetomeetcustomerdemands.3.TheeconomicdevelopmentofLuoyanghasbroughtnewopportunitiesandchallengestobanks.4.ThePeople’sBankofChinarequiresbankstostrengthentheconstructionofriskmanagementsystems.5.Improvingcustomerexperienceinbankingrequireseffortsandcooperationfrommultipleparties.第五部分：寫作范文HowcanbanksinLuoyangleverage