中信銀行威海市環(huán)翠區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentofdigitalbankinghas__________thetraditionalfinancialindustry,requiringemployeestoadaptquicklytonewtechnologies.A.revolutionizedB.complicatedC.stabilizedD.minimized2.Asaregionalbank,中信銀行hasalways__________itscommitmenttoservinglocalbusinessesandcommunitiesinWeihai.A.emphasizedB.neglectedC.reducedD.delayed3.Thebank’scustomerserviceteammust__________detailedfeedbacktoimproveservicequalityandenhancecustomersatisfaction.A.ignoreB.collectC.dismissD.delay4.Inthecurrenteconomicclimate,banksneedto__________innovativesolutionstoaddressthechallengesofrisinginterestratesandmarketvolatility.A.avoidB.adoptC.denyD.ignore5.Thebranchmanager’sleadershipskills__________theefficiencyoftheteamandthesuccessofprojects.A.determineB.determineC.determinesD.determined6.Thebank’sonlinebankingplatformhasbeen__________tomeetthegrowingdemandfordigitalfinancialservices.A.designedB.developedC.discoveredD.demonstrated7.Effectiveriskmanagementis__________tothelong-termsustainabilityofanyfinancialinstitution.A.essentialB.optionalC.unnecessaryD.optional8.Thenewbranchin環(huán)翠區(qū)isstrategicallylocatedto__________moreresidentsandsmallbusinesses.A.attractB.excludeC.limitD.ignore9.Thebank’strainingprogramsfocuson__________employeeswiththelatestindustryknowledgeandcompliancerequirements.A.equippingB.reducingC.denyingD.neglecting10.Themergerbetweentwomajorbanks__________thecompetitionintheWeihaimarketandcreatednewopportunities.A.reducedB.intensifiedC.weakenedD.stabilized二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:Theriseoffintechhastransformedthebankingindustryinrecentyears.Traditionalbankslike中信銀行areadaptingtothischangebyintegratingdigitalsolutionsintotheiroperations.InWeihai,acitywithagrowingeconomy,thedemandforefficientanduser-friendlyfinancialserviceshasincreasedsignificantly.Thebankhaslaunchedseveralinitiatives,includingmobilebankingapps,AI-poweredchatbots,andcontactlesspaymentsystems,toenhancecustomerexperience.However,challengesremain,suchasensuringdatasecurityandmaintainingregulatorycompliance.Thesuccessoftheseeffortsdependsonthebank’sabilitytobalanceinnovationwithriskmanagement.1.Whathasbeenthebiggestimpactoffintechonthebankingindustry?A.IncreasedcompetitionB.ReducedefficiencyC.DecreasedcustomersatisfactionD.Limiteddigitaladoption2.WhyhasthedemandforfinancialservicesinWeihaigrown?A.ThepopulationhasdecreasedB.TheeconomyhasstagnatedC.ThecityhasmodernizedD.Thebankhasclosedbranches3.Whatinitiativeshas中信銀行takentoimprovecustomerservice?A.ReducedmobilebankingoptionsB.LimitedcontactlesspaymentsC.IntroduceddigitalsolutionsD.Decreasedbranchlocations4.Whatisoneofthebiggestchallengesforbanksinthedigitalera?A.HighemployeeturnoverB.DatasecurityrisksC.DecreasedprofitsD.Fewercustomers5.Howcanthesuccessofabank’sdigitaltransformationbemeasured?A.ByreducingbranchlocationsB.ByincreasingpapertransactionsC.BybalancinginnovationandriskmanagementD.Byminimizingcustomercomplaints三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromthefouroptions(A,B,C,D).ThebankingsectorinWeihaihasundergonesignificantchangesinthepastdecade.Withthe__________ofdigitalbanking,traditionalfinancialinstitutionshavehadto__________theiroperationstostaycompetitive.In環(huán)翠區(qū),中信銀行hasbeenattheforefrontofthistransformation,__________newtechnologiestoimproveefficiencyandcustomerservice.Thebank’ssuccess__________onitsabilitytoadapttomarkettrendsand__________regulatoryrequirements.Employeesareencouragedto__________continuouslearningtokeepupwithindustryadvancements.This__________hasnotonlyboostedproductivitybutalso__________thebank’sreputationasaleaderintheregion.1.A.riseB.fallC.declineD.stagnation2.A.adjustB.ignoreC.expandD.reduce3.A.adoptingB.rejectingC.ignoringD.delaying4.A.dependsB.reliesC.focusesD.ignores5.A.followsB.breaksC.ignoresD.exceeds6.A.engageinB.avoidC.neglectD.participatein7.A.strategyB.challengeC.effortD.decision8.A.enhancedB.reducedC.ignoredD.diminished9.A.duetoB.despiteC.becauseofD.alongwith10.A.thusB.howeverC.thereforeD.moreover四、翻譯填空（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.中信銀行致力于為環(huán)翠區(qū)居民提供優(yōu)質(zhì)的金融服務(wù)。2.數(shù)字化轉(zhuǎn)型是銀行業(yè)應(yīng)對(duì)市場(chǎng)挑戰(zhàn)的關(guān)鍵。3.銀行員工需要具備良好的溝通能力和團(tuán)隊(duì)合作精神。4.風(fēng)險(xiǎn)管理是確保銀行穩(wěn)健發(fā)展的基礎(chǔ)。5.客戶滿意度是衡量銀行服務(wù)水平的核心指標(biāo)。五、作文（1題，10分）directions:Writeanessayofatleast150wordsonthetopic:"TheRoleofTechnologyinModernBanking."答案及解析一、選詞填空1.A(revolutionized)–Digitalbankinghasbroughtsignificantchangetothetraditionalfinancialindustry.2.A(emphasized)–Thebankhighlightsitscommitmenttolocalbusinesses.3.B(collect)–Feedbackiscrucialforserviceimprovement.4.B(adopt)–Banksneedtoimplementinnovativesolutions.5.C(determines)–Leadershipskillsdirectlyimpactteamperformance.6.B(developed)–Theplatformwascreatedtomeetdemand.7.A(essential)–Riskmanagementisvitalforsustainability.8.A(attract)–Thebranchaimstodrawmorecustomers.9.A(equipping)–Trainingprogramsprepareemployeesforindustrychanges.10.B(intensified)–Themergerincreasedcompetition.二、閱讀理解1.A–Fintechhasdisruptedtraditionalbankingbyintroducingdigitalsolutions.2.C–Weihai’seconomicgrowthhasboostedfinancialservicedemand.3.C–Thebankhasintroduceddigitaltoolslikeappsandchatbots.4.B–Cybersecurityisamajorconcerninthedigitalage.5.C–Successdependsonbalancinginnovationandriskcontrol.三、完形填空1.A(rise)–Digitalbankinghasgrownsignificantly.2.A(adjust)–Banksmustadapttochanges.3.A(adopting)–Thebankintegratesnewtechnologies.4.A(depends)–Successhingesonadaptability.5.A(follows)–Thebankcomplieswithregulations.6.A(engagein)–Employeesshouldlearncontinuously.7.C(effort)–Thisapproachhasimprovedproductivity.8.A(enhanced)–Thebank’sreputationhasimproved.9.C(becauseof)–Thisisduetotheirefforts.10.A(thus)–Thishasledtopositiveoutcomes.四、翻譯填空1.ChinaCITICBankiscommittedtoprovidinghigh-qualityfinancialservicestoresidentsinHuancuiDistrict.2.Digitaltransformationiskeyforthebankingindustrytotacklemarketchallenges.3.Bankemployeesneedstrongcommunicationandteamworkskills.4.Riskmanagementisthefoundationofabank’sstabledevelopment.5.Customersatisfactionisacoreindicatorofservicequality.五、作文參考范文TheRoleofTechnologyinModernBankingInrecentyears,technologyhasrevolutionizedthebankingindustry,transforminghowfinancialinstitutionsoperateandservecustomers.Digitalbankinghasbecomeacornerstoneofmodernfinance,offeringconvenience,efficiency,andinnovation.Oneofthemostsignificantimpactsoftechnologyistheriseofmobilebankingapps.Theseplatformsallowcustomerstoperformtransactions,checkbalances,andpaybillsanytime,anywhere.Thishasnotonlyimprovedcustomerexperiencebutalso