浦發(fā)銀行衡水市桃城區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）說明：從下列選項中選出一個最適合填入空格的單詞，使句子意思完整、語法正確。1.Thenewpolicyaimsto______thelocaleconomybyreducingtaxesandattractingmoreinvestments.A.boostB.shrinkC.delayD.stabilize2.Despitethe______,theteammanagedtocompletetheprojectontime.A.difficultiesB.advantagesC.failuresD.successes3.Effectivecommunicationisessentialfor______betweendepartmentsandimprovingoverallefficiency.A.conflictB.collaborationC.competitionD.isolation4.Thebank’sdigitaltransformationhassignificantly______customersatisfactionandoperationalproductivity.A.declinedB.increasedC.ignoredD.minimized5.Duetothe______,manybusinessesinHebeiarefacingchallengesincashflowmanagement.A.economicboomB.financialcrisisC.tradesurplusD.governmentsupport6.Theannualfinancialreporthighlightsthebank’seffortsto______riskswhilemaintaininggrowth.A.avoidB.ignoreC.embraceD.mitigate7.Thelocalgovernmenthasintroducednewmeasuresto______unemploymentratesintheregion.A.reduceB.raiseC.stabilizeD.monitor8.Hisinnovativeapproachtobankingtechnologyhasbeen______bytheindustryasagame-changer.A.recognizedB.criticizedC.dismissedD.rejected9.Theregulatorychangesrequirebanksto______compliancewithanti-moneylaunderinglaws.A.strengthenB.weakenC.overlookD.ignore10.Thecompany’smarketsharehas______by15%inthelastquarterduetoincreasedcompetition.A.risenB.fallenC.remainedD.fluctuated二、閱讀理解（共5題，每題2分）說明：閱讀以下短文，然后根據(jù)問題選擇最佳答案。Passage1ThebankingsectorinHebeiProvincehasbeenundergoingsignificantchangesinrecentyears.Withtherapiddevelopmentofdigitalfinance,traditionalbanksareadaptingtonewtechnologiestoenhancecustomerservice.ThePeople’sBankofChinahasintroducedstricterregulationstoensurefinancialstability,forcinginstitutionstoimproveriskmanagement.Localbanks,includingPingAnBankandBankofCommunications,havebeeninvestingheavilyinAIandbigdataanalyticstostreamlineoperations.However,challengesremain,suchastheagingworkforceandtheneedformoreskilledtechprofessionals.Thegovernmentisencouraginguniversitiestocollaboratewithbankstotrainthenextgenerationoffinancialexperts.1.WhatisthemainfocusofthebankingsectorinHebei?A.Increasingprofits.B.Adoptingdigitaltechnologies.C.Expandingphysicalbranches.D.Reducingworkforce.2.Whatmeasureshasthecentralbanktakentoregulatetheindustry?A.Loweringinterestrates.B.Strengtheningcompliance.C.Encouragingmergers.D.Providingsubsidies.3.Whichbanksarementionedasinvestingindigitaltransformation?A.ICBCandAgriculturalBankofChina.B.PingAnBankandBankofCommunications.C.ChinaMerchantsBankandCCB.D.ChinaConstructionBankandBOC.4.Whatchallengesdolocalbanksface?A.Highcompetition.B.Agingemployees.C.Limitedfunding.D.Lowcustomerdemand.5.Whatisthegovernment’sroleinaddressingindustryissues?A.Increasingtaxes.B.Providinggrants.C.Promotingeducation.D.Restrictinggrowth.Passage2TheeconomiclandscapeofTaocizhongDistrict,Hengshui,hasbeenshapedbyitsproximitytotheBeijing-Tianjin-Hebeiregion.Thedistricthasbecomeahubforsmallandmedium-sizedenterprises(SMEs),particularlyinmanufacturingandlogistics.However,theriseofe-commercehasdisruptedtraditionalbusinessmodels,forcingmanySMEstopivottowardonlineplatforms.Thelocalgovernmenthasrespondedbyofferingtaxincentivesandbusinesssupportprogramstohelpcompaniesadapt.Despitetheseefforts,manyentrepreneursstrugglewithdigitalliteracyandmarketcompetition.ThebanksectorhasplayedacrucialrolebyprovidingfinancingsolutionstailoredtoSMEneeds.6.WhatistheprimaryindustryinTaocizhongDistrict?A.Realestate.B.Manufacturingandlogistics.C.Agriculture.D.Technology.7.Howhase-commerceimpactedlocalbusinesses?A.Increasedrevenue.B.Reducedcompetition.C.Forceddigitaltransformation.D.Decreasedmarketshare.8.WhatsupporthasthegovernmentprovidedtoSMEs?A.High-interestloans.B.Taxincentivesandsubsidies.C.Mandatorytrainingprograms.D.Directgovernmentownership.9.Whatchallengesdoentrepreneursface?A.Lackoffunding.B.Digitalliteracygaps.C.Overregulation.D.Highlaborcosts.10.Howhasthebankingsectorcontributedtothelocaleconomy?A.Byclosingbranches.B.Byofferingspecializedfinancing.C.Byimposingstricterlendingrules.D.Byreducinginterestrates.三、完形填空（共10題，每題1分）說明：閱讀以下短文，選擇最佳答案填入空格。TherapiddevelopmentoffintechhasrevolutionizedthebankingindustryinChina.Banksthatfailto______(1)withtechnologicaladvancementsriskfallingbehind.ManyinstitutionsinHebeihavestartedintegratingAIandblockchainintotheiroperationstoimproveefficiency.Forexample,PingAnBankhaslaunchedamobileappthatusesfacialrecognitionforsecuretransactions.However,theimplementationofthesetechnologiesisnotwithoutchallenges.Thebiggesthurdleistheresistancefromemployeeswhoareaccustomedtotraditionalmethods.Additionally,thelackofskilledprofessionalsintheregionhashinderedtheadoptionofcutting-edgesolutions.Toovercometheseissues,banksarepartneringwithuniversitiesandtechcompaniestotraintheirworkforce.Thegovernmentisalsoplayingaroleby______(2)incentivesforbusinessestoinvestindigitalinfrastructure.Inthelongrun,theseeffortsareexpectedto______(3)thecompetitivenessofthebankingsectorinHebei.1.A.keepupwithB.ignoreC.opposeD.relyon2.A.offeringB.imposingC.denyingD.reducing3.A.enhanceB.weakenC.reduceD.maintainTheglobalfinancialcrisisof2008exposedthevulnerabilitiesinthebankingsystem.RegulatorybodiesacrossChinahavesincestrengthenedoversighttopreventsimilarmeltdowns.InHebei,banksarerequiredto______(4)strictercapitaladequacyratios.Thishasledtomoreconservativelendingpracticesbuthasalsoboostedconfidenceamonginvestors.Anotherkeychangehasbeentheincreasedfocusonriskmanagement.Banksnowuseadvancedanalyticstoidentifypotentialthreatsearly.Forinstance,BankofCommunicationshasimplementedareal-timemonitoringsystemtodetectfraudulenttransactions.Thesemeasureshavenotonlyimprovedsecuritybuthavealso______(5)operationalcosts.Despitetheseimprovements,thebankingindustryinHebeistillfaceschallenges,suchastheneedformoreinnovativeproductstoattractyoungercustomers.Thefutureofbankingintheregionwilllikelydependonhowwellinstitutionscan______(6)theseevolvingdemands.4.A.followB.lowerC.enforceD.neglect5.A.decreasedB.increasedC.stabilizedD.fluctuated6.A.meetB.ignoreC.challengeD.delayTheriseofdigitalpaymentshastransformedconsumerbehavior.InTaocizhongDistrict,cashtransactionshave______(7)significantlyasmorepeopleadoptmobilewallets.Thisshifthascreatedbothopportunitiesandchallengesforbanks.Ononehand,ithasreducedthecostofmaintainingphysicalATMs.Ontheotherhand,ithasincreasedcompetitionamongfintechcompanies.Tostayrelevant,traditionalbankshavehadto______(8)theirservicestomeetchangingpreferences.Forexample,ICBChasintroducedcontactlesspaymentsandpersonalizedfinancialadvicethroughitsapp.Theseinnovationshavehelpedthebankretaincustomersinahighlycompetitivemarket.However,thesuccessoftheseeffortsdependsonthebank’sabilityto______(9)therighttalent.TheshortageoftechprofessionalsinHebeiremainsasignificantconcern.Toaddressthis,thebankiscollaboratingwithlocaluniversitiesto______(10)trainingprogramsforaspiringfinanceexperts.7.A.declinedB.risenC.remainedD.fluctuated8.A.diversifyB.simplifyC.eliminateD.centralize9.A.attractB.ignoreC.rejectD.train10.A.developB.cancelC.postponeD.reduce四、翻譯（共5題，每題2分）說明：將以下中文句子翻譯成英文。1.浦發(fā)銀行致力于提升客戶體驗，通過數(shù)字化服務(wù)滿足不同需求。2.河北省的經(jīng)濟發(fā)展受益于京津冀協(xié)同發(fā)展戰(zhàn)略。3.銀行監(jiān)管機構(gòu)要求金融機構(gòu)加強反洗錢措施。4.科技創(chuàng)新是推動銀行業(yè)持續(xù)發(fā)展的關(guān)鍵動力。5.地方政府鼓勵中小企業(yè)利用金融科技解決融資難題。答案與解析一、選詞填空1.A(boost:促進)2.A(difficulties:困難)3.B(collaboration:合作)4.B(increased:增加)5.B(financialcrisis:金融危機)6.D(mitigate:減輕)7.A(reduce:減少)8.A(recognized:被認(rèn)可)9.A(strengthen:加強)10.B(fallen:下降)解析：1.Thenewpolicyaimstoboostthelocaleconomy...（政策旨在促進地方經(jīng)濟）"boost"意為“促進、提升”，符合語境。2.Despitethedifficulties,theteammanagedto...（盡管有困難，團隊仍完成項目）"difficulties"指挑戰(zhàn)，符合邏輯。其他選項解析類似，略。二、閱讀理解Passage11.B2.B3.B4.B5.CPassage26.B7.C8.B9.