華夏銀行昆明市呈貢區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，總計(jì)10分）題目要求：從下列選項(xiàng)中選出最合適的單詞填入空格，使句子意思完整、語法正確。1.Thenewfinancialtechnologypolicywill______thebankingindustryinthenextdecade.A.revolutionizeB.optimizeC.stabilizeD.expand2.AsabankingprofessionalinKunming,youmustbe______toadapttorapidmarketchanges.A.flexibleB.rigidC.conservativeD.passive3.ThebranchinChenggonghasimproveditscustomerservice______sincelastyear.A.remarkablyB.graduallyC.deliberatelyD.superficially4.Thebank’smobileappaimsto______theefficiencyofonlinetransactions.A.enhanceB.diminishC.postponeD.neglect5.TheeconomicrecoveryinYunnanProvincewill______thegrowthofthebankingsector.A.stimulateB.hinderC.fluctuateD.suppress6.Theinterviewpanelwillassesscandidates’______duringthecasestudyanalysis.A.creativityB.memorizationC.complianceD.hesitation7.Thebank’ssustainabilityreporthighlightsitseffortsto______environmentalrisks.A.mitigateB.ignoreC.exploitD.overlook8.TheChenggongofficehas______remoteworkpoliciestosupportemployees.A.implementedB.abandonedC.criticizedD.postponed9.Thedigitalwalletprojectwill______thebank’scompetitiveedgeinthefintechmarket.A.strengthenB.weakenC.blurD.vanish10.Theloanapprovalprocessmustbe______toavoiddelaysincustomerservice.A.streamlinedB.complicatedC.delayedD.outdated二、閱讀理解（共5題，每題2分，總計(jì)10分）題目要求：閱讀以下短文，然后回答問題。Passage：ThebankingsectorinKunminghasbeenundergoingsignificanttransformationsduetotechnologicaladvancements.華夏銀行,aleadingfinancialinstitutioninChina,hasintroducedAI-driventoolstoenhancecustomerexperience.Thesetoolsincludechatbotsfor24/7supportandblockchain-basedsystemsforsecuretransactions.Additionally,thebankhasexpandeditsgreenfinanceinitiatives,offeringlow-interestloansforrenewableenergyprojects.TheChenggongbranch,locatedintherapidlydevelopingdistrictofYunnan,hasseena30%increaseindigitaltransactionssincetheimplementationoftheseinnovations.However,challengesremain,suchasensuringdataprivacyandtrainingstafftoadapttonewsystems.1.Whatisthemainfocusof華夏銀行'srecentinitiatives?A.Increasingphysicalbranchlocations.B.Expandinggreenfinanceprojects.C.DevelopingAI-drivencustomersupporttools.D.Strengtheningtraditionalbankingservices.2.HowhastheChenggongbranchbeenimpactedbythenewtechnologies?A.Ithasreduceditsrelianceondigitaltransactions.B.Ithasfacedsignificantstaffresistance.C.Ithasseenariseindigitaltransactionvolumes.D.Ithasbeenforcedtocloseduetolowdemand.3.Whatchallengesdoesthebankstillfaceinadoptingnewtechnologies?A.Highcostsofimplementation.B.Dataprivacyandstafftraining.C.Decreasedcustomersatisfaction.D.Limitedgovernmentsupport.4.Accordingtothepassage,whatdoesgreenfinancereferto?A.Traditionalmoneylaundering.B.Loansforsustainableprojects.C.Investmentsincryptocurrency.D.Governmentsubsidiesforbanks.5.WhyisKunming'sbankingsectorundergoingtransformations?A.Duetoeconomicdeclineintheregion.B.Becauseoftechnologicaladvancements.C.Asaresultofpolicychanges.D.Toreducecompetitionwithotherbanks.三、完形填空（共10題，每題1分，總計(jì)10分）題目要求：閱讀以下短文，根據(jù)上下文選擇最合適的選項(xiàng)填入空格。ThebankingindustryinKunminghasbeenevolvingrapidlyinrecentyears.______(6),theriseoffintechhasforcedtraditionalbankstoinnovate.華夏銀行hasbeenattheforefrontofthischange,______(7)digitalsolutionstoimprovecustomerexperience.Forinstance,theirmobileappnowsupportsreal-timecurrencyconversion,afeaturehighlyvaluedbyexpatriatesworkinginYunnan.______(8),thebankhasalsolaunchedaloyaltyprogramthatrewardsfrequenttransactions.Theseeffortshavenotonlyincreasedcustomerretentionbutalso______(9)thebank’sreputationinthemarket.However,thecompetitionremainsfierce,withnewplayersenteringthefintechspaceeveryyear.______(10),華夏銀行continuestoinvestinresearchanddevelopmenttostayahead.6.A.FirstlyB.MoreoverC.ThereforeD.Despitethis7.A.providingB.developingC.eliminatingD.ignoring8.A.MeanwhileB.SimilarlyC.AdditionallyD.Eventually9.A.enhancedB.diminishedC.neglectedD.declined10.A.ThusB.HoweverC.NonethelessD.Otherwise四、翻譯題（共2題，每題5分，總計(jì)10分）題目要求：將以下句子翻譯成英文。1.昆明市呈貢區(qū)的華夏銀行分行致力于為中小企業(yè)提供定制化的金融服務(wù)，以支持當(dāng)?shù)亟?jīng)濟(jì)發(fā)展。2.隨著金融科技的快速發(fā)展，華夏銀行需要不斷優(yōu)化其業(yè)務(wù)流程，以適應(yīng)市場競爭和客戶需求的變化。五、寫作題（1題，10分）題目要求：根據(jù)以下提示寫一篇短文（150-200詞）。Topic：HowhastechnologychangedthebankingindustryinKunming?Provideexamples.答案及解析一、選詞填空1.A.revolutionize（革命化，符合金融科技趨勢）2.A.flexible（靈活適應(yīng)，符合銀行業(yè)需求）3.A.remarkably（顯著提升，強(qiáng)調(diào)效果）4.A.enhance（提升效率，符合銀行目標(biāo)）5.A.stimulate（刺激增長，符合經(jīng)濟(jì)復(fù)蘇背景）6.A.creativity（創(chuàng)造力，面試?？疾斓哪芰Γ?.A.mitigate（減輕風(fēng)險(xiǎn)，金融術(shù)語）8.A.implemented（實(shí)施，符合企業(yè)行為）9.A.strengthen（增強(qiáng)優(yōu)勢，商業(yè)邏輯）10.A.streamlined（簡化流程，符合效率目標(biāo)）二、閱讀理解1.C.DevelopingAI-drivencustomersupporttools（文章重點(diǎn)提及AI和聊天機(jī)器人）2.C.Ithasseenariseindigitaltransactionvolumes（短文明確指出30%增長）3.B.Dataprivacyandstafftraining（文章提及這兩大挑戰(zhàn)）4.B.Loansforsustainableprojects（綠色金融指環(huán)保項(xiàng)目融資）5.B.Becauseoftechnologicaladvancements（短文首句說明技術(shù)驅(qū)動(dòng)）三、完形填空6.B.Moreover（承接上文，強(qiáng)調(diào)趨勢）7.A.providing（提供解決方案，符合銀行行為）8.C.Additionally（補(bǔ)充信息，邏輯連貫）9.A.enhanced（提升聲譽(yù)，符合商業(yè)目標(biāo)）10.C.Nonetheless（轉(zhuǎn)折，表示持續(xù)努力）四、翻譯題1.TheHuaxiaBankbranchinChenggongDistrict,Kunming,iscommittedtoprovidingcustomizedfinancialservicesforsmallandmedium-sizedenterprisestosupportlocaleconomicdevelopment.2.Withtherapiddevelopmentoffintech,HuaxiaBankneedstocontinuouslyoptimizeitsbusinessprocessestoadapttomarketcompetitionandchangingcustomerdemands.五、寫作題SampleAnswer：Techno