浦發(fā)銀行重慶市九龍坡區(qū)2025秋招筆試英語題專練及答案第一部分：選詞填空（共10題，每題1分）題目：閱讀以下段落，從每題所給的四個選項中選出一個最佳答案，填入相應(yīng)空格中。Passage:Therapiddevelopmentoffinancialtechnology(FinTech)hasbroughtbothopportunitiesandchallengestotraditionalbanking.Bankslike_1_mustadapttothechanginglandscapetoremaincompetitive.InChina,theriseofmobilepaymentssuchasAlipayandWeChatPayhas_2_thewaypeoplehandlemoney.Forinstance,inChongqing,acityknownforitsmoderninfrastructure,_3_transactionsarenowprocesseddigitally.However,thisshiftalsoraisesconcernsaboutdatasecurityandprivacy.Banksneedtostrikeabalancebetweeninnovationandriskmanagement._4_,theycanleveragetechnologytoimprovecustomerservicewhileensuringcompliancewithregulations.選項：1.A.BankofChinaB.IndustrialandCommercialBankofChinaC.ShanghaiPudongBankD.AgriculturalBankofChina2.A.revolutionizedB.simplifiedC.standardizedD.complicated3.A.mostB.mostofC.themostD.many4.A.OtherwiseB.ThereforeC.HoweverD.Moreover第二部分：閱讀理解（共5題，每題2分）題目：閱讀以下短文，回答問題。Passage:Chongqing,acitylocatedinsouthwesternChina,isknownforitsuniquegeographicalfeaturesandvibranteconomy.Asamajorindustrialhub,Chongqinghasattractednumerousmultinationalcorporationsovertheyears.Thelocalgovernmenthasimplementedvariouspoliciestosupportbusinessgrowth,includingtaxincentivesandstreamlinedadministrativeprocedures.OneofthekeysectorsinChongqing’seconomyismanufacturing.Thecityhostsseveralhigh-techindustrialparks,suchastheChongqingHi-TechIndustrialDevelopmentZone,whichspecializesinautomotiveandelectronicproducts.Additionally,Chongqing’sstrategiclocationneartheYangtzeRivermakesitacruciallogisticscenter.Despiteitsstrengths,Chongqingfaceschallengessuchastrafficcongestionandairpollution.Thecityhasbeenworkingonsustainabledevelopmentinitiatives,suchasexpandingpublictransportationandinvestinginrenewableenergy.Questions:1.Whatisthemainfocusofthepassage?A.Chongqing’sculturalattractionsB.Chongqing’seconomicdevelopmentC.Chongqing’senvironmentalproblemsD.Chongqing’seducationalsystem2.WhyhasChongqingattractedmultinationalcorporations?A.ItsbeautifullandscapesB.Itsbusiness-friendlypoliciesC.ItsrichhistoryD.Itsproximitytonaturalresources3.WhichsectorishighlightedasakeydriverofChongqing’seconomy?A.TourismB.ManufacturingC.AgricultureD.Realestate4.WhatchallengesdoesChongqingface?A.HighunemploymentratesB.TrafficcongestionandairpollutionC.LimitededucationalopportunitiesD.Insufficienthealthcarefacilities5.WhatinitiativesisChongqingtakingtoaddressitsenvironmentalissues?A.BuildingmoreskyscrapersB.ExpandingpublictransportationandinvestinginrenewableenergyC.IncreasingindustrialproductionD.Encouragingmorepeopletouseprivatecars第三部分：完形填空（共10題，每題1分）題目：閱讀以下短文，從每題所給的四個選項中選出一個最佳答案，填入相應(yīng)空格中。Passage:Inrecentyears,thebankingindustryinChinahasundergonesignificantchanges.Theintegrationofartificialintelligence(AI)andbigdataanalyticshas_1_thewaybanksoperate.Forexample,ShanghaiPudongBank,headquarteredinShanghai,has_2_AI-poweredchatbotstoenhancecustomerservice.Thesechatbotscanhandleinquiries24/7,improvingefficiencyandreducingcosts.InChongqing,anothermajorfinancialcenter,banksarealsoadoptinginnovativetechnologies._3_,theChinaMerchantsBankbranchinChongqinghasimplementedadigitalwalletsystemthatallowscustomerstomakepaymentswithjustafewtapsontheirsmartphones.Thissystemhas_4_thenumberofcashtransactions,makingpaymentsmoreconvenientforconsumers.However,theadoptionofnewtechnologiesalso_5_challenges.Forinstance,ensuringdataprivacyandsecurityisatoppriorityforbanks._6_,manybanksareinvestinginadvancedcybersecuritymeasurestoprotectcustomerinformation.Options:1.A.revolutionizedB.standardizedC.complicatedD.simplified2.A.introducedB.eliminatedC.replacedD.expanded3.A.ThereforeB.HoweverC.MoreoverD.Thus4.A.decreasedB.increasedC.stabilizedD.diversified5.A.presentB.absentC.overcomeD.ignored6.A.SimilarlyB.ConsequentlyC.OtherwiseD.However第四部分：翻譯（共2題，每題5分）題目：將以下句子翻譯成英文。1.浦發(fā)銀行致力于在重慶市九龍坡區(qū)提供優(yōu)質(zhì)的金融服務(wù)，以滿足當?shù)仄髽I(yè)和個人的需求。2.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行需要不斷創(chuàng)新以適應(yīng)市場變化。第五部分：寫作（共1題，10分）題目：Writeashortessay(about150words)onthetopic:"TheRoleofTechnologyinModernBanking."答案及解析第一部分：選詞填空1.C.ShanghaiPudongBank-解析：浦發(fā)銀行（ShanghaiPudongBank）是中國領(lǐng)先的商業(yè)銀行之一，與題目中提到的FinTech發(fā)展背景相符。2.A.revolutionized-解析：移動支付徹底改變了人們的支付方式，用"revolutionized"最合適。3.B.mostof-解析：指大部分交易，"mostof"符合語法和語境。4.B.Therefore-解析：前文提到技術(shù)優(yōu)勢，后文說明如何利用，用"therefore"表示因果。第二部分：閱讀理解1.B.Chongqing’seconomicdevelopment-解析：全文圍繞重慶的經(jīng)濟、產(chǎn)業(yè)和政策展開。2.B.Itsbusiness-friendlypolicies-解析：文中提到政府提供稅收優(yōu)惠等政策吸引企業(yè)。3.B.Manufacturing-解析：文中重點介紹了重慶的制造業(yè)和科技園區(qū)。4.B.Trafficcongestionandairpollution-解析：文中明確指出重慶面臨的挑戰(zhàn)是交通和污染問題。5.B.Expandingpublictransportationandinvestinginrenewableenergy-解析：文中提到重慶的可持續(xù)發(fā)展措施。第三部分：完形填空1.A.revolutionized-解析：AI和大數(shù)據(jù)改變了銀行業(yè)運作方式，用"revolutionized"最貼切。2.A.introduced-解析：銀行引入AI聊天機器人，用"introduced"表示首次使用。3.A.Therefore-解析：前文提到浦發(fā)銀行的技術(shù)應(yīng)用，后文介紹中國銀行的措施，用"therefore"連接。4.A.decreased-解析：數(shù)字錢包減少了現(xiàn)金交易，用"decreased"符合語境。5.A.present-解析：新技術(shù)帶來挑戰(zhàn)，用"present"表示存在。6.B.Consequently-解析：前文提到挑戰(zhàn)，后文說明應(yīng)對措施，用"consequently"表示結(jié)果。第四部分：翻譯1.PudongBankiscommittedtoprovidinghigh-qualityfinancialservicesinChongqing’sJiulongpoDistricttomeettheneedsoflocalbusinessesandindividuals.-解析：將"致力于"譯為"committedto"，"提供優(yōu)質(zhì)的金融服務(wù)"譯為"providinghigh-qualityfinancialservices"，"以滿足...需求"譯為"tomeettheneedsof"。2.Withtherapiddevelopmentoffinancialtechnology,traditionalbanksneedtoinnovatecontinuouslytoadapttomarketchanges.-解析：將"隨著"譯為"With"，"金融科技快速發(fā)展"譯為"rapiddevelopmentoffinancialtechnology"，"不斷創(chuàng)新以適應(yīng)市場變化"譯為"innovatecontinuouslytoadapttomarketchanges"。第五部分：寫作TheRoleofTechnologyinModernBankingTechnologyhasbecomeanindispensablepartofthemodernbankingindustry.Withtheadventofartificialintelligence(AI),bigdataanalytics,andmobilebanking,traditionalfinancialinstitutionshavetransformedtheiroperationstomeettheevolvingneedsofcustomers.Forinstance,AI-poweredchatbotslikethoseintroducedbyShanghaiPudongBankenhancecustomerservicebyproviding24/7assistance.Thesetoolsnotonlyimproveefficiencybutalsoreduceoperationalcosts.Moreover,bigdataanalyticsenablebankstogaindeeperinsi