民生銀行沈陽市皇姑區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）（注：選項(xiàng)均為名詞或動詞，考察固定搭配及語境理解）1.TheeconomicreformsinShenyanghavegreatlyimprovedthe__________oflocalbusinesses.A.prosperityB.stabilityC.competitionD.efficiency2.Asafinancialinstitution,MinshengBankmustmaintainhigh__________toensurecustomertrust.A.transparencyB.flexibilityC.innovationD.efficiency3.Thegovernment’snewpoliciesaimtoreducethe__________betweenurbanandruralincomes.A.gapB.differenceC.disparityD.contrast4.Theloanapprovalprocessrequiresstrict__________topreventfraud.A.regulationB.supervisionC.oversightD.control5.Thecompany’ssuccessdependsonthe__________ofitsemployees.A.motivationB.commitmentC.enthusiasmD.dedication二、閱讀理解（共4題，每題3分，共12分）（注：文章主題與銀行業(yè)、區(qū)域經(jīng)濟(jì)發(fā)展相關(guān)）Passage:TherapiddevelopmentoffintechhastransformedthebankingindustryinNortheastChina.TraditionalbankslikeMinshengBankareadoptingdigitalsolutionstoenhanceserviceefficiency.ThegovernmentofShenyanghasalsosupportedsuchinitiatives,offeringincentivesforbusinessesthatintegrateAIandbigdataintotheiroperations.Despitechallengeslikecybersecurityrisks,thepotentialbenefitsoftechnologicalinnovationoutweighthecosts.Localbanksareexpectedtoleadthewayindigitalbanking,settingabenchmarkfortheentireregion.6.Whatisthemainfocusofthepassage?A.ThehistoryoffintechinChina.B.TheimpactoffintechonNortheastbanks.C.Governmentpoliciesondigitalbanking.D.TherisksofAIadoptioninfinance.7.HowdoesShenyangsupportfintechcompanies?A.Byimposingtaxes.B.Byofferingsubsidies.C.Byrestrictingoperations.D.Bybanningdigitalservices.8.Whatisamajorchallengementionedinthepassage?A.Highemployeeturnover.B.Cybersecuritythreats.C.Lackofgovernmentfunding.D.Lowcustomersatisfaction.9.Whatistheauthor’sexpectationforlocalbanksinShenyang?A.Theyshouldfocusontraditionalbanking.B.Theyshouldavoiddigitaltransformation.C.Theyshouldleadtheregioninfintech.D.Theyshouldreduceloanapprovals.三、句子改錯（共5題，每題2分，共10分）（注：句子中存在語法錯誤，需指出并改正）10.Thecompany’sfinancialperformancehasbeenimprovesincethenewCEOtookoffice.→11.Despitetheeconomicdownturn,thebankmanagedtoincreaseitsprofitslastyear.→12.Ifwehadknownaboutthepolicychangesearlier,wecouldhavepreparedbetter.→13.Theloanapplicationformrequirestheborrowertosigntwice.→14.Manycustomerscomplainaboutthelongwaitingtimesatthebranch.→四、完形填空（共5題，每題2分，共10分）（注：段落主題與銀行業(yè)服務(wù)及客戶體驗(yàn)相關(guān)）ThebankingsectorinShenyanghasseensignificantchangesinrecentyears.MinshengBank,likemanyotherfinancialinstitutions,hasfocusedon__________(15)__________tomeetcustomerneeds.Theriseofmobilebankinghas__________(16)__________thetraditionalbranch-basedmodel.However,somecustomersstillprefer__________(17)__________serviceforsensitivetransactions.Toaddressthis,thebankhas__________(18)__________morestaffduringpeakhours.Additionally,theuseofAI-poweredchatbotshas__________(19)__________efficiencybuthasraisedconcernsaboutdataprivacy.15.A.digitalizationB.modernizationC.globalizationD.decentralization16.A.replacedB.complementedC.disruptedD.reinforced17.A.face-to-faceB.onlineC.automatedD.remote18.A.increasedB.reducedC.allocatedD.minimized19.A.improvedB.compromisedC.standardizedD.complicated五、翻譯填空（共5題，每題2分，共10分）（注：將中文句子翻譯成英文，填入劃線處）20.為了提升客戶滿意度，民生銀行沈陽市皇姑區(qū)分行推出了24小時智能客服系統(tǒng)。Toenhancecustomersatisfaction,MinshengBank’s__________branchhaslauncheda24-hourintelligentcustomerservicesystem.21.政府鼓勵企業(yè)加大科技投入，以推動區(qū)域經(jīng)濟(jì)高質(zhì)量發(fā)展。Thegovernmentencouragesenterprisesto__________intechnologytopromotehigh-qualityregionaleconomicdevelopment.22.鑒于當(dāng)前市場競爭激烈，銀行需要優(yōu)化貸款審批流程以縮短放款時間。Duetotheintensemarketcompetition,banksneedto__________theloanapprovalprocesstoshortendisbursementtimes.23.民生銀行積極履行社會責(zé)任，為當(dāng)?shù)刂行∑髽I(yè)提供融資支持。MinshengBankactivelyfulfillsitssocialresponsibilitiesby__________forlocalsmallandmedium-sizedenterprises.24.隨著數(shù)字經(jīng)濟(jì)的快速發(fā)展，銀行需要培養(yǎng)更多具備金融科技背景的人才。Withtherapiddevelopmentofthedigitaleconomy,banksneedto__________moretalentswithafintechbackground.答案與解析一、選詞填空1.A(prosperity)-解析：Shenyang’seconomicreformshaveboostedbusinesssuccess.2.A(transparency)-解析：Financialtrustreliesonclearoperations.3.A(gap)-解析：Policyaimstoreduceincomeinequality.4.B(supervision)-解析：Loansneedoversighttopreventfraud.5.B(commitment)-解析：Employeededicationdrivescompanysuccess.二、閱讀理解6.B-解析：Thepassagediscussesfintech’sroleinNortheastbanks.7.B-解析：Shenyangofferssubsidiestofintechfirms.8.B-解析：Cybersecurityisamentionedrisk.9.C-解析：Authorexpectslocalbankstoleadfintechintheregion.三、句子改錯10.hasbeenimproved→hasimproved-解析：Presentperfecttenserequirespastparticiple.11.Correct-解析：Sentenceisgrammaticallycorrect.12.hadknown→wouldhaveknown-解析：Thirdconditionalrequirespastperfect+would+baseform.13.signtwice→signonce-解析：Redundant;signingonceissufficient.14.complainabout→c