廣發(fā)銀行曲靖市麒麟?yún)^(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.ThebankingsectorinQujingCityhasexperiencedsignificantgrowthduetotheincreasingdemandfor__________financialservices.A.innovativeB.traditionalC.ruralD.technological2.__________theeconomicreforms,smallbusinessesinYunnanProvincehaveseenaboostintheirexportactivities.A.InresponsetoB.DespiteC.BecauseofD.Alongwith3.Ourbank’snewmobileappaimsto__________customersatisfactionbyproviding24/7onlinebankingservices.A.enhanceB.decreaseC.ignoreD.delay4.Thelocalgovernmenthas__________measurestoattractmoreforeigninvestmenttothe麒麟?yún)^(qū).A.takenB.takenupC.takeninD.takenover5.ThecreditpolicyofGuangfaBankrequiresborrowersto__________aminimumcreditscoreof650.A.maintainB.exceedC.lowerD.meet6.TheruralfinancialmarketinQujing__________alotofpotentialformicrofinanceinitiatives.A.holdsB.containsC.possessesD.consistsof7.Thebank’sriskmanagementteamcarefully__________potentialloandefaultstominimizelosses.A.evaluatesB.ignoresC.overlooksD.dismisses8.The__________economicenvironmenthasledtoariseininterestratesacrosstheindustry.A.stableB.volatileC.stagnantD.prosperous9.Employeesareencouragedto__________continuouslearningtostayupdatedwithmarkettrends.A.engageinB.avoidC.postponeD.neglect10.ThebranchinKunminguses__________technologytoimproveitsserviceefficiency.A.outdatedB.advancedC.obsoleteD.basic二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:TheQujingCitybranchofGuangfaBankhasrecentlylaunchedadigitalbankingplatformaimedatimprovingfinancialaccessibilityforruralareas.Theinitiative,supportedbythelocalgovernment,focusesonreducingthegapbetweenurbanandruralbankingservices.Byleveragingblockchaintechnology,theplatformensuressecuretransactionsandreal-timefundtransfers.Additionally,thebankhastrainedlocalstafftoprovideon-sitefinancialeducation,helpingsmallbusinessesandfarmersbettermanagetheirfinances.1.Whatisthemainpurposeofthedigitalbankingplatform?A.Toattracturbancustomers.B.Toimprovefinancialservicesinruralareas.C.Toreducethebank’soperatingcosts.D.Topromotecryptocurrencyusage.2.Howdoestheplatformbenefitsmallbusinessesandfarmers?A.Itofferslowerinterestrates.B.Itprovidesfinancialeducation.C.Itguaranteesloanapprovals.D.Itreducestransactionfees.3.Whattechnologyisusedintheplatform?A.Artificialintelligence.B.Blockchain.C.Cloudcomputing.D.Mobilepayments.4.Whatroledolocalstaffplayintheinitiative?A.Theymanagethebank’sbranches.B.Theytraincustomersondigitalbanking.C.Theyhandleloanapplications.D.Theydeveloptheplatform.5.Whyhasthelocalgovernmentsupportedthisinitiative?A.Toincreasethebank’sprofits.B.Toreduceurban-ruralinequality.C.Topromotetraditionalbanking.D.Toattractforeigninvestors.三、完形填空（共10題，每題1分）directions:Fillintheblankswiththemostsuitablewordsfromthelist.List:-1)volatile-2)innovative-3)stabilize-4)leverage-5)fluctuate-6)secure-7)credit-8)initiatives-9)financial-10)regulatoryThebankingsectorinQujinghasfacedchallengesduetothe__________economicconditions.However,GuangfaBankhastaken__________measuresto__________marketinstability.By__________fintechsolutions,thebankhasimproveditsriskmanagementsystems.Customersarenowabletoaccess__________serviceswithgreaterease,thankstothebank’s__________approach.Thebankalsoensurescompliancewith__________policiestoprotectcustomerdata.These__________havenotonlyboostedcustomertrustbutalsostrengthenedthebank’spositioninthemarket.四、翻譯填空（共5題，每題2分）directions:TranslatetheunderlinedphrasesintoEnglish.1.曲靖市的小企業(yè)對低息貸款的需求很高。Thedemandforlow-interestloansamongsmallbusinessesinQujingis__________.2.銀行通過數(shù)字化手段提升了服務(wù)效率。Thebankhasimprovedserviceefficiencythrough__________.3.政府鼓勵金融機(jī)構(gòu)支持鄉(xiāng)村振興。Thegovernmentencouragesfinancialinstitutionstosupport__________.4.廣發(fā)銀行的風(fēng)險管理體系非常完善。GuangfaBank’sriskmanagementsystemis__________.5.農(nóng)村地區(qū)的金融基礎(chǔ)設(shè)施仍需改善。Thefinancialinfrastructureinruralareasstillneeds__________.五、單選題（共10題，每題1分）directions:Choosethebestanswerforeachquestion.1.Whichofthefollowingisakeytrendinthemodernbankingindustry?A.Increasedrelianceontraditionalbankingmethods.B.Decliningdemandfordigitalbankingservices.C.Greateremphasisonmobileandonlinebanking.D.Reducedcompetitionamongfinancialinstitutions.2.Whatdoes"creditscore"referto?A.Aperson’ssavingsbalance.B.Ameasureoffinancialreliability.C.Abank’sprofitmargin.D.Aloan’sinterestrate.3.Howdoesblockchaintechnologybenefitbanking?A.Itincreasestransactionfees.B.Itcentralizesdatastorage.C.Itenhancessecurity.D.Itreducescustomertrust.4.Whatis"financialinclusion"inruralareas?A.Providingfreebankingservices.B.Expandingaccesstofinancialservices.C.Limitingbankoperationstourbanareas.D.Increasingloanapprovalrates.5.Whydobanksconductriskassessments?A.Toincreaseprofits.B.Tominimizepotentiallosses.C.Toattractmorecustomers.D.Toreduceinterestrates.6.Whatisa"microfinanceinitiative"?A.Alarge-scaleinvestmentproject.B.Aprogramforsmallloans.C.Agovernment-fundedproject.D.Acorporatemerger.7.Howdoesthebankingsectoradapttoeconomicchanges?A.Byignoringmarkettrends.B.Byrelyingontraditionalmethods.C.Byinnovatinganddiversifying.D.Byreducingoperationalcosts.8.Whatisaprimarygoalof"financialeducation"?A.Toencourageoverspending.B.Topromotesavings.C.Toincreaseloandemand.D.Tosimplifybankingprocesses.9.Whyis"regulatorycompliance"importantforbanks?A.Toavoidlegalpenalties.B.Toreducecustomerfees.C.Toincreasecompetition.D.Toimproveservicequality.10.Whatdoes"economicstability"mean?A.Frequentmarketfluctuations.B.Consistentgrowthandlowinflation.C.Highunemploymentrates.D.Risinginterestrates.答案及解析一、選詞填空答案及解析1.A.innovative-解析：Thebankingsectorneedsinnovationtomeetmoderndemands.2.A.Inresponseto-解析：Economicreformsledtogrowthinexports.3.A.enhance-解析：Theappaimstoimprovecustomersatisfaction.4.A.taken-解析：Thegovernmenthasimplementedmeasures.5.D.meet-解析：Borrowersmustmeetthecreditscorerequirement.6.A.holds-解析：Qujinghaspotentialinmicrofinance.7.A.evaluates-解析：Riskmanagementinvolvesassessingpotentialdefaults.8.B.volatile-解析：Volatilemarketsleadtorisinginterestrates.9.A.engagein-解析：Employeesshouldcontinuelearning.10.B.advanced-解析：Thebankusesadvancedtechnologyforefficiency.二、閱讀理解答案及解析1.B.Toimprovefinancialservicesinruralareas.-解析：Thepassagestatestheplatformfocusesonruralaccessibility.2.B.Itprovidesfinancialeducation.-解析：Trainedstaffofferfinancialeducationtosmallbusinesses.3.B.Blockchain.-解析：Thepassagementionsblockchainforsecuretransactions.4.B.Theytraincustomersondigitalbanking.-解析：Stafftrainlocalresidentsonusingtheplatform.5.B.Toreduceurban-ruralinequality.-解析：Theinitiativeaddressesthegapbetweenurbanandruralbanking.三、完形填空答案及解析1.volatile2.innovative3.stabilize4.leverage5.fluctuate6.secure7.credit8.initiatives9.financial10.regulatory-解析：-volatile:Economicconditionsareunstable.-innovative:Thebankusesnewideas.-stabilize:Tocontrolmarketchanges.-leverage:Usetechnologytoimproveservices.-fluctuate:Economicinstability.-secure:Safebankingservices.-credit:Relatedtoloansandscores.-initiatives:Actionstakenbythebank.-financial:Money-relatedservices.-regulatory:Rulesandcompliance.四、翻譯填空答案及解析1.high-解析：高的需求用"highdemand"表達(dá)。2.digitalmeans-解析：通過數(shù)字化手段用"throughdigitalmeans"。3.ruralrevitalization-解析：鄉(xiāng)村振興的英文是"ruralrevitalization"。4.comprehensive-解析：完善的風(fēng)險管理體系用"comprehe