招商銀行無錫市宜興市2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，總計(jì)10分）每題提供一段英文短文，其中有5個(gè)劃線處，每個(gè)劃線處有4個(gè)選項(xiàng)，請選擇最合適的選項(xiàng)填入。1.(2分)Therapiddevelopmentofartificialintelligencehas______thewaywelive,work,andinteractwitheachother.However,italsoraisesethicalquestionsaboutprivacyandjobdisplacement.A)revolutionizedB)standardizedC)complicatedD)delayed2.(2分)Tosucceedinthebankingindustry,candidatesmustdemonstratestrong______skills,astheywillhandlesensitivefinancialdataandclientrelationships.A)analyticalB)physicalC)creativeD)emotional3.(2分)Thenewpolicyaimsto______thegapbetweenurbanandruraleconomicdevelopment,ensuringmorebalancedgrowthacrosstheregion.A)bridgeB)widenC)closeD)ignore4.(2分)Sustainablebankingpracticesrequirefinancialinstitutionstoprioritizeenvironmental,social,andgovernance(ESG)factorsintheirdecision-makingprocesses.A)ignoreB)minimizeC)integrateD)exclude5.(2分)ThelocaleconomyofYixinghasbeensignificantly______bythegrowthofthehigh-techmanufacturingsector.A)boostedB)weakenedC)neglectedD)diversified二、閱讀理解（共5題，每題3分，總計(jì)15分）閱讀以下英文短文，根據(jù)文章內(nèi)容回答問題。Passage:TheChinesegovernmenthasannouncedaseriesofmeasurestosupportthegrowthofthefintechindustryintheYangtzeRiverDeltaregion,includingtaxincentives,fundingforstartups,andstreamlinedregulatoryprocesses.Yixing,acityinJiangsuProvince,isexpectedtobecomeakeyhubforfintechinnovationduetoitsstrategiclocationandskilledworkforce.Severalinternationalbanks,suchas招商銀行(ChinaMerchantsBank),havealreadyinvestedinlocalfintechfirms,recognizingthepotentialforcollaborationandtalentdevelopment.Thegoalistocreateamoredynamicfinancialecosystemthatattractsbothdomesticandglobalinvestors.6.(3分)WhatisthemainfocusoftheChinesegovernment’snewmeasures?A)Reducingtaxesfortraditionalbankingsectors.B)PromotingfintechdevelopmentintheYangtzeRiverDelta.C)Encouragingruraleconomicgrowth.D)Strengtheninginternationalfinancialcooperation.7.(3分)WhyisYixingconsideredapotentialfintechhub?A)Ithasalargepopulationbase.B)Itishometomanytraditionalbanks.C)Ithasaskilledworkforceandstrategiclocation.D)Itofferslowlaborcosts.8.(3分)Accordingtothepassage,whatisthegoalof招商銀行’sinvestmentinYixing’sfintechfirms?A)Toreduceoperationalcosts.B)Toimprovecustomerservice.C)Toexplorecollaborationandtalentdevelopment.D)Toexpanditsbranchnetwork.9.(3分)Whatdoestheterm"financialecosystem"refertointhecontextofthepassage?A)Anetworkoffinancialinstitutionsandstartups.B)Asetoffinancialregulations.C)Asinglebank’sinternalsystem.D)Atraditionalbankingmodel.10.(3分)Whatistheexpectedoutcomeofthegovernment’smeasures?A)Fewerforeigninvestorswillentertheregion.B)Thefintechindustrywilldecline.C)Theregionwillattractmoreinvestors.D)Traditionalbankswilldominatethemarket.三、語法填空（共5題，每題2分，總計(jì)10分）根據(jù)上下文，在空白處填入一個(gè)最合適的詞（動(dòng)詞、名詞、形容詞等）。11.(2分)ThebankingsectorinYixingisevolvingrapidly,withnewtechnologies______toimproveefficiencyandcustomerexperience.12.(2分)Toattracttalent,thecityhas______incentivessuchashousingsubsidiesandlow-interestloans.13.(2分)CompaniesthatfailtocomplywithESGstandardsmayface______fromregulatorsandinvestors.14.(2分)Theinterviewpanelwill______thecandidates’qualificationsandproblem-solvingskills.15.(2分)Sustainablefinanceisbecomingincreasingly______asglobalawarenessofenvironmentalissuesgrows.四、完形填空（共5題，每題2分，總計(jì)10分）閱讀以下短文，根據(jù)上下文選擇最合適的選項(xiàng)填入空白處。Lastyear,招商銀行l(wèi)aunchedapilotprograminYixingtotestblockchaintechnologyincross-borderpayments.Theinitiativeaimedto______(16)thetimeandcostsassociatedwithtraditionalbankingtransactions.Byusingsmartcontracts,thebankwasableto______(17)errorsandreducefraud.TheprogramwassosuccessfulthatithasnowbeenexpandedtoothercitiesintheJiangsuprovince.Industryexpertsbelievethatblockchainwill______(18)playacrucialroleinthefutureofbanking.However,challengessuchasregulatorycomplianceandtechnicalintegrationstillneedtobeaddressed.16.A)shortenB)increaseC)ignoreD)evaluate17.A)detectB)ignoreC)createD)delay18.A)furtherB)slowlyC)rarelyD)eventually五、翻譯（共5題，每題3分，總計(jì)15分）將以下中文句子翻譯成英文。19.招商銀行致力于推動(dòng)綠色金融發(fā)展，以支持可持續(xù)經(jīng)濟(jì)。20.無錫市宜興區(qū)的高新技術(shù)產(chǎn)業(yè)園區(qū)為金融科技企業(yè)提供了良好的發(fā)展環(huán)境。21.為了提升客戶體驗(yàn)，銀行引入了人工智能客服系統(tǒng)。22.政府鼓勵(lì)企業(yè)參與社會(huì)責(zé)任項(xiàng)目，以促進(jìn)社區(qū)和諧。23.隨著數(shù)字化轉(zhuǎn)型加速，銀行業(yè)需要更多具備數(shù)據(jù)分析能力的人才。答案與解析一、選詞填空1.A)revolutionized解析：artificialintelligence(AI)hasrevolutionizedthewaywelive（AI已徹底改變了我們的生活方式），符合語境。2.A)analytical解析：candidatesmustdemonstratestronganalyticalskills（候選人必須展現(xiàn)出強(qiáng)大的分析能力），符合銀行業(yè)對員工的要求。3.A)bridge解析：Thenewpolicyaimstobridgethegap（新政策旨在縮小差距），符合經(jīng)濟(jì)發(fā)展均衡的目標(biāo)。4.C)integrate解析：SustainablebankingpracticesrequirefinancialinstitutionstointegrateESGfactors（可持續(xù)的銀行業(yè)實(shí)踐要求金融機(jī)構(gòu)整合ESG因素），符合綠色金融趨勢。5.A)boosted解析：ThelocaleconomyofYixinghasbeensignificantlyboosted（宜興的當(dāng)?shù)亟?jīng)濟(jì)已被顯著帶動(dòng)），符合高新技術(shù)產(chǎn)業(yè)對經(jīng)濟(jì)的拉動(dòng)作用。二、閱讀理解6.B)PromotingfintechdevelopmentintheYangtzeRiverDelta解析：文章首句明確指出政府措施的核心是支持長三角地區(qū)的金融科技發(fā)展。7.C)Ithasaskilledworkforceandstrategiclocation解析：文章提到Y(jié)ixing擁有技能型人才和戰(zhàn)略位置，使其成為金融科技中心。8.C)Toexplorecollaborationandtalentdevelopment解析：招商銀行投資的目標(biāo)是探索合作和人才發(fā)展，符合文章描述。9.A)Anetworkoffinancialinstitutionsandstartups解析：financialecosystem指金融機(jī)構(gòu)與初創(chuàng)企業(yè)的網(wǎng)絡(luò)系統(tǒng)，符合金融生態(tài)的定義。10.C)Theregionwillattractmoreinvestors解析：文章末句指出政府措施將吸引更多投資者，與選項(xiàng)一致。三、語法填空11.applied解析：newtechnologiesappliedtoimproveefficiency（新技術(shù)被應(yīng)用于提高效率），使用過去分詞作定語。12.offered解析：thecityhasofferedincentives（城市提供了激勵(lì)措施），使用過去分詞表示被動(dòng)。13.penalties解析：mayfacepenalties（可能面臨處罰），penalties為名詞，指罰款或懲罰。14.assess解析：theinterviewpanelwillassessthecandidates’qualifications（面試小組將評估候選人的資格），動(dòng)詞原形作謂語。15.critical解析：Sustainablefinanceisbecomingincreasinglycritical（可持續(xù)金融變得越來越關(guān)鍵），critical為形容詞，修飾finance。四、完形填空16.A)shorten解析：shortenthetimeandcosts（縮短時(shí)間和成本），符合語境。17.A)detect解析：detecterrors（檢測錯(cuò)誤），smart