招商銀行臺州市黃巖區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）說明：從下列選項中選出一個最佳答案填入空格，使句子意思完整、語法正確。1.ThenewfinancialtechnologyinZhaoshangBankaimsto______customerexperience.A.enhanceB.improveC.developD.expand2.ThebankingsectorinHuangyan,Taizhou,is______byrapiddigitalization.A.drivenB.boostedC.supportedD.influenced3.Ourteamneedsto______moredatatoanalyzemarkettrendsaccurately.A.collectB.gatherC.obtainD.acquire4.TheeconomicgrowthinTaizhoureliesheavilyon______industries.A.traditionalB.emergingC.secondaryD.tertiary5.Theinterviewpanelwillfocusoncandidates'______infinancialinnovation.A.creativityB.skillsC.knowledgeD.experience6.Thebank'smobileappallowsusersto______transactionsanytime,anywhere.A.conductB.performC.executeD.complete7.TheregionalofficeinHuangyanrequiresemployeeswithstrong______skills.A.communicationB.technicalC.leadershipD.managerial8.Theregulatoryenvironmentaffectshowbanks______riskmanagementstrategies.A.adoptB.implementC.developD.revise9.Thecompany'ssuccessispartlyduetoits______approachtocustomerservice.A.innovativeB.traditionalC.conservativeD.flexible10.Theprojectaimsto______financialinclusioninruralareas.A.promoteB.expandC.enhanceD.improve二、閱讀理解（共5題，每題2分）說明：閱讀以下短文，然后根據(jù)每題要求選擇最佳答案。Passage1ThebankingindustryinTaizhou,Huangyan,hasbeenevolvingrapidlywiththeriseoffintech.LocalbankslikeZhaoshangBankareintegratingAIandbigdatatostreamlineoperations.Arecentsurveyshowsthat68%ofcustomerspreferdigitalbankingservicesduetoconvenience.However,traditionalbankingstillplaysacrucialroleinregionswheredigitalliteracyislow.Thegovernmentisencouragingbankstoadopthybridmodelstoservebothurbanandruralpopulationseffectively.1.WhatisthemainfocusofthebankingsectorinHuangyan?A.TraditionalbankingservicesB.FintechintegrationC.GovernmentregulationsD.Urbandevelopment2.Accordingtothesurvey,whydocustomerspreferdigitalbanking?A.LowerfeesB.BettersecurityC.ConvenienceD.Fastertransactions3.WhatchallengedoestraditionalbankingfaceinHuangyan?A.HighcompetitionB.LowdigitalliteracyC.LimitedresourcesD.Poorinfrastructure4.Howisthegovernmentsupportingthebankingsector?A.ProvidingsubsidiesB.EncouraginghybridmodelsC.RestrictingdigitalservicesD.Promotingurbanbanking5.WhatdoesthepassagesuggestaboutthefutureofbankinginHuangyan?A.Itwillbecomeentirelydigital.B.Itwillfocusonlyonruralareas.C.Itwillcombinetraditionalandmodernmethods.D.Itwilldeclineduetofintechcompetition.Passage2ZhaoshangBankisexpandingitspresenceinHuangyanbyopeningnewbranchesandenhancingitsonlineplatform.Thebankhasintroducedamobileappwithadvancedfeatureslikereal-timenotificationsandpersonalizedfinancialadvice.Inabidtoattractyoungprofessionals,thebankhasalsolaunchedaloyaltyprogram.Theregionalofficeishiringskilledcandidatestomanagetheseinitiatives.Employeesareexpectedtoworkinteamstoensuresmoothoperations.Thebank’sgoalistobecometheleadingfinancialinstitutionintheareaby2026.6.WhatistheprimaryreasonforZhaoshangBank'sexpansioninHuangyan?A.ToreducecompetitionB.ToincreaseprofitsC.ToservemorecustomersD.Toimproveinfrastructure7.Whichfeatureofthemobileappappealstoyoungusers?A.HighinterestratesB.Real-timenotificationsC.LowfeesD.Traditionalbankingservices8.Howdoesthebankplantoattractyoungprofessionals?A.ByofferinghighsalariesB.ThroughaloyaltyprogramC.ByprovidingtrainingopportunitiesD.Byexpandingitsbranchnetwork9.Whatistheexpectedoutcomeofthebank’sexpansion?A.Itwillreducemarketshare.B.Itwillstabilizeprofits.C.Itwillincreasecustomerbase.D.Itwillimproveinfrastructure.10.Whatroledoemployeesplayinthebank’sstrategy?A.Theyworkindependently.B.Theycollaborateinteams.C.Theyfocusonindividualperformance.D.Theyreporttoheadquartersdirectly.三、完形填空（共10題，每題1分）說明：閱讀以下短文，根據(jù)上下文選擇最佳答案填入空格。ThebankingsectorinHuangyanisexperiencingsignificantchangesduetotechnologicaladvancements.Digitalbankinghasbecomethe______(1)choiceforcustomersseekingconvenience.However,traditionalbanksmuststill______(2)theircorevaluestoremaincompetitive.Forinstance,ZhaoshangBankhas______(3)itsmobileapptoincludeAI-poweredfinancialadvice.Thismovehas______(4)customersatisfactionandretention.Thebankalsoemphasizessustainabilityinitsoperations.Ithas______(5)initiativestoreducecarbonemissionsandpromotegreenfinance.Theseeffortsalignwiththegovernment’s______(6)tosupporteco-friendlypractices.Additionally,thebankinvestsinemployeetrainingtoensuretheycan______(7)withthelatesttechnologies.Inconclusion,thefutureofbankinginHuangyandependsonitsabilityto______(8)betweentraditionandinnovation.Bydoingso,bankscan______(9)theirmarketpositionandmeetcustomerexpectations.Thesuccessofthesestrategieswill______(10)thelong-termgrowthoftheindustryintheregion.1.A.popularB.commonC.rareD.preferred2.A.maintainB.ignoreC.changeD.forget3.A.updatedB.improvedC.designedD.created4.A.increasedB.decreasedC.remainedD.declined5.A.launchedB.supportedC.implementedD.expanded6.A.planB.goalC.strategyD.commitment7.A.adaptB.resistC.ignoreD.oppose8.A.balanceB.combineC.separateD.prioritize9.A.strengthenB.weakenC.loseD.maintain10.A.decideB.dependC.affectD.determine四、翻譯填空（共5題，每題2分）說明：將以下句子翻譯成英語，每空限填一詞。1.Thebankoffers______(10)financialservicestomeetdiversecustomerneeds.2.Weneedto______(11)therisksassociatedwithdigitalbanking.3.Thegovernment’spolicies______(12)thegrowthofthefintechindustry.4.Employeesshould______(13)continuouslearningtostayupdated.5.Thecompanyaimsto______(14)itsmarketshareinHuangyannextyear.五、句子改錯（共5題，每題2分）說明：找出并改正以下句子中的錯誤。1.Thenewmobileappprovidescustomerswithmoreconvenienceandflexibility.2.Theteamhasbeenworkingontheprojectforthreemonthsago.3.Itisimportanttoensurethatalltransactionsarecompletedinsecurely.4.Thebankplanstoexpanditsservicesinruralareasinnextfiveyears.5.Employeesshouldfollowthecompany’sguidelinestoavoidanylegalissues.答案及解析一、選詞填空1.A.enhance2.A.driven3.B.gather4.B.emerging5.A.creativity6.A.conduct7.A.communication8.B.implement9.A.innovative10.A.promote解析：1.enhance強調(diào)提升體驗。2.drivenbydigitalization（由數(shù)字化驅(qū)動）是行業(yè)趨勢表述。3.gatherdata（收集數(shù)據(jù)）搭配更自然。4.emergingindustries（新興產(chǎn)業(yè)）符合區(qū)域發(fā)展特點。5.creativity（創(chuàng)新力）是金融行業(yè)看重的能力。6.conducttransactions（處理交易）是銀行業(yè)務(wù)常用詞。7.communicationskills（溝通能力）是銀行業(yè)務(wù)關(guān)鍵。8.implementriskmanagement（實施風(fēng)險管理）符合銀行業(yè)務(wù)流程。9.innovativeapproach（創(chuàng)新方法）體現(xiàn)銀行競爭力。10.promotefinancialinclusion（促進普惠金融）是政策導(dǎo)向。二、閱讀理解1.B.Fintechintegration2.C.Convenience3.B.Lowdigitalliteracy4.B.Encouraginghybridmodels5.C.Itwillcombinetraditionalandmodernmethods.6.C.Toservemorecustomers7.B.Real-timenotifications8.B.Throughaloyaltyprogram9.C.Itwillincreasecustomerbase.10.B.Theycollaborateinteams.解析：1.Passage1首段明確提到fintech的快速發(fā)展。2.Survey直接指出"convenience"是主要原因。3.Passage1提到"digitalliteracyislow"是挑戰(zhàn)。4.Passage1提到政府鼓勵"hybridmodels"。5.Passage1結(jié)尾暗示傳統(tǒng)與現(xiàn)代結(jié)合。6.Passage2說明擴張是為了"servemorecustomers"。7.Passage2提到"real-timenotifications"吸引年輕人。8.Passage2說明通過"loyaltyprogram"吸引人才。9.Passage2提到擴張將"increasecustomerbase"。10.Passage2強調(diào)員工需"collaborateinteams"。三、完形填空1.D.preferred2.A.maintain3.A.updated4.A.increased5.A.launched6.D.commitment7.A.adapt8.A.balance9.A.strengthen10.D.determine解析：1.preferred（首選）符合數(shù)字銀行趨勢。2.maintain（保持）核心價值與競爭相關(guān)。3.updated（更新）mo