郵儲銀行伊春市友好區(qū)2025秋招筆試英語閱讀＋選詞題專練30題及答案第一部分：英語閱讀理解（共15題，每題2分，總計30分）1.Passage1(2分)Title:TheRoleofRuralBankinginNortheastChina’sDevelopmentThePeople’sBankofChinahasrecentlyemphasizedtheimportanceofruralfinancialservicesinsupportingtheeconomicrevitalizationofNortheastChina.Asakeyplayerinthissector,thePostalSavingsBankhasbeenactivelyexpandingitsbranchnetworkinregionslikeYouyiDistrict,offeringtailoredfinancialproductstolocalfarmersandsmallbusinesses.Theseinitiativesincludelow-interestloans,digitalbankingsolutions,andruralinsuranceprograms,whichaimtoaddressthecreditgapinagriculturalcommunities.However,challengesremain.ManyruralareasinYouyiDistrictstilllacksufficienthigh-speedinternetinfrastructure,hinderingtheadoptionofonlinebankingservices.Additionally,theagingpopulationintheseregionshasledtoadeclineinfinancialliteracy,makingitdifficultforsomeresidentstofullybenefitfromtheseprograms.Despitetheseobstacles,thebank’seffortshaveshownpromisingresults.A2024reportindicatesthatthenumberofruralhouseholdsusingdigitalbankinginYouyihasincreasedby18%year-on-year.Thisgrowthisattributedtothebank’smobilebankingapps,whichprovidereal-timefinancialassistanceandeducationalmaterialsinbothChineseandlocaldialects.Questions:(1)WhatisthemainfocusofthePostalSavingsBankinYouyiDistrict?A.Expandingurbanbranches.B.Providingruralfinancialservices.C.Promotinginternationaltrade.D.Supportingindustrialdevelopment.(2)Whatisamajorchallengeforthebankinruralareas?A.High-interestratesonloans.B.Limitedinternetinfrastructure.C.Lowdemandforinsuranceprograms.D.Insufficientbankingstaff.2.Passage2(2分)Title:SustainableDevelopmentin伊春市友好區(qū)YouyiDistrict,locatedinthenorthernpartofHeilongjiangProvince,isknownforitsrichforestresourcesandeco-friendlyinitiatives.Inrecentyears,thelocalgovernmenthasimplementedstrictpoliciestopromotesustainableloggingpractices,ensuringthatforestregenerationisprioritized.ThePostalSavingsBankhaspartneredwithenvironmentalorganizationstofundreforestationprojects,whichhaverestoredover10,000hectaresofdamagedwoodland.Anotherkeyfocusisthedevelopmentofgreenenergy.Solarandwindfarmshavebeeninstalledinremotevillages,providingcleanenergytocommunitiespreviouslyreliantoncoal.Thebankhasalsointroducedgreencreditlines,offeringloanstobusinessesthatadopteco-friendlytechnologies.Thesemeasureshavenotonlyreducedcarbonemissionsbutalsocreatednewjobopportunitiesintheregion.Despiteprogress,sustainabilitychallengespersist.WastemanagementsystemsinYouyiarestillunderdeveloped,andsomeresidentsremainskepticalaboutthelong-termbenefitsofgreenenergy.However,withcontinuedsupportfromfinancialinstitutions,thedistrictismovingtowardamoresustainablefuture.Questions:(1)Whatistheprimarygoalofthegovernment’sloggingpoliciesinYouyiDistrict?A.Tomaximizeeconomicprofits.B.Topreserveforestecosystems.C.Toencouragetourismdevelopment.D.Toreducelumberexports.(2)HowhasthePostalSavingsBankcontributedtosustainabledevelopment?A.Byinvestinginminingprojects.B.Byfundingreforestationandgreenenergy.C.Byprovidingloansfortraditionalindustries.D.Byexpandingitsurbanbranchnetwork.3.Passage3(2分)Title:TheImpactofDigitalBankingonRuralLivelihoodsTheriseofdigitalbankinghastransformedthefinanciallandscapeinremoteareasofNortheastChina.InYouyiDistrict,thePostalSavingsBankhaslaunchedmobilebankingappsthatallowfarmerstoaccessfunds,paybills,andtransfermoneywithoutvisitingphysicalbranches.Thisinnovationhasbeenparticularlybeneficialforelderlyfarmerswhostrugglewithmobility.Forexample,WangLi,a68-year-oldsoybeanfarmer,previouslyfaceddifficultiesinreceivinggovernmentsubsidiesduetodistanceandlackofdigitalliteracy.Afterthebankintroduceditsappwithvoice-activatedfeatures,shecouldnowmanageherfinanceseffortlessly.Theappalsoprovidesreal-timemarketpricesforagriculturalproducts,helpingfarmersmakeinformeddecisions.However,notallresidentshaveequalaccesstothesetechnologies.Asurveyrevealsthatonly45%ofruralhouseholdsinYouyiownsmartphones,andmanylackthenecessarytrainingtousedigitalplatforms.Thebankisnowworkingwithlocalschoolstoconductfinancialliteracyworkshops,aimingtobridgethisdigitaldivide.Questions:(1)WhatisthemainbenefitofthePostalSavingsBank’smobileappforfarmers?A.Itoffershigherinterestratesonsavings.B.Itenablesremotefinancialaccess.C.Itprovidescreditcardsforurbanuse.D.Itfacilitatesinternationalmoneytransfers.(2)Whatisakeychallengeinexpandingdigitalbankinginruralareas?A.Highfeesforappusage.B.Lackofsmartphoneownership.C.Poorinternetconnectivity.D.Lowdemandforfinancialservices.4.Passage4(2分)Title:TheEvolutionofPostalSavingsBankServicesinNortheastChinaThePostalSavingsBankhasundergonesignificanttransformationssinceitsestablishmentin1986.Initially,thebankprimarilyservedasapostalsavingsservice,offeringbasicdepositandwithdrawalservices.Overthedecades,ithasexpandeditsportfoliotoincludeloans,insurance,anddigitalbankingsolutions.InYouyiDistrict,thebankhasadaptedtolocalneedsbyintroducingspecializedproducts.Forinstance,itlauncheda“RuralEntrepreneurLoan”programtosupportsmallbusinessowners,providingflexiblerepaymenttermsandlow-interestrates.Additionally,thebankhasstrengtheneditscybersecuritymeasurestoprotectcustomersfromonlinefraud,agrowingconcernindigitalbanking.Despitetheseadvancements,thebankstillfacescompetitionfromcommercialbanksandfintechcompanies.Tostayrelevant,ithasfocusedonpersonalizedcustomerserviceandcommunityengagement,hostingfinancialseminarsandfreetaxconsultationsinruralareas.Questions:(1)WhatwastheprimaryfunctionofthePostalSavingsBankinitsearlyyears?A.Providingloanstobusinesses.B.Managingpostalservices.C.Offeringinsuranceproducts.D.Facilitatinginternationaltransfers.(2)Howhasthebankadaptedtomarketcompetition?A.Byincreasingfees.B.Byexpandingitsbranchnetwork.C.Byimprovingcustomerservice.D.Byreducingloanavailability.5.Passage5(2分)Title:CommunityDevelopmentProjectsinYouyiDistrictYouyiDistricthasbeenimplementingvariouscommunitydevelopmentprojectstoimprovethequalityoflifeforitsresidents.ThePostalSavingsBankhasplayedacrucialroleinfundingtheseinitiatives,includinginfrastructureupgrades,educationprograms,andhealthcareimprovements.Onenotableprojectistheconstructionofanewruralhospitalinthenorthernpartofthedistrict.Thebankprovideda20millionyuanloantosupportthefacility’sdevelopment,whichnowoffersadvancedmedicalservicestoover5,000residents.Anotherprojectinvolvesbuildingdigitallibrariesinschools,equippingstudentswithaccesstoonlinelearningresources.However,resourceallocationremainsachallenge.SomeareasinYouyistilllackbasicutilitieslikecleanwaterandelectricity,despitegovernmentefforts.ThebankisnowexploringpartnershipswithNGOstoaddressthesegaps.Questions:(1)WhatisamajorfocusofthecommunitydevelopmentprojectsinYouyiDistrict?A.Industrialexpansion.B.Infrastructureimprovement.C.Urbanizationefforts.D.Tourismpromotion.(2)HowhasthePostalSavingsBankcontributedtotheseprojects?A.Byinvestinginrealestate.B.Byprovidingfinancialloans.C.Byofferingfreemedicalservices.D.Byorganizingcommunityevents.第二部分：選詞填空（共15題，每題2分，總計30分）Instructions:Choosethemostappropriatewordtofillineachblank.Passage6(5題)ThePostalSavingsBankhasbeen[1]effortstoenhanceitsdigitalbankingservicesinruralareasofNortheastChina.Despitechallengessuchaslimitedinternetconnectivity,thebankhas[2]itsmobileapptoincludevoice-activatedfeatures,makingiteasierforelderlyuserstonavigate.[3]tothis,thebankalsooffersfinancialliteracyworkshopstoimprovedigitalliteracyamongruralresidents.Theseinitiativeshave[4]theadoptionofdigitalbankingby18%inYouyiDistrictlastyear.However,[5]theprogress,manyvillagesstilllackreliableinternetaccess,which[6]thebank’sexpansionplans.Words:1.A.launchingB.reducingC.delayingD.supporting2.A.modernizedB.simplifiedC.expandedD.updated3.A.InadditionB.BecauseofC.InsteadofD.Although4.A.decreasedB.increasedC.stabilizedD.reduced5.A.DespiteB.BecauseC.AsD.With6.A.hindersB.encouragesC.supportsD.reflectsPassage7(5題)SustainabledevelopmentinYouyiDistricthasbeen[7]bythelocalgovernment’scommitmenttoeco-friendlypractices.ThePostalSavingsBankhas[8]agreencreditlinetosupportbusinessesthatinvestinrenewableenergy.[9]thesefinancialincentives,thedistricthasseenasignificantincreaseinreforestationefforts,withover10,000hectaresofforestrestored.[10]thesuccess,wastemanagementremainsa[11]issue,andthebankisnowcollaboratingwithenvironmentalgroupstodeveloprecyclingprograms.[12],thecommunity’sawarenessofsustainabilityhas[13],leadingtomoreeco-consciousconsumerchoices.Words:7.A.promotedB.hinderedC.ignoredD.challenged8.A.introducedB.removedC.reducedD.eliminated9.A.TogetherwithB.BecauseofC.InsteadofD.Despite10.A.DespiteB.BecauseC.AsD.Although11.A.challengeB.opportunityC.priorityD.goal12.A.yetB.soC.forD.but13.A.increasedB.decreasedC.remainedD.declinedPassage8(5題)ThePostalSavingsBank’smobilebankingapphas[14]ruralhouseholds,particularlyelderlyfarmers,accessfinancialservicesremotely.[15]theapp’suser-friendlyinterfaceandvoice-activatedfeatures,userscannowtransfermoney,paybills,andcheckbalanceswithoutvisitingabranch.[16]tothis,theappalsoprovidesreal-timemarketdata,helpingfarmersmakebetterincomedecisions.[17]theseadvancements,only45%ofruralhouseholdsinYouyiownsmartphones,limitingtheapp’sreach.[18],thebankispartneringwithlocalschoolstoofferdigitalliteracytraining,aimingtobridgethisgap.Words:14.A.enabledB.disabledC.limitedD.complicated15.A.DuetoB.BecauseofC.AlthoughD.Despite16.A.AlongwithB.InsteadofC.BecauseofD.Despite17.A.InspiteofB.AsaresultofC.BecauseofD.Although18.A.Therefore