建設(shè)銀行2025筆試英文行測高頻題含答案福建地區(qū)一、選詞填空（共5題，每題2分，共10分）福建地區(qū)經(jīng)濟(jì)發(fā)展迅速，金融行業(yè)競爭激烈。建設(shè)銀行作為國有大型商業(yè)銀行，需招聘大量高素質(zhì)人才。請根據(jù)語境選擇最合適的詞語填空。1.TherapidgrowthoffintechinFujianhas__________traditionalbankingmodels.A.replacedB.transformedC.limitedD.supported2.To__________customersatisfaction,thebankshouldimproveitsonlineserviceefficiency.A.ensureB.decreaseC.ignoreD.delay3.Thenewpolicyaimsto__________smallbusinessesbyprovidinglow-interestloans.A.restrictB.encourageC.excludeD.dismiss4.Fujian’seconomyishighly__________ontourismandelectronicsmanufacturing.A.dependentB.independentC.resistantD.separate5.Thebank’sAI-drivenriskassessmentsystemcan__________fraudattemptsmoreaccurately.A.detectB.ignoreC.promoteD.weaken二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:FujianProvincehasbecomeakeyhubfordigitalfinanceinChina.Thegovernmenthasimplementedseveralinitiativestopromoteblockchaintechnology,mobilepayments,andcross-bordere-commerce.AccordingtoareportbythePeople’sBankofChina,Fujian’sfintechinvestmentgrewby35%in2024.Majorbanks,includingBankofChinaandChinaMerchantsBank,haveestablishedR&DcentersinXiamenandFuzhou.However,challengesremain,suchasdatasecurityandregulatorycompliance.建設(shè)銀行hasbeenattheforefrontofadoptingthesetechnologies,offeringinnovativesolutionslikeAI-poweredwealthmanagementplatforms.ThesuccessoftheseeffortscouldfurthersolidifyFujian’spositionasafinancialinnovationcenter.6.WhatisthemainfocusofFujian’sfinancialdevelopment?A.TraditionalbankingexpansionB.DigitalfinanceinitiativesC.GovernmentdebtreductionD.Realestateinvestment7.Accordingtothepassage,whichbankshaveinvestedinFujian’sfintechsector?A.ICBCandChinaEverbrightBankB.CCBandChinaMerchantsBankC.ABCandPingAnBankD.BankofCommunicationsandChinaBank8.WhatchallengesdoesFujianfaceindigitalfinance?A.LowgovernmentsupportB.LimitedtechnologyinfrastructureC.DatasecurityandregulatorycomplianceD.Highlaborcosts9.Howhas建設(shè)銀行contributedtoFujian’sfinancialinnovation?A.ByreducingloaninterestratesB.ByestablishingR&DcentersC.ByincreasingforeigninvestmentD.Bylaunchingnewcreditcards三、完形填空（共5題，每題2分，共10分）ThebankingsectorinFujianhasundergonesignificantchangesinrecentyears.Withtheriseofdigitalbanking,traditionalfinancialinstitutionshavehadtoadapttostaycompetitive.建設(shè)銀行hasbeenaleaderinthistransformation,integratingadvancedtechnologiessuchasbigdataanalyticsandcloudcomputing.Theseinnovationshavenotonlyimprovedoperationalefficiencybutalsoenhancedcustomerexperiences.However,thesectorstillfaceschallenges,includingtalentshortagesandrapidtechnologicaladvancements.BanksinFujianmustcontinuetoinvestintrainingandresearchtomaintaintheiredge.Thefutureoffinanceintheregionwilldependontheirabilitytoinnovateandadapt.10.Theword"significant"inthefirstsentenceisclosestinmeaningto:A.minorB.gradualC.considerableD.unexpected11.Whathas建設(shè)銀行donetoadapttodigitalbanking?A.ReducedbranchoperationsB.AdoptedadvancedtechnologiesC.IncreasedphysicalbranchesD.Focusedonruralbanking12.WhichofthefollowingisNOTmentionedasachallengeforthebankingsector?A.TalentshortagesB.RegulatorychangesC.CustomerdemandD.Technologicaladvancements13.WhatwilldeterminethefutureoffinanceinFujian?A.GovernmentpoliciesB.CustomerpreferencesC.BankmergersD.Technologicalinnovation14.Thepassagesuggeststhat:A.DigitalbankingwillreplacetraditionalbankingcompletelyB.BanksmustbalanceinnovationwithcustomerserviceC.Fujian’sbankingsectorisalreadyfullydigitalD.AllbanksinFujianarestrugglingfinancially四、語法填空（共5題，每題2分，共10分）TheCOVID-19pandemichasreshapedthefinanciallandscapeinFujian.Manybankshaveshiftedtheirfocustoremoteservicestomeetcustomerneeds.建設(shè)銀行hasimplementedonlinebankingplatformsthatallowclientstoaccessaccounts,transferfunds,andapplyforloanswithoutvisitingphysicalbranches.Thisshifthasnotonlyincreasedconveniencebutalsoreducedoperationalcosts.Additionally,thebankhasstrengtheneditscybersecuritymeasurestoprotectcustomerdata.AsFujiancontinuestogrowasafinancialhub,banksmustremainagileandresponsivetochangingmarketconditions.Thesuccessoftheseeffortswilldependontheirabilitytoleveragetechnologyeffectively.15.Theword"reshaped"inthefirstsentenceisclosestinmeaningto:A.maintainedB.improvedC.alteredD.ignored16.Howhas建設(shè)銀行adaptedtothepandemic?A.ByclosingallbranchesB.BypromotingcashtransactionsC.ByexpandingremotebankingservicesD.Byreducingloanapprovals17.Whathasthebankdonetoensuredatasecurity?A.Increasedpaper-basedoperationsB.EnhanceddigitalsecuritymeasuresC.ReducedstafftrainingD.Allowedmorethird-partyaccess18.Theword"agile"inthelastparagraphisclosestinmeaningto:A.slowB.flexibleC.expensiveD.outdated19.Whatisthemainmessageofthepassage?A.BanksshouldavoidtechnologyinvestmentsB.RemotebankingisunnecessaryC.FinancialinstitutionsmustadapttochangeD.Fujian’sbankingsectorisrecession-proof五、翻譯填空（共5題，每題2分，共10分）FujianProvincehasbeenactivelypromotinggreenfinancetosupportsustainabledevelopment.建設(shè)銀行haslaunchedseveralgreencreditprogramstofundrenewableenergyprojects.Theseinitiativesincludelow-interestloansforsolarandwindenergyinstallations,aswellasfinancialsupportforelectricvehiclecharginginfrastructure.Thebankhasalsopartneredwithlocalgovernmentstodevelopgreenbonds,whichhelpfinanceenvironmentallyfriendlyprojects.Byencouragingsustainablepractices,thebankaimstoreducecarbonemissionsandprotecttheenvironment.ThisalignswithFujian’sgoalofbecomingacarbon-neutralregionby2035.20."Activelypromoting"inthefirstsentenceisbesttranslatedas:A.slowlysupportingB.reluctantlyencouragingC.enthusiasticallyadvancingD.passivelyobserving21.Whattypeofloansdoes建設(shè)銀行offerforrenewableenergy?A.High-interestloansB.Short-termloansC.Low-interestloansD.Unsecuredloans22.Theword"initiatives"refersto:A.challengesB.programsC.goalsD.investments23.Whydoesthebanksupportgreenbonds?A.ToincreaseprofitsB.ToreducetaxesC.TofinancegreenprojectsD.Toattractmorecustomers24.WhatisFujian’senvironmentalgoalby2035?A.TodoubleitscarbonemissionsB.ToreducecarbonemissionstozeroC.ToincreaseindustrialoutputD.Toexpanditsbankingnetwork六、句子改錯(cuò)（共5題，每題2分，共10分）建設(shè)銀行hasbeenexpandingitspresenceinFujian’sruralareas.Thebankhasopenednewbranchesinsmalltownsandprovidedfinancialservicestofarmers.Theseeffortshavehelpedimproveaccesstocreditforlocalbusinesses.However,someruralresidentsstillfacedifficultiesinusingdigitalbankingplatforms.Thebankhaslaunchedtrainingprogramstoeducatecustomersononlinetransactions.Byaddressingthesechallenges,建設(shè)銀行aimstobridgetheurban-ruralfinancialdivide.25."hasbeenexpanding"inthefirstsentenceshouldbechangedto:A.hasexpandedB.hadexpandedC.willexpandD.isexpanding26."Thebankhasopened"isgrammaticallycorrect.27."Theseeffortshavehelped"isgrammaticallycorrect.28."someruralresidentsstillfacedifficultiesinusing"shouldbechangedto:A.someruralresidentsstillfacedifficultyinusingB.someruralresidentsstillfacedifficultiesatusingC.someruralresidentsstillfacedifficultieswithusingD.someruralresidentsstillfacedifficultiestouse29."Byaddressingthesechallenges,建設(shè)銀行aims"shouldbechangedto:A.Byaddressingthesechallenges,建設(shè)銀行aimB.Byaddressingthesechallenges,建設(shè)銀行aimsC.Byaddressingthesechallenges,建設(shè)銀行areaimingD.Byaddressingthesechallenges,建設(shè)銀行willaim答案與解析一、選詞填空1.B.transformed*解析：Fintechhaschangedtraditionalbanking,notjustreplaceditentirely.*2.A.ensure*解析：Thegoalistomaintainorimprovecustomersatisfaction,notdecreaseit.*3.B.encourage*解析：Low-interestloansaredesignedtosupportsmallbusinesses.*4.A.dependent*解析：Fujian’seconomyreliesheavilyonthesesectors.*5.A.detect*解析：AIsystemsareusedtoidentifyfraudulentactivities.*二、閱讀理解6.B.Digitalfinanceinitiatives*解析：ThepassagehighlightsFujian’sfocusonfintech,blockchain,andmobilepayments.*7.B.CCBandChinaMerchantsBank*解析：ThereportmentionsthesebanksestablishingR&DcentersinFujian.*8.C.Datasecurityandregulatorycompliance*解析：Thepassageexplicitlystatestheseaschallenges.*9.B.ByestablishingR&Dcenters*解析：建設(shè)銀行ismentionedasleadinginfinancialinnovation,includingR&D.*三、完形填空10.C.considerable*解析："Significant"meansimportantornoticeable,similarto"considerable."*11.B.Adoptedadvancedtechnologies*解析：Thepassagementionsbigdataanalyticsandcloudcomputing.*12.B.Regulatorychanges*解析：Talentshortages,customerdemand,andtechnologicaladvancementsarementioned;regulatorychangesarenot.*13.D.Technologicalinnovation*解析：Thepassageemphasizesinnovationandadaptationaskeyfactors.*14.B.Banksmustbalanceinnovationwithcustomerservice*解析：Thepassagesuggeststhatsuccessdependsonbothinnovationandservicequality.*四、語法填空15.C.altered*解析："Reshaped"meanschangedoraltered,notmaintainedorimproved.*16.C.Byexpandingremotebankingservices*解析：Thepassagementionsonlineplatformsandremoteservices.*17.B.Enhanceddigitalsecuritymeasures*解析：Cybersecuritymeasuresarementionedas