交通銀行2025海南藏族自治州秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）Directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______traditionalbankingservicesandtransformedthewaypeoplemanagetheirfinances.A.replacedB.complementedC.endangeredD.revolutionized2.海南藏族自治州近年來積極推動綠色金融，______localindustriestoadoptsustainablepractices.A.encouragesB.encouragedC.encouragingD.encourage3.Asaleadingfinancialinstitution,交通銀行must______thechangingneedsofcustomersinruralareas.A.adapttoB.adaptC.adaptingtoD.adaptedto4.Theintroductionofdigitalwalletshas______thepopularityofcashtransactionsinChina.A.decreasedB.declinedC.reducedD.minimized5.Thebank’sCSRinitiativesfocuson______educationandhealthcareaccessinunderservedregions.A.improveB.improvingC.improvesD.improved6.TheeconomicpoliciesinHainanaimto______foreigninvestmentwhilemaintainingfinancialstability.A.attractB.attractsC.attractingD.attracted7.The______ofblockchaintechnologyhasthepotentialtoenhancesecurityincross-borderpayments.A.adoptionB.adoption’sC.adoptedD.adopting8.Thebank’smobileappallowscustomersto______theiraccountsanytime,anywhere.A.monitorB.monitoringC.monitoredD.monitors9.The______increditscoringhasmadeiteasierforsmallbusinessestoobtainloans.A.innovationB.innovativeC.innovatedD.innovating10.Thegovernment’seffortsto______povertyinruralareashaveshownpositiveresults.A.alleviateB.alleviatesC.alleviatingD.alleviated二、閱讀理解（共5題，每題2分）Directions:Readthepassageandanswerthequestions.Passage:ThebankingsectorinChinahasbeenundergoingsignificanttransformationsduetotechnologicaladvancements.Theriseoffintechcompanieshaschallengedtraditionalbankstoinnovateandadapt.Oneofthekeytrendsistheadoptionofartificialintelligenceincustomerservice.AI-poweredchatbotsandvirtualassistantshaveimprovedefficiencyandreducedoperationalcosts.Additionally,digitalpaymentsolutionslikeAlipayandWeChatPayhaverevolutionizedthewaypeopletransact.TheChinesegovernmenthasbeensupportiveofthesechanges,encouragingbankstoexplorenewbusinessmodels.However,challengesremain,suchasdatasecurityandregulatorycompliance.Astheindustryevolves,banksmustcontinuetoprioritizetechnologicalintegrationwhilemaintainingtrustandreliability.1.Whatisthemainfocusofthepassage?A.ThehistoryoffintechinChina.B.Theimpactoftechnologyonthebankingsector.C.Thegovernment’sroleinfinancialinnovation.D.Thechallengesofadoptingdigitalpayments.2.Howhavefintechcompaniesaffectedtraditionalbanks?A.Theyhavebeenreplacedbyfintech.B.Theyhaveforcedtraditionalbankstoinnovate.C.Theyhavelimitedtraditionalbanks’growth.D.Theyhavenosignificantimpactontraditionalbanks.3.WhatroledoesAIplayinmodernbanking?A.Itreplaceshumanemployees.B.Itimprovescustomerserviceefficiency.C.Itincreasestransactionfees.D.Itisonlyusedforlargecorporations.4.Accordingtothepassage,whatisamajorconcernforbanksadoptingtechnology?A.Lackofcustomertrust.B.Regulatorycompliance.C.Highoperationalcosts.D.Datasecurityissues.5.Whatdoesthegovernmentplantodoregardingfintech?A.Restrictitsgrowth.B.Encourageinnovation.C.Monitoritclosely.D.Eliminateit.三、完形填空（共10題，每題1分）Directions:Fillintheblankswiththebestwordfromtheoptions.ThebankingindustryinHainanhasbeen______(6)bytherapidgrowthofdigitalbankingsolutions.Localbankshavehadto______(7)theirservicestomeetthedemandsoftech-savvycustomers.The______(8)ofmobilebankingappshasbeenagame-changer,allowingpeopleto______(9)theirfinanceswithease.However,theshifttodigitalhasalso______(10)newchallenges,suchasensuringdataprivacy.TheChinesegovernmenthas______(11)measurestosupportbanksinthistransition,includingprovidingfundingfortechupgrades.Whiletraditionalbankingstillplaysarole,thefutureoffinanceinHainanislikelytobe______(12)digital-first.6.A.reshapedB.reshapingC.reshapesD.reshaped7.A.adaptsB.adaptedC.adaptingD.adapt8.A.introductionB.introduceC.introducedD.introducing9.A.manageB.managedC.managingD.manages10.A.raisedB.raiseC.raisesD.raising11.A.introducedB.introducesC.introducingD.introduced12.A.focusedB.focusingC.focusD.focused四、翻譯（共2題，每題5分）Directions:TranslatethefollowingsentencesintoEnglish.1.海南藏族自治州政府計劃通過發(fā)展綠色金融，促進(jìn)當(dāng)?shù)厣鷳B(tài)農(nóng)業(yè)的可持續(xù)發(fā)展。2.交通銀行致力于為海南地區(qū)的居民提供便捷、高效的金融服務(wù)。五、寫作（共1題，10分）Directions:Writeashortessay(about100words)onthetopic:"TheRoleofTechnologyinModernBanking."答案及解析一、選詞填空1.D(革命化了傳統(tǒng)銀行服務(wù))2.B(鼓勵當(dāng)?shù)禺a(chǎn)業(yè)采用可持續(xù)實踐)3.A(適應(yīng)農(nóng)村客戶的需求)4.A(減少了現(xiàn)金交易)5.B(改善教育和醫(yī)療)6.A(吸引外資)7.A(區(qū)塊鏈技術(shù)的應(yīng)用)8.A(監(jiān)控賬戶)9.A(信用評分的創(chuàng)新)10.A(緩解貧困)二、閱讀理解1.B(科技對銀行業(yè)的影響)2.B(迫使傳統(tǒng)銀行創(chuàng)新)3.B(提高客戶服務(wù)效率)4.B(監(jiān)管合規(guī)問題)5.B(鼓勵創(chuàng)新)三、完形填空6.A(reshaped)7.A(adapts)8.A(introduction)9.A(manage)10.A(raised)11.A(introduced)12.C(focus)四、翻譯1.ThegovernmentofHainanZangAutonomousPrefectureplanstopromotethesustainabledevelopmentofecologicalagricultureintheregionthroughthedevelopmentofgreenfinance.2.交通銀行iscommittedtoprovidingconvenientandefficientfinancialservicestoresidentsinHainan.五、寫作參考范文Technologyhastransformedthebankingindustry,makingservicesmoreaccessibleandefficient.Digitalbankingappsallowcustomerstomanagetheirfinancesanytime,anywhere.AI-poweredtoo