交通銀行2025新鄉(xiāng)市秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分）Directions:Choosethebestwordtofillineachblank.1.TheeconomicrecoveryinCentralChinaisexpectedto______bytheendof2025,thankstothegovernment'ssupportivepolicies.A.accelerateB.deteriorateC.stabilizeD.diminish2.Asabankingprofessional,youmusthaveastrongunderstandingofthe______markettoprovideaccuratefinancialadvice.A.volatileB.stableC.predictableD.conservative3.ThenewbranchinXinxiangaimsto______localbusinessesbyofferingtailoredfinancialsolutions.A.attractB.discourageC.stabilizeD.eliminate4.China'sgreenfinanceinitiativesare______globaleffortstocombatclimatechange.A.supportingB.conflictingC.ignoringD.replacing5.The______ofdigitalpaymentshasrevolutionizedthewaypeopletransactinsmallcitieslikeXinxiang.A.adoptionB.rejectionC.declineD.resistance6.Thebank’s______policyensuresthatcustomers’fundsareprotectedincaseofunexpectedrisks.A.flexibleB.rigidC.transparentD.ambiguous7.The______betweenurbanandruralbankingneedstobeaddressedtopromotebalancedregionaldevelopment.A.gapB.similarityC.overlapD.connection8.The______ofremotebankingserviceshasmadefinancialaccesseasierforruralresidentsinHenan.A.expansionB.contractionC.limitationD.closure9.The______ofblockchaintechnologyinbankingcanenhancetransactionsecurity.A.integrationB.exclusionC.rejectionD.modification10.Thebank’s______approachtocustomerserviceensureslong-termloyalty.A.aggressiveB.passiveC.proactiveD.reactive二、閱讀理解（共5題，每題2分）Directions:Readthepassagebelowandanswerthequestions.Passage:Theriseoffintechhastransformedthebankingindustry,especiallyinregionslikeXinxiang,wheretraditionalfinancialserviceshavehistoricallylagged.Withthegovernment’spushfordigitalinclusion,banksarenowinvestingheavilyinmobilebankingplatformsandAI-drivenservices.However,challengesremain,suchasthedigitaldividebetweenurbanandruralareas.Accordingtoa2024reportbythePeople’sBankofChina,only60%ofruralhouseholdsinHenanhaveaccesstodigitalbankingservices,comparedto95%incities.Tobridgethisgap,banksarepartneringwithlocalgovernmentstosetupdigitalliteracyprograms.Additionally,theintegrationofblockchaintechnologyisexpectedtofurtherstreamlinetransactions,reducingfraudandimprovingefficiency.Forinstance,ChinaMerchantsBankhaslaunchedablockchain-basedpaymentsysteminXinxiang,whichhasreducedtransactioncostsby30%.Despitetheseadvancements,theindustrymuststilladdressissueslikedataprivacyandcybersecurity.1.Whatisthemainfocusofthepassage?A.Thedeclineoftraditionalbanking.B.Theimpactoffintechonruralareas.C.Thegovernment’spoliciesondigitalfinance.D.Thechallengesofblockchaintechnology.2.Accordingtothepassage,whatisthebiggestobstacletodigitalbankinginruralXinxiang?A.Hightransactionfees.B.Limitedinternetinfrastructure.C.Lowdigitalliteracy.D.Governmentresistance.3.Whichbankismentionedasimplementingablockchain-basedpaymentsystem?A.IndustrialandCommercialBankofChina.B.ChinaMerchantsBank.C.BankofChina.D.AgriculturalBankofChina.4.Whatistheexpectedbenefitofblockchaintechnologyinbanking?A.Increasedtransactioncosts.B.Reducedfraud.C.Slowerservicespeeds.D.Higherfeesforcustomers.5.Whatdoesthepassagesuggestbanksshoulddotoimprovedigitalbankingaccess?A.Investmoreinurbanareas.B.Focusoncybersecurityonly.C.Partnerwithlocalgovernments.D.Eliminatetraditionalbankingservices.三、完形填空（共10題，每題1分）Directions:Completethepassagewiththewordsgiven.ThebankingsectorinXinxianghasundergonesignificantchangesinrecentyears.Withthe______(6)ofdigitaltechnology,traditionalbankshavehadtoadapttonew______(7).Oneofthemostnotabletrendsistheriseofmobilebanking,whichhasmadefinancialservicesmore______(8)forordinarycitizens.However,thisshifthasalsobroughtchallenges,suchastheneedfor______(9)trainingforemployees.Thebank’sleadershiphasrecognizedtheseissuesandhasimplementedseveralstrategiestoaddressthem.Forexample,theyhave______(10)partnershipswithfintechcompaniestoimprovetheirdigitalofferings.Additionally,theyhavefocusedonenhancingcustomerservicetoensurethatclientsfeel______(11)abouttheirbankingexperience.Inthefuture,thebankaimstobecomealeaderinsustainablefinance,aligningitsoperationswithChina’sgreendevelopmentgoals.Thisincludesinvestinginrenewableenergyandpromotingeco-friendlybankingpractices.6.A.popularityB.declineC.emergenceD.decline7.A.methodsB.challengesC.opportunitiesD.costs8.A.accessibleB.expensiveC.limitedD.complicated9.A.digitalB.traditionalC.manualD.physical10.A.formedB.strengthenedC.ignoredD.weakened11.A.satisfiedB.anxiousC.uncertainD.resistant四、翻譯填空（共5題，每題2分）Directions:TranslatethefollowingsentencesintoEnglish.1.中國(guó)交通銀行的新鄉(xiāng)分行致力于為中小企業(yè)提供創(chuàng)新的金融解決方案。2.隨著科技的發(fā)展，數(shù)字支付在河南地區(qū)的普及率顯著提高。3.政府鼓勵(lì)金融機(jī)構(gòu)加大對(duì)農(nóng)村地區(qū)的金融資源投入。4.區(qū)塊鏈技術(shù)的應(yīng)用可以有效降低銀行交易的風(fēng)險(xiǎn)。5.為了提升客戶體驗(yàn)，銀行不斷優(yōu)化其線上服務(wù)系統(tǒng)。答案及解析一、選詞填空1.A(accelerate:加速，符合經(jīng)濟(jì)復(fù)蘇的語(yǔ)境)2.A(volatile:波動(dòng)的，符合金融市場(chǎng)的特點(diǎn))3.A(attract:吸引，符合銀行拓展業(yè)務(wù)的策略)4.A(supporting:支持，符合中國(guó)綠色金融的全球角色)5.A(adoption:采用，符合數(shù)字支付的普及)6.C(transparent:透明的，符合銀行保護(hù)客戶資金的原則)7.A(gap:差距，符合城鄉(xiāng)金融服務(wù)的差異)8.A(expansion:擴(kuò)張，符合遠(yuǎn)程服務(wù)的普及)9.A(integration:整合，符合區(qū)塊鏈技術(shù)提升安全性的作用)10.C(proactive:主動(dòng)的，符合銀行提升客戶滿意度的策略)二、閱讀理解1.B(文章主要討論金融科技對(duì)農(nóng)村地區(qū)的影響)2.C(文章指出數(shù)字素養(yǎng)低是主要障礙)3.B(文章明確提到中國(guó)招商銀行)4.B(文章提到區(qū)塊鏈可以減少欺詐)5.C(文章建議銀行與政府合作)三、完形填空6.C(emergence:新興，符合技術(shù)發(fā)展的語(yǔ)境)7.B(challenges:挑戰(zhàn)，符合銀行轉(zhuǎn)型的困難)8.A(accessible:易于獲取的，符合數(shù)字銀行的便利性)9.A(digital:數(shù)字，符合員工培訓(xùn)的需求)10.B(strengthened