中國(guó)銀行2025廈門市筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）（本部分考察詞匯在語(yǔ)境中的運(yùn)用能力，結(jié)合銀行業(yè)務(wù)和廈門地域特色）1.Therapidgrowthoffintechhas______thetraditionalbankingmodel,requiringinstitutionstoadaptquicklytonewtechnologies.A.transformedB.revolutionizedC.optimizedD.standardized2.廈門的鼓浪嶼旅游業(yè)在疫情后呈現(xiàn)復(fù)蘇趨勢(shì)，許多國(guó)際游客對(duì)這座充滿______的城市表示高度興趣。A.historyB.cultureC.modernityD.tranquility3.Thebank’snewgreenfinancepolicyaimsto______carbonemissionswhilesupportingsustainableeconomicdevelopment.A.reduceB.eliminateC.controlD.offset4.Despitemarketvolatility,thebank’sinvestmentteamremains______initslong-termstrategicplanforSoutheastAsia.A.confidentB.skepticalC.cautiousD.resigned5.Thecross-borderpaymentsystemwillenhancetheefficiencyofremittances,especiallyfor______workersin廈門.A.migrantB.domesticC.localD.international二、閱讀理解（共4題，每題3分，共12分）（本部分選取與銀行業(yè)、金融科技、廈門經(jīng)濟(jì)發(fā)展相關(guān)的短文，考察信息提取和邏輯分析能力）Passage1TheBankofChinahaslaunchedanewdigitalwalletservicein廈門,integratingQR-codepaymentswithblockchaintechnologytoimprovesecurity.Theservice,named"XiamenPay,"willsupportbothdomesticandinternationaltransactions,cateringtothegrowingdemandforcashlesspayments.Localbusinesses,particularlyintouristareaslikeGulangyu,havewelcomedtheinitiative,citingitsconvenienceandreducedfraudrisks.However,somesmallmerchantsremainconcernedabouttheadditionalcostsofupgradingtheirsystems.Thebankplanstooffersubsidiestoeasethetransition.Questions:6.Whatistheprimarypurposeof"XiamenPay"?A.Topromotetraditionalbankingservices.B.Toenhancecross-borderremittances.C.Toreplacephysicalcurrencyentirely.D.Toimprovepaymentefficiencyandsecurity.7.Howdolocalbusinessesin廈門feelaboutthenewservice?A.Skepticalduetohighcosts.B.Neutral,asitdoesn’taffecttheiroperations.C.Supportive,especiallyintourist-heavyareas.D.Uninterested,ascashtransactionsremaindominant.8.Whatchallengedosmallmerchantsface?A.Limitedcustomeradoption.B.Highsystemupgradeexpenses.C.Insufficientgovernmentsupport.D.Lackoftechnicalexpertise.9.Thebank’sstrategytoaddresssmallmerchants’concernsis______.A.toexcludethemfromtheprogram.B.toprovidefinancialincentives.C.toforcethemtoupgradeimmediately.D.toignoretheirfeedback.Passage2As廈門’seconomygrows,thedemandforgreenfinancinghasincreasedsignificantly.Thelocalgovernmenthassetagoaltoreducecarbonemissionsby45%by2030,promptingbankstodevelopsustainablefinanceproducts.TheBankofChinahasintroducedagreencreditline,offeringlow-interestloanstorenewableenergyprojects.ThisinitiativealignswithChina’s"dualcarbon"targetsandsupportsthecity’sefforttobecomealeaderingreenfinance.Companiesspecializinginsolarandwindenergyhavebenefitedmost,withseveralsecuringfundingfornewinfrastructure.However,criticsarguethatthecriteriaforprojectapprovalaretoostrict,limitingaccessforsmallerfirms.Questions:10.Whatisthemainfocusofthelocalgovernment’spolicyin廈門?A.Economicgrowth.B.Carbonemissionreduction.C.Tourismdevelopment.D.Urbanrenewal.11.Whichindustrieshavebeenmostpositivelyimpactedbygreenfinancing?A.Traditionalmanufacturing.B.Realestate.C.Renewableenergy.D.Retail.12.Whatisaconcernraisedbycriticsofthegreencreditline?A.Highinterestrates.B.Limitedprojecteligibility.C.Insufficientfunding.D.Lackofgovernmentsupport.13.Thebank’sgreencreditlineisanexampleof______.A.traditionalbankingpractice.B.sustainablefinancialinnovation.C.short-termprofit-drivenpolicy.D.regulatorycompliance.三、完形填空（共5題，每題2分，共10分）（本部分選段涉及金融科技、銀行業(yè)數(shù)字化轉(zhuǎn)型，考察邏輯銜接和詞匯搭配能力）Theriseofartificialintelligencehas______(14)thebankingsector,automatingroutinetasksandimprovingcustomerservice.Forinstance,chatbotsnowhandleinquiries,whilemachinelearningalgorithmsdetectfraudulenttransactionsinrealtime.However,humanoversightremains______(15)toensureaccuracyandethicaldecision-making.Banksin廈門areinvestingheavilyinAItrainingprogramstoequipemployeeswiththeskillsneededforthefuture.Whilesomeworryaboutjoblosses,othersseeitasanopportunityto______(16)rolesformorespecializedprofessionals.Thebank’sAIstrategyalsoincludespartnershipswithlocaluniversitiestodevelopcutting-edgesolutionstailoredtoChina’smarket.Asdigitaltransformationaccelerates,theneedforsecuredatastoragebecomes______(17).TheBankofChinahasupgradeditscybersecuritysystemstoprotectsensitivecustomerinformationfrombreaches.Thismovereflectstheindustry’s______(18)tomaintaintrustinanincreasinglydigitalworld.Expertssuggestthatbanksmustbalanceinnovationwithriskmanagementto______(19)long-termsuccess.Intheend,thegoalisnotjusttoadoptnewtechnologiesbuttointegratethemseamlesslyintothecustomerexperience.14.A.revolutionizedB.modernizedC.transformedD.standardized15.A.necessaryB.optionalC.unnecessaryD.supplementary16.A.transformB.eliminateC.createD.reduce17.A.criticalB.optionalC.minimalD.irrelevant18.A.commitmentB.resistanceC.indifferenceD.reluctance19.A.ensureB.postponeC.neglectD.ignore四、改錯(cuò)題（共5題，每題2分，共10分）（本部分考察語(yǔ)法和表達(dá)準(zhǔn)確性，句子涉及銀行業(yè)務(wù)和金融術(shù)語(yǔ)）1.Thebank’snewmobileappallowscustomerstotransferfundsacrossborderswithjustafewtaps,makinginternationaltransactionsmoreconvenientandsecure.→______2.Theregulatorychangesrequirefinancialinstitutionstoimplementstricteranti-moneylaunderingmeasurestopreventillegalactivities.→______3.Thecompany’sprofitsdeclinedsharplyinthesecondquarterduetohighinflationandreducedconsumerspending.→______4.Thecentralbank’sdecisiontolowerinterestratesaimstostimulateeconomicgrowthbyencouragingborrowingandinvestment.→______5.ThetradetensionsbetweentheU.S.andChinahaveimpactedtheglobalfinancialmarkets,causingvolatilityinstockprices.→______五、翻譯題（共2題，每題5分，共10分）（本部分考察中英文互譯能力，內(nèi)容與銀行業(yè)務(wù)和廈門經(jīng)濟(jì)相關(guān)）1.中文譯英：為支持廈門的綠色金融發(fā)展，中國(guó)銀行推出了專項(xiàng)綠色信貸計(jì)劃，旨在為環(huán)保項(xiàng)目提供資金支持?！鷂_____2.英文譯中：Thebank’sdigitaltransformationstrategyincludesexpandingitsonlinebankingservicestobetterservesmallandmedium-sizedenterprisesinruralareas.→______答案與解析一、選詞填空1.B.revolutionized解析：fintech對(duì)傳統(tǒng)銀行業(yè)的影響是顛覆性的，"revolutionize"最符合語(yǔ)境。2.A.history解析：鼓浪嶼以歷史建筑聞名，"history"強(qiáng)調(diào)其文化底蘊(yùn)。3.A.reduce解析：綠色金融的核心是減少碳排放，"reduce"最貼切。4.A.confident解析：投資團(tuán)隊(duì)對(duì)長(zhǎng)期計(jì)劃有信心，"confident"符合商業(yè)語(yǔ)境。5.A.migrant解析：廈門有大量外籍務(wù)工人員，"migrantworkers"最準(zhǔn)確。二、閱讀理解6.D.improvepaymentefficiencyandsecurity解析：文章明確指出服務(wù)目的是提升效率和安全性。7.C.supportive,especiallyintourist-heavyareas解析：第二段提到商家歡迎該服務(wù)，尤其在鼓浪嶼等地。8.B.highsystemupgradeexpenses解析：小商戶擔(dān)心成本問(wèn)題，原文提及"additionalcosts."9.B.toprovidefinancialincentives解析：銀行計(jì)劃提供補(bǔ)貼，對(duì)應(yīng)選項(xiàng)B。10.B.Carbonemissionreduction解析：政府目標(biāo)是通過(guò)綠色金融實(shí)現(xiàn)減排。11.C.Renewableenergy解析：文章指