郵儲(chǔ)銀行鄭州市登封市2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,requiringbankstoadapttonewtechnologiesandcustomerexpectations.A.revolutionizedB.stabilizedC.diversifiedD.centralized2.Toenhanceservicequality,YPSBankinZhengzhouhas______onlinechatbotstoassistcustomerswithbasicinquiries,reducingwaittimes.A.implementedB.ignoredC.delayedD.minimized3.ThenewbranchinDengfengfocuseson______banking,offeringpersonalizedfinancialsolutionsforlocalbusinesses.A.ruralB.corporateC.retailD.investment4.Accordingtothereport,thenumberofdigitaltransactionsatPOSBankhas______by30%inthepastyear,reflectingthegrowingpreferenceforcontactlesspayments.A.increasedB.decreasedC.remainedD.fluctuated5.Thebank’scompliancedepartmentensuresthatalloperations______totheregulatoryrequirementssetbythePeople’sBankofChina.A.complyB.complywithC.complytoD.complied二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseoffintechhastransformedthebankingsectorglobally.TraditionalbankslikePOSBankarenowinvestingheavilyindigitalplatformstostaycompetitive.Forinstance,YPSBankinZhengzhouhaslaunchedamobileappthatallowscustomerstotransferfundsinreal-time.Similarly,thenewbranchinDengfenghasintroducedAI-drivenfinancialadvisorstoprovide24/7assistance.However,challengesremain,suchascybersecurityrisksandtheneedforskilledprofessionalsindigitalbanking.ThePeople’sBankofChinahasissuedguidelinestoensurebanksmaintainabalancebetweeninnovationandriskmanagement.1.Whathasfintechprimarilychangedinthebankingindustry?A.IncreasedpaperusageB.ReducedcompetitionC.EnhanceddigitalservicesD.Decreasedregulatoryoversight2.Accordingtothepassage,whyhasYPSBankinvestedinamobileapp?A.ToreducephysicalbranchesB.ToimprovecustomerconvenienceC.ToincreasefeesD.Tocompetewithfintechcompanies3.Whatisamajorchallengementionedforbanksadoptingdigitalbanking?A.HighcustomersatisfactionB.CybersecurityrisksC.ExcessiveprofitsD.Lowemployeeturnover4.WhatroledoesthePeople’sBankofChinaplayinthebankingsector?A.EncouragesunlimiteddigitaltransactionsB.SetsregulatorystandardsC.EliminatesalldigitalbankingservicesD.Promotespaper-basedtransactions三、完形填空（共5題，每題2分，共10分）directions:Completethepassagewiththemostsuitablewordsfromthebox.|Box|1.innovative|2.regulations|3.efficiency|4.rural|5.compliance||--|--||--||--|ThebankingsectorinZhengzhouhasseensignificantchangesinrecentyears.POSBankhasfocusedon______(1)servicestoattractmorecustomers.However,allbankingoperationsmustadheretostrict______(2)setbythecentralbank.Toimprove______(3),thebankhasintroducedautomatedtellermachinesinDengfeng.Additionally,thenewbranchtargets______(4)communities,offeringtailoredfinancialproducts.Lastly,thecompliancedepartmentensuresthebankmeetsalllegal______(5).四、句子改錯(cuò)（共5題，每題2分，共10分）directions:Identifyandcorrecttheerrorineachsentence.1.Thedigitalbankingplatformwasdevelopedtofacilitativecustomertransactions.→Correct:Thedigitalbankingplatformwasdevelopedto______customertransactions.Answer:facilitate2.Ifwewouldhaveinvestedinfintechearlier,wewouldhavegainedmoremarketshare.→Correct:Ifwe______infintechearlier,wewouldhavegainedmoremarketshare.Answer:hadinvested3.Despitethechallenges,thenewbranchinDengfenghasbeensuccessfulinattractlocalbusinesses.→Correct:Despitethechallenges,thenewbranchinDengfenghasbeensuccessfulin______localbusinesses.Answer:attracting4.Thebank’sstrategyhasbeentoreducecostsratherthanincreaseprofitsintheshortterm.→Correct:Thebank’sstrategyhasbeentoreducecostsratherthan______profitsintheshortterm.Answer:increase5.Allemployeesmustfollowthebank’spoliciesorfacepenaltieswillbeimposed.→Correct:Allemployeesmustfollowthebank’spoliciesor______willbeimposed.Answer:penalties五、翻譯填空（共5題，每題2分，共10分）directions:TranslatetheChinesesentencesintoEnglish.1.為了提高客戶滿意度，郵儲(chǔ)銀行登封分行推出了24小時(shí)自助服務(wù)?！鶷oimprovecustomersatisfaction,theYPSBankDengfengbranchhaslaunched______.Answer:24/7self-service.2.中國(guó)人民銀行要求銀行加強(qiáng)數(shù)據(jù)安全保護(hù)措施。→ThePeople’sBankofChinarequiresbanksto______.Answer:strengthendatasecuritymeasures.3.鄭州市的分行重點(diǎn)發(fā)展數(shù)字銀行業(yè)務(wù)，以滿足年輕客戶的需求?！鶷heYPSBankbranchinZhengzhoufocuseson______tomeettheneedsofyoungcustomers.Answer:developingdigitalbankingservices.4.新型智能柜員機(jī)可以提高交易效率，減少排隊(duì)時(shí)間?！鷂_____canimprovetransactionefficiencyandreducewaitingtimes.Answer:NewsmartATMs.5.銀行必須遵守相關(guān)法律法規(guī)，以確保合規(guī)經(jīng)營(yíng)?！鶥anksmust______toensurecompliantoperations.Answer:complywithrelevantlawsandregulations.答案與解析一、選詞填空1.A(revolutionized)–Digitalbankinghasbroughtsignificantchanges.2.A(implemented)–Thebankhasputchatbotsintouse.3.B(corporate)–Thebranchtargetsbusinesses.4.A(increased)–Digitaltransactionshavegrown.5.B(complywith)–Thebankmustfollowregulations.二、閱讀理解1.C(Enhanceddigitalservices)–Fintech