招商銀行南通市如東縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）1.Therapiddevelopmentofdigitalbankinghastransformedthefinanciallandscape,makingit______fortraditionalbankstoadapttonewmarket______.A.difficult/environmentsB.easy/conditionsC.challenging/trendsD.necessary/competitors2.Toenhancecustomersatisfaction,thebankshouldfocusonimprovingservice______andensuringa______userexperience.A.efficiency/convenientB.effectiveness/seamlessC.flexibility/personalizedD.reliability/standardized3.ThelocaleconomyinRudongCountyhasshownstrong______,drivenbythegrowthofthemanufacturingandlogisticssectors.A.resilience/initiativesB.stagnation/investmentsC.expansion/opportunitiesD.decline/challenges4.Banksmustprioritizedatasecurityto______againstcyberthreatsandmaintaincustomertrust.A.mitigate/vulnerabilitiesB.ignore/weaknessesC.enhance/defensesD.expose/breaches5.Thebank’snewmobileappaimsto______thegapbetweenphysicalbranchesanddigitalservices,offeringa______bankingsolution.A.bridge/convenientB.widen/efficientC.close/complexD.eliminate/outdated二、閱讀理解（共4題，每題3分，共12分）Passage1Theriseoffintechhassignificantlydisruptedthetraditionalbankingsector.CompanieslikeAntGroupandPayPalhaverevolutionizedpaymentsystems,forcingbankstoinnovateorrisklosingmarketshare.InChina,bankssuchasICBCandCCBhaveinvestedheavilyindigitalplatformstocompetewithfintechs.However,traditionalbanksstillholdadvantagesinareaslikeregulatorycomplianceandcustomertrust.Thefutureofbankingwilllikelyseeahybridmodelwherebankscollaboratewithfintechstoleverageeachother’sstrengths.1.Whatisthemainideaofthepassage?A.Fintechcompaniesarereplacingtraditionalbankscompletely.B.Traditionalbanksareadaptingtothefintechrevolution.C.Digitalpaymentsarebecominglesspopular.D.Regulatorycomplianceisnolongerimportant.2.Accordingtothepassage,whataretheadvantagesoftraditionalbanks?A.Innovationandspeed.B.Regulatoryexpertiseandcustomertrust.C.Large-scaleinvestments.D.Governmentsupport.3.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Traditionalbankswilldominatethemarket.B.Fintechswilleliminatetraditionalbanks.C.Collaborationbetweenbanksandfintechsisinevitable.D.Digitalbankingwilldisappear.4.WhichofthefollowingisNOTmentionedinthepassage?A.Theimpactoffintechsontraditionalbanking.B.Theroleofregulatorycomplianceinbanking.C.Theimportanceofgovernmentsupport.D.Thefutureofdigitalpaymentsystems.Passage2RudongCounty,locatedinNantong,isakeyindustrialhubinJiangsuProvince.Thelocalgovernmenthasimplementedpoliciestoattractforeigninvestment,particularlyinthemanufacturingandlogisticssectors.Thecounty’sstrategiclocationnearShanghaiandtheYangtzeRiverDeltahasmadeitanattractivedestinationformultinationalcorporations.However,challengessuchaslaborshortagesandenvironmentalconcernsremain.Thecounty’seconomicgrowthhasalsobroughtabouturbanizationpressures,requiringbalanceddevelopment.5.WhatisthemainfocusofRudongCounty’seconomicpolicies?A.Tourismdevelopment.B.Agriculturalexpansion.C.Industrialandlogisticsinvestment.D.Realestateprojects.6.WhyisRudongCountyattractivetoforeigninvestors?A.Itsproximitytomajorcitiesandwaterways.B.Highlaborcosts.C.Limitedinfrastructure.D.Fewbusinessincentives.7.WhatchallengesdoesRudongCountyface?A.Highgovernmentspending.B.Laborshortagesandenvironmentalissues.C.Lowpopulationgrowth.D.Lackofforeigninvestment.8.WhatdoesthepassagesuggestabouturbanizationinRudongCounty?A.Itiswell-managedandsustainable.B.Ithasledtorapideconomicdecline.C.Itrequiresmoregovernmentintervention.D.Ithasnoimpactonthelocaleconomy.三、完形填空（共5題，每題2分，共10分）ThebankingsectorinChinaisundergoingaperiodofsignificantchange.Withtherapidadvancementoftechnology,traditionalbanksarefacingnew______(1)intheformofdigitalpaymentplatformsandfintechcompanies.Tostaycompetitive,banksmust______(2)theirbusinessmodelstomeetcustomerexpectations.Oneeffectivestrategyisto______(3)digitaltransformation,whichinvolvesintegratingcutting-edgetechnologiessuchasartificialintelligenceandblockchainintobankingoperations.Anotherkeyaspectisimprovingcustomerservice.Banksneedto______(4)personalizedexperiencestoretaincustomers.Thiscanbeachievedbyleveragingbigdatato______(5)customerpreferencesandbehaviorpatterns.Additionally,banksmustprioritizecybersecurityto______(6)againstcyberthreats.Bydoingso,theycan______(7)customertrust,whichiscrucialforlong-termsuccess.1.A.opportunitiesB.challengesC.threatsD.competitions2.A.adaptB.ignoreC.resistD.copy3.A.embraceB.rejectC.delayD.ignore4.A.offerB.neglectC.forceD.limit5.A.predictB.ignoreC.forgetD.analyze6.A.protectB.ignoreC.encourageD.expose7.A.maintainB.loseC.destroyD.ignore四、句子改錯（共5題，每題2分，共10分）1.Thebank’snewpolicywilleffectivefromnextmonth.2.Customerscanaccesstheiraccountsanytimeandeveryplaceusingthemobileapp.3.ThelocaleconomyinRudongCountyisgrowingfast,butitalsofacessomeproblems.4.Weneedtoimproveourservicequalitytokeepupwiththecompetition.5.Theriseoffintechhasmadeitmoredifficultfortraditionalbankstosurvive.五、翻譯填空（共5題，每題2分，共10分）1.Toenhancecustomersatisfaction,thebankshouldfocusonimprovingservice______andensuringa______userexperience.中文提示：為了提高客戶滿意度，銀行應(yīng)專注于提升服務(wù)______和確保______的用戶體驗。2.Thebank’snewmobileappaimsto______thegapbetweenphysicalbranchesanddigitalservices,offeringa______bankingsolution.中文提示：銀行的新移動應(yīng)用旨在______實體網(wǎng)點(diǎn)和數(shù)字服務(wù)之間的______，提供______的銀行解決方案。3.ThelocaleconomyinRudongCountyhasshownstrong______,drivenbythegrowthofthemanufacturingandlogisticssectors.中文提示：如東縣的當(dāng)?shù)亟?jīng)濟(jì)顯示出強(qiáng)勁的______，得益于制造業(yè)和物流行業(yè)的增長。4.Banksmustprioritizedatasecurityto______againstcyberthreatsandmaintaincustomertrust.中文提示：銀行必須優(yōu)先考慮數(shù)據(jù)安全，以______網(wǎng)絡(luò)威脅并維護(hù)客戶信任。5.Therapiddevelopmentofdigitalbankinghastransformedthefinanciallandscape,makingit______fortraditionalbankstoadapttonewmarket______.中文提示：數(shù)字銀行的快速發(fā)展已經(jīng)改變了金融格局，使得傳統(tǒng)銀行適應(yīng)新的市場______變得______。答案與解析一、選詞填空1.C.challenging/trends解析：Digitalbanking的發(fā)展對傳統(tǒng)銀行構(gòu)成挑戰(zhàn)（challenging），同時市場趨勢（trends）也在不斷變化。2.B.effectiveness/seamless解析：提升服務(wù)有效性（effectiveness）和無縫（seamless）的用戶體驗是銀行的核心競爭力。3.C.expansion/opportunities解析：如東縣經(jīng)濟(jì)展現(xiàn)出擴(kuò)張（expansion）態(tài)勢，制造業(yè)和物流行業(yè)發(fā)展帶來機(jī)遇（opportunities）。4.A.mitigate/vulnerabilities解析：銀行需緩解（mitigate）網(wǎng)絡(luò)威脅，同時修補(bǔ)安全漏洞（vulnerabilities）。5.A.bridge/convenient解析：新移動應(yīng)用旨在彌合（bridge）實體網(wǎng)點(diǎn)與數(shù)字服務(wù)的差距，提供便捷（convenient）的銀行服務(wù)。二、閱讀理解1.B.Traditionalbanksareadaptingtothefintechrevolution.解析：全文核心為傳統(tǒng)銀行如何應(yīng)對金融科技變革。2.B.Regulatoryexpertiseandcustomertrust.解析：文中明確