興業(yè)銀行福州市鼓樓區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目要求：從每題四個選項中選出一個最合適的詞填入空格，使句子意思完整、語法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttodigitaltrends.A.forcedB.encouragedC.threatenedD.supported2.Duetotheeconomicdownturn,manySMEsinFujianprovincearestrugglingtomaintain______operations.A.profitableB.sustainableC.efficientD.seasonal3.Thenewregulatorypolicyaimsto______financialrisksandprotectconsumerrightsmoreeffectively.A.mitigateB.ignoreC.increaseD.postpone4.Fujian'scoastalcities,suchasXiamenandFuzhou,haveseenasignificant______inforeigndirectinvestmentinrecentyears.A.declineB.fluctuationC.increaseD.stagnation5.Thebank’sdigitaltransformationstrategyfocusesonimprovingcustomer______throughAI-drivenservices.A.satisfactionB.dissatisfactionC.frustrationD.indifference二、閱讀理解（共4題，每題3分，共12分）題目要求：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage:Theglobalfinanciallandscapeisundergoingrapidchangesduetotechnologicaladvancements.Fintechcompaniesareincreasinglycollaboratingwithtraditionalbankstoleveragetheirinnovativesolutions.InFujian,China,severalbankshavepartneredwithlocaltechfirmstodevelopmobilebankingappswithadvancedfeatureslikeAI-drivenriskassessmentandblockchain-basedtransactions.Thesecollaborationshavenotonlyimprovedefficiencybutalsoenhancedsecurity.However,challengesremain,suchasregulatorycomplianceanddataprivacyconcerns.Banksmuststrikeabalancebetweeninnovationandriskmanagementtostaycompetitive.6.Whatisthemainfocusofthepassage?A.ThedeclineoffintechinChina.B.Theimpactoffintechontraditionalbanking.C.Thegovernment’sroleinfinancialregulation.D.Thebenefitsofblockchaintechnology.7.Accordingtothepassage,whatisonechallengefacedbybanksinFujian?A.Highcustomersatisfaction.B.Insufficientinvestmentintech.C.Regulatorycompliance.D.Limitedmobileappusage.8.Theword"leveraging"inthesecondparagraphisclosestinmeaningto:A.DevelopingB.IgnoringC.UtilizingD.Rejecting9.WhatdoesthepassagesuggestaboutthefutureofbankinginFujian?A.Traditionalbankswillreplacefintechcompanies.B.Collaborationbetweenbanksandtechfirmswillincrease.C.Blockchaintechnologywillbecomeobsolete.D.Customersatisfactionwilldecline.三、句子改錯（共3題，每題3分，共9分）題目要求：找出句子中的錯誤并改正，只改一處。10.Thenewcreditscoringsystemwillimprovemorequicklythantheoldonedid.-Corrected:_________________________11.Despitetheeconomicchallenges,Fujian’sbankingsectorhasshownresilienceinrecentyears.-Corrected:_________________________12.Iftheregulatoryrequirementswerestricter,theriskoffinancialfraudwouldreduce.-Corrected:_________________________四、完形填空（共5題，每題2分，共10分）題目要求：閱讀以下短文，選擇最合適的選項填入空格。ThebankingsectorinFujianhasbeenevolvingrapidlyoverthepastdecade.Withtheriseofdigitalpaymentsandonlinebanking,customersnowexpectmore______(13)______services.Localbankshaverespondedbyinvestingheavilyintechnologyandtalent.Forinstance,theBankofFuzhouhaslaunchedanewappthatintegratesAI-poweredchatbotstoassistcustomerswithinquiries.Thismovehasnotonlyimprovedservicequalitybutalsoreducedoperationalcosts.However,thecompetitionisintense,andbanksmustcontinuetoinnovateto______(14)______theirmarketshare.Inaddition,environmentalsustainabilityhasbecomeakeyfocus,asmanybanksarenowadoptinggreenfinancepracticestosupportrenewableenergyprojects.ThefutureofbankinginFujianlookspromising,butchallengesremain.13.A.convenientB.complicatedC.expensiveD.traditional14.A.protectB.ignoreC.increaseD.decrease15.Theword"integrates"inthepassageisclosestinmeaningto:A.CombinesB.SeparatesC.RejectsD.Replaces16.WhatdoesthepassagesuggestaboutgreenfinanceinFujian?A.Itisnotapriorityforbanks.B.Itisbecomingincreasinglyimportant.C.Itisonlyrelevanttoforeignbanks.D.Itislimitedtolargecities.17.Theword"promising"inthelastparagraphimplies:A.UncertainB.HopefulC.DifficultD.Unpredictable五、翻譯填空（共4題，每題2分，共8分）題目要求：將英文句子翻譯成中文，填入橫線處。18.Thebank’snewanti-moneylaunderingpolicywillrequireallemployeestoundergoregulartraining._________________________19.Toattractmoreforeigninvestment,Fujianhasintroducedtaxincentivesfortechstartups._________________________20.Artificialintelligenceistransformingthewaybankshandlecustomerdataandfrauddetection._________________________21.Theannualfinancialstabilityreporthighlightstheneedforbetterriskmanagementinthesector._________________________答案與解析一、選詞填空1.A.forced-解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新，"forced"符合語境。2.B.sustainable-解析：經(jīng)濟下行時，企業(yè)尋求的是可持續(xù)經(jīng)營，"sustainable"最合適。3.A.mitigate-解析：監(jiān)管政策旨在緩解金融風險，"mitigate"意為“減輕”。4.C.increase-解析：福建沿海城市FDI顯著增長，"increase"符合文意。5.A.satisfaction-解析：銀行通過AI提升客戶滿意度，"satisfaction"最貼切。二、閱讀理解6.B.Theimpactoffintechontraditionalbanking.-解析：文章主要討論金融科技對傳統(tǒng)銀行的影響。7.C.Regulatorycompliance.-解析：文中提到監(jiān)管合規(guī)是銀行面臨的挑戰(zhàn)之一。8.C.Utilizing-解析："Leveraging"意為“利用”，與"utilizing"意思相近。9.B.Collaborationbetweenbanksandtechfirmswillincrease.-解析：文章暗示銀行與科技公司的合作將加強。三、句子改錯10.Corrected:Thenewcreditscoringsystemwillimprovemorequicklythantheoldonedid.-解析：句子本身沒有語法錯誤，無需修改。11.Corrected:Despitetheeconomicchallenges,Fujian’sbankingsectorhasshownresilienceinrecentyears.-解析：句子語法正確，無需修改。12.Corrected:Iftheregulatoryrequirementswerestricter,theriskoffinancialfraudwouldreduce.-解析："wouldreduce"