民生銀行株洲市天元區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:choosethebestwordtofillineachblank.1.TheeconomicgrowthinZhuzhouCityhasbeen______bythedevelopmentofhigh-techindustries.A.boostedB.hinderedC.influencedD.supported2.Thenewbankingregulationsrequirefinancialinstitutionstoenhancetheir______ofanti-moneylaunderingmeasures.A.implementationB.efficiencyC.awarenessD.innovation3.株洲市天元區(qū)的智能制造產(chǎn)業(yè)帶為當(dāng)?shù)仄髽I(yè)提供了______的發(fā)展機遇。A.significantB.limitedC.potentialD.competitive4.Thebank’sdigitaltransformationstrategyaimsto______customerservicethroughartificialintelligence.A.improveB.reduceC.delayD.eliminate5.TheannualfinancialforuminZhuzhoufocuseson______trendsintheregionaleconomy.A.emergingB.decliningC.traditionalD.stable6.Theloanapprovalprocessmustbe______toensuretimelyserviceforsmallbusinessesinruralareas.A.flexibleB.rigidC.complexD.lengthy7.Thebank’ssustainabilityreporthighlightsitseffortstoreducecarbonemissionsin______operations.A.commercialB.industrialC.urbanD.rural8.Thecross-borderpaymentsystemisdesignedto______transactioncostsforinternationaltrade.A.lowerB.raiseC.monitorD.regulate9.Thelocalgovernmenthas______incentivestoattractmoreforeigninvestmenttoZhuzhou.A.introducedB.reducedC.eliminatedD.postponed10.Thecreditriskassessmentmodelhelpsbanks______defaultsamongborrowers.A.predictB.ignoreC.minimizeD.delay二、閱讀理解（共5題，每題2分）directions:readthepassagebelowandchoosethebestanswerforeachquestion.Passage:TheriseoffintechhastransformedthebankingindustryinZhuzhouandsurroundingareas.TraditionalfinancialinstitutionslikeMinshengBankareadoptingdigitalsolutionstostaycompetitive.Forinstance,thebankhaslaunchedamobileappthatallowscustomerstotransferfunds,paybills,andapplyforloansseamlessly.Additionally,blockchaintechnologyisbeingexploredforsecuretransactionsincross-bordertrade.However,challengesremain,suchasensuringdataprivacyandregulatorycompliance.Thelocalgovernmentiscollaboratingwithbankstocreateasupportiveecosystemforfintechstartups,whichcouldfurtherboosteconomicgrowth.1.Whatisthemainfocusofthepassage?A.Theimpactoffintechonthebankingindustry.B.Thegovernment’seffortstoattractforeigninvestment.C.Thechallengesofadoptingblockchaintechnology.D.TheroleofruralbankinginZhuzhou.2.HowdoesMinshengBankenhancecustomerservice?A.Byintroducingmorestringentloanapprovalprocesses.B.Byreducingthenumberofbranchesinurbanareas.C.Byleveragingmobileappsforfinancialservices.D.Byeliminatingtraditionalbankingoperations.3.WhatdoesthepassagesuggestaboutthefutureoffintechinZhuzhou?A.Itwillfacesignificantregulatoryhurdles.B.Itwillrelyheavilyonforeigninvestment.C.Itwillbenefitfromgovernmentsupport.D.Itwillreplacetraditionalbankingentirely.4.Accordingtothepassage,whatisakeyconcernforbanksadoptingfintech?A.Highcostsofdigitaltransformation.B.Lackofcustomertrustinnewtechnologies.C.Dataprivacyandregulatorycompliance.D.Reducedprofitabilityduetocompetition.5.Thelocalgovernment’sroleinthefintechecosystemisdescribedas:A.Restrictiveandregulatory.B.Supportiveandcollaborative.C.Passiveandnon-involvement.D.Dominantandcontrolling.三、完形填空（共10題，每題1分）directions:completethepassagebelowbychoosingthebestwordforeachblank.ThebankingsectorinZhuzhouhasundergonesignificantchangesinrecentyears.Withtherapiddevelopmentoftheeconomy,financialinstitutionshavebeen______tomeetthegrowingdemandfordigitalservices.MinshengBank,asaleadingplayerintheregion,has______itsITinfrastructuretosupportonlinebankingandmobilepayments.The______ofartificialintelligencehasfurtherrevolutionizedthewaybankshandlecustomerqueriesandprocesstransactions.However,the______ofcyberthreatsrequiresconstantvigilanceandrobustsecuritymeasures.LocalbusinessesinZhuzhouhavealsobenefitedfromtheseadvancements,astheycannow______financialsolutionsmoreefficiently.The______isthatwhiletechnologyoffersmanyopportunities,italsobringsnewchallengesthatmustbecarefullymanaged.1.A.adapted2.B.modernized3.C.expanded4.D.optimized5.A.embraced6.B.resisted7.C.ignored8.D.underestimated9.A.potential10.B.reality四、翻譯（共5題，每題2分）directions:translatethefollowingsentencesintoEnglish.1.株洲市天元區(qū)的智能制造產(chǎn)業(yè)園為傳統(tǒng)制造業(yè)企業(yè)提供了轉(zhuǎn)型升級的契機。2.隨著金融科技的快速發(fā)展，銀行需要加強風(fēng)險防控能力。3.民生銀行株洲分行致力于提升普惠金融服務(wù)的覆蓋面。4.區(qū)塊鏈技術(shù)在跨境支付領(lǐng)域的應(yīng)用前景廣闊。5.政府出臺了一系列政策支持中小企業(yè)發(fā)展。五、寫作（共1題，10分）directions:writeashortessay(150-200words)onthetopic:"TheRoleofTechnologyinModernBanking."SampleAnswer:Technologyhasrevolutionizedthebankingindustry,makingfinancialservicesmoreaccessibleandefficient.Withtheriseofmobilebankingapps,customerscanperformtransactionsanytime,anywhere.Artificialintelligencehasimprovedloanapprovalprocesses,reducingpaperworkanddelays.Blockchaintechnologyensuressecureandtransparenttransactions,especiallyincross-bordertrade.However,banksmustalsoaddresschallengessuchasdataprivacyandcybersecurity.ThelocalgovernmentinZhuzhouhasplayedakeyroleinfosteringfintechstartups,whichfurtherenhancesthebankingecosystem.Whiletechnologyoffersmanybenefits,itssuccessfulimplementationrequirescollaborationbetweenbanks,regulators,andthetechindustry.答案及解析一、選詞填空1.A(boosted)2.A(implementation)3.A(significant)4.A(improve)5.A(emerging)6.A(flexible)7.B(industrial)8.A(lower)9.A(introduced)10.C(minimize)解析:1."boosted"fitsthecontextofeconomicgrowthdrivenbyhigh-techindustries.3."significant"alignswiththedevelopmentofthemanufacturingindustryinZhuzhou.5."emerging"referstoneweconomictrendsintheregion.6."flexible"isnecessaryforefficientserviceinruralareas.二、閱讀理解1.A2.C3.C4.C5.B解析:1.Thepassageprimarilydiscussesfintech’simpactonbanking.2.Themobileappismentionedasakeydigitalsolution.3.Governmentsupportforfintechstartupsishighlighted.4.Dataprivacyandregulatorycompliancearenotedasconcerns.三、完形填空1.adapted2.modernized3.expansion4.optimization5.embraced6.underestimated7.potential8.reality解析:1."adapted"suggestsbanksadjustingtodigitaldemands.3."expansion"referstothegrowthofITinfrastructure.5."embraced"showsacceptanceofAIinbanking.四、翻譯1.TheintelligentmanufacturingindustrialparkinZhuzhou’sTianyuanDistrictprovidesanopportunityfortraditionalmanufacturingenterprisestoupgradeandtransform.2.Withtherapiddevelopmentoffintech,banksneedtostrengthentheirriskpreventionandcontrolcapabilities.3.MinshengBankZhuzhouBranchiscommittedtoexpandingthecoverageofinclusivefinancialservices.4.Theapplicationofblockchaintechnologyin