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興業(yè)銀行廣州市白云區(qū)2025秋招筆試英文行測高頻題含答案第一部分:選詞填空(共5題,每題2分,總計10分)題干背景:考察金融銀行業(yè)務(wù)流程及廣州市白云區(qū)經(jīng)濟(jì)發(fā)展相關(guān)的詞匯應(yīng)用能力。1.Therapiddevelopmentofthehigh-techindustryinBaiyunDistricthascreatednumerous______opportunitiesforfinancialinstitutionstoprovidecustomizedservices.A.potentialB.prospectiveC.probableD.feasible2.Toenhancecustomersatisfaction,興業(yè)銀行hasimplementeda______systemtostreamlineloanapprovalprocesses.A.bureaucraticB.automatedC.manualD.decentralized3.Thebank’snewpolicyaimsto______theriskofbaddebtsbyimprovingcreditassessmentmechanisms.A.mitigateB.exacerbateC.overlookD.ignore4.TheeconomicsummitinGuangzhouemphasizedtheimportanceof______cross-bordertradefinancingtosupportSMEsinBaiyun.A.restrictingB.promotingC.minimizingD.eliminating5.Thecompliancedepartmentensuresthatalloperationsadhereto______regulations,especiallyinlightofrecentfinancialreforms.A.stringentB.lenientC.ambiguousD.outdated第二部分:閱讀理解(共4題,每題3分,總計12分)題干背景:基于金融科技(FinTech)與廣州白云區(qū)產(chǎn)業(yè)升級相關(guān)文章節(jié)選。Passage:TheBaiyunDistrictgovernmenthaspartneredwith興業(yè)銀行tolaunchapilotprogramintegratingblockchaintechnologyintosupplychainfinance.Theinitiativeaimstoreducetransactioncostsforlocalmanufacturersbycreatingatransparentandefficientdigitalledger."ThiscollaborationalignswithourgoaltotransformBaiyunintoaFinTechhub,"saidadistrictofficial.However,challengesremain,includingdatasecurityconcernsandtheneedforindustry-wideadoption.ExpertspredicttheprogramcouldserveasablueprintforotherregionsinGuangdongProvince.6.WhatistheprimarypurposeoftheblockchainpilotprograminBaiyun?A.Topromotetraditionalbankingservices.B.Toreducemanufacturingcosts.C.Toenhancefinancialtransparency.D.Toeliminatecross-bordertradebarriers.7.Accordingtothepassage,whatchallengeshindertheprogram’ssuccess?A.Highimplementationcosts.B.Resistancefromlocalenterprises.C.Datasecurityandindustryadoption.D.Governmentpolicyrestrictions.8.HowmightthisprogramimpactGuangdongProvince?A.Itcouldleadtostricterfinancialregulations.B.Itmayencourageotherregionstoadoptsimilarsystems.C.ItwillprioritizelargebanksoverSMEs.D.Itwillreducetheneedforhumaninterventioninfinance.9.Whatroledoesthedistrictofficialplayinthisinitiative?A.Theyareafinancialanalyst.B.Theyoverseetheprogram’sexecution.C.Theyareablockchaindeveloper.D.Theyrepresenttheprovincialgovernment.第三部分:句子改錯(共5題,每題2分,總計10分)題干背景:考察金融銀行業(yè)務(wù)表述的語法準(zhǔn)確性。10.Theloanapprovalcommitteewillreviewallapplicationsbeforetheyaresubmittedtotheboardofdirectorsforfinalapproval.11.Employeesarerequiredtoreportanysuspicioustransactionsimmediatelytothecompliancedepartment.12.Thebank’sdigitalwalletservicehasbeenexpandedtoincludemorelocalpaymentplatformsinGuangzhou.13.Customerscannowaccessreal-timefinancialanalyticsthroughthebank’smobileapp,whichmakesiteasiertomanagetheirinvestments.14.Theregulatorychangeswillaffectnotonlythebank’soperationsbutalsotheentirefinancialsectorinBaiyunDistrict.第四部分:完形填空(共5題,每題2分,總計10分)題干背景:融合興業(yè)銀行廣州分行業(yè)務(wù)拓展與白云區(qū)經(jīng)濟(jì)發(fā)展。TherecentsurgeinBaiyun’se-commercesectorhascreateda______opportunityfor興業(yè)銀行toexpanditswealthmanagementservices.Bycollaboratingwithlocallogisticsfirms,thebankcanofferpersonalizedfinancingsolutionsforonlineretailers.However,successdependsonaddressing______issuessuchasfraudpreventionandpaymentsecurity."Thekeyistostrikeabalancebetweeninnovationandriskmanagement,"notedabankexecutive.Withoutpropersafeguards,theinitiativecould______thebank’sreputation.Thus,a______approachisessentialtoensuresustainablegrowth.Finally,theprogram’ssuccesswillbemeasuredbyitsabilityto______thedistrict’seconomicdiversificationgoals.A.unique/potential/damage/strategic/supportB.significant/operational/enhance/conservative/alignC.limited/regulatory/undermine/aggressive/conflictD.marginal/technological/boost/flexible/complement第五部分:句子排序(共1題,每題5分,總計5分)題干背景:調(diào)查報告段落重組。Arrangethefollowingsentencesintoacoherentparagraph:①Theinitiativewillincludetrainingprogramsforemployeestoensuresmoothadoption.②Thepartnershipaimstostreamlinecross-borderpaymentsforSMEs.③Bothpartieswillinvestinupgradinginfrastructuretosupportthenewsystem.④Additionally,real-timemonitoringtoolswillbeimplementedtodetectfraud.⑤Asaresult,thedistrict’sexportvolumeisexpectedtoincreaseby20%withintwoyears.答案與解析第一部分:選詞填空1.A.potential(解析:high-techindustrydevelopmentcreatesfuturepossibilitiesforbanks)2.B.automated(解析:streamliningprocessesimpliestechnologicalefficiency)3.A.mitigate(解析:reducingbaddebtsalignswithfinancialriskcontrol)4.B.promoting(解析:supportingSMEsviatradefinancingfitsregionaleconomicgoals)5.A.stringent(解析:compliancerequiresstrictadherencetoregulations)第二部分:閱讀理解6.C.enhancefinancialtransparency(解析:blockchain’scorebenefitistransparency)7.C.datasecurityandindustryadoption(解析:passagementionstheseaschallenges)8.B.itmayencourageotherregionstoadoptsimilarsystems(解析:blueprintimpliesreplicability)9.B.theyoverseetheprogram’sexecution(解析:
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