招商銀行威海市文登區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）（注：選項(xiàng)均為名詞或動(dòng)詞，需結(jié)合語(yǔ)境選擇最合適的詞填入空格中）1.Therapiddevelopmentofdigitalbankinghassignificantly__________thetraditionalfinancialservicesindustry.A.transformedB.influencedC.disruptedD.enhanced2.Asaleadingprivatebank,ChinaMerchantsBankhasalways__________itscommitmenttocustomersatisfactionthroughinnovativeservices.A.reinforcedB.neglectedC.overlookedD.minimized3.ThenewbranchinWenzengDistrictaimsto__________financialinclusionbyprovidingaccessiblebankingsolutionsforlocalbusinesses.A.promoteB.hinderC.delayD.weaken4.Thebank’sstrategytoexpanditsfootprintinShandongprovinceinvolves__________moreATMsinhigh-trafficareas.A.installingB.removingC.relocatingD.destroying5.Despiteeconomicfluctuations,ChinaMerchantsBankhas__________itsprofitabilitybydiversifyingitsinvestmentportfolio.A.maintainedB.reducedC.compromisedD.diminished二、閱讀理解（共4題，每題3分，共12分）（注：閱讀材料為銀行業(yè)相關(guān)短文，需根據(jù)內(nèi)容回答問(wèn)題）Passage:TheStateCouncilrecentlyannouncednewpoliciestoboostthedigitaltransformationofthebankingsector.Theinitiativeaimstoencouragebankstoadoptartificialintelligence,bigdataanalytics,andblockchaintechnologytoimproveoperationalefficiencyandservicequality.ChinaMerchantsBank,knownforitstech-savvyapproach,hasalreadyrolledoutseveraldigitalbankingplatforms,includingmobileappswithAI-poweredfinancialadvisors.Industryexpertssuggesttheseadvancementswillnotonlyenhancecustomerexperiencebutalsoreducecostsassociatedwithtraditionalbankingprocesses.However,challengesremain,suchasdatasecurityandregulatorycompliance,whichbanksmustaddresstofullyleveragethesetechnologies.6.WhatistheprimarygoaloftheStateCouncil’snewpolicies?A.ToreducethenumberofbanksinChina.B.Topromotedigitaltransformationinthebankingsector.C.Toincreasegovernmentrevenuefrombankingfees.D.Toeliminatetraditionalbankingpractices.7.HowdoesChinaMerchantsBankleveragetechnologyinitsoperations?A.Byhiringmorehumanadvisors.B.ByintroducingAI-drivenmobilebankingsolutions.C.Byclosingallphysicalbranches.D.Byfocusingsolelyonblockchaintechnology.8.Accordingtothepassage,whatchallengesdobanksfaceinadoptingdigitaltechnologies?A.Lackofcustomerinterest.B.Datasecurityandregulatorycompliance.C.Highcostsofinfrastructure.D.Limitedemployeeskills.9.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Traditionalbankswillbecomeobsolete.B.Digitaltechnologieswillreplacehumaninteraction.C.Bankswillneedtobalanceinnovationwithriskmanagement.D.Thebankingsectorwillreturntoitsoldways.三、完形填空（共5題，每題2分，共10分）（注：文章段落有5處空白，需從選項(xiàng)中選擇最合適的詞填入）ThebankingindustryinChinahasundergonesignificantchangesinrecentyears.__________(10),theriseofdigitalbankinghasreshapedhowfinancialservicesaredelivered.ChinaMerchantsBank,__________(11),hasbeenattheforefrontofthistransformation.ByintegratingadvancedtechnologieslikemobilebankingandAI,thebankhas__________(12)amoreefficientandcustomer-centricservicemodel.However,__________(13),thesectorstillfaceschallengessuchascybersecuritythreatsandevolvingregulatoryrequirements.__________(14),banksmustcontinuetoinnovatewhileensuringcompliancetostaycompetitive.10.A.ThereforeB.HoweverC.MoreoverD.Nevertheless11.A.includingB.knownforC.despiteD.suchas12.A.developedB.compromisedC.underminedD.neglected13.A.MoreoverB.HoweverC.ThereforeD.Thus14.A.ForinstanceB.InadditionC.AsaresultD.Consequently四、翻譯填空（共5題，每題2分，共10分）（注：將英文句子翻譯成通順的中文，并填入括號(hào)中）15.Thebank’srecentmergerhas__________(15)itsmarketshareinthecoastalregionsofShandongprovince.A.expandedB.reducedC.stabilizedD.diminished16.LocalenterprisesinWenzengDistricthavebenefitedfromthebank’s__________(16)financialsupportprograms.A.innovativeB.outdatedC.limitedD.reluctant17.Thebranchmanageremphasizedtheimportanceof__________(17)customerprivacyinallbankingtransactions.A.protectingB.ignoringC.compromisingD.exposing18.Thebank’sonlinebankingplatformhas__________(18)convenienceforcustomersbyoffering24/7services.A.increasedB.decreasedC.eliminatedD.delayed19.Thenewcreditpolicyaimsto__________(19)smallbusinesseswithmoreflexibleloanterms.A.assistB.penalizeC.discourageD.dismiss五、句子改錯(cuò)（共5題，每題2分，共10分）（注：下列句子中各有一處錯(cuò)誤，需找出并改正）20.Thedigitalbankingsectorhasbeenrapidlyevolving,andChinaMerchantsBankhasbeenadaptingitsstrategiesaccordingly.→Error:_________________________→Correction:_________________________21.Despitetheeconomicdownturn,thebank’sprofitabilityhasremainedstableduetoitsdiversifiedinvestmentportfolio.→Error:_________________________→Correction:_________________________22.Thenewmobileappintroducedbythebankoffersauser-friendlyinterface,whichmakesiteasierforcustomerstomanagetheiraccounts.→Error:_________________________→Correction:_________________________23.ThebranchinWenzengDistricthasbeenservinglocalcommunitiesforoveradecade,providingthemwithessentialbankingservices.→Error:_________________________→Correction:_________________________24.Thebank’sdecisiontoexpanditspresenceinShandongprovincehasbeendrivenbytheregion’sgrowingeconomicdemand.→Error:_________________________→Correction:_________________________答案與解析一、選詞填空1.C.disrupted（數(shù)字銀行的發(fā)展顯著擾亂了傳統(tǒng)金融服務(wù)業(yè)。）2.A.reinforced（作為一家領(lǐng)先的私人銀行，招商銀行始終加強(qiáng)其對(duì)客戶滿意度的承諾。）3.A.promote（新分行旨在促進(jìn)普惠金融，為當(dāng)?shù)仄髽I(yè)提供可及的銀行解決方案。）4.A.installing（該行擴(kuò)展在山東省業(yè)務(wù)的戰(zhàn)略包括在高流量區(qū)域安裝更多ATM機(jī)。）5.A.maintained（盡管經(jīng)濟(jì)波動(dòng)，招商銀行通過(guò)多元化投資組合維持了盈利能力。）二、閱讀理解6.B.topromotedigitaltransformationinthebankingsector（國(guó)務(wù)院的新政策主要目標(biāo)是在銀行業(yè)促進(jìn)數(shù)字化轉(zhuǎn)型。）7.B.byintroducingAI-drivenmobilebankingsolutions（招商銀行通過(guò)引入AI驅(qū)動(dòng)的移動(dòng)銀行解決方案在運(yùn)營(yíng)中利用技術(shù)。）8.B.datasecurityandregulatorycompliance（根據(jù)文章，銀行在采用數(shù)字技術(shù)時(shí)面臨的挑戰(zhàn)是數(shù)據(jù)安全和監(jiān)管合規(guī)。）9.C.bankswillneedtobalanceinnovationwithriskmanagement（文章暗示未來(lái)銀行業(yè)需要平衡創(chuàng)新與風(fēng)險(xiǎn)管理。）三、完形填空10.B.However（然而，數(shù)字銀行的興起重塑了金融服務(wù)的交付方式。）11.B.knownfor（招商銀行以其前瞻性的做法而聞名。）12.A.devel