浦發(fā)銀行洛陽(yáng)市澗西區(qū)2025秋招筆試英語(yǔ)題專練及答案第一部分：選詞填空（共10題，每題1分，總計(jì)10分）（本部分考查詞匯在語(yǔ)境中的運(yùn)用能力，請(qǐng)從選項(xiàng)中選擇最合適的詞填入空格。）1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.AsaleadingfinancialinstitutioninCentralChina,PujiangBankiscommittedto______economicgrowthinregionslikeJianshiDistrict.A.boostingB.weakeningC.neglectingD.delaying3.Theinterviewpanelemphasizedtheimportanceof______skillsforbankingprofessionals,especiallyincustomerserviceroles.A.technicalB.interpersonalC.managerialD.analytical4.Digitaltransformationhas______theefficiencyoffinancialservices,reducingtransactiontimessignificantly.A.enhancedB.diminishedC.stabilizedD.compromised5.Thebank’snewpolicyaimsto______fraudrisksbyimplementingstricteridentityverificationprocesses.A.mitigateB.expandC.ignoreD.increase6.JianshiDistrict,withitsgrowingtechindustry,presents______opportunitiesforbankingpartnerships.A.limitedB.minimalC.abundantD.negligible7.Employeesareencouragedtoparticipatein______trainingtostayupdatedwithindustrytrends.A.optionalB.mandatoryC.voluntaryD.informal8.Theloanapprovalprocesshasbeen______toimprovecustomerexperienceandreducepaperwork.A.simplifiedB.complicatedC.standardizedD.centralized9.Thebank’ssustainabilityreporthighlightsitseffortsto______environmentalimpactthroughgreenfinancing.A.minimizeB.maximizeC.overlookD.ignore10.ThebranchinJianshiDistricthas______adedicatedteamtohandledigitalbankinginquiries.A.formedB.expandedC.mergedD.dissolved第二部分：閱讀理解（共5題，每題2分，總計(jì)10分）（本部分提供一篇與銀行業(yè)相關(guān)的文章，請(qǐng)根據(jù)文章內(nèi)容回答問(wèn)題。）Passage:Theriseofartificialintelligencehasreshapedthebankingsector,particularlyinregionslikeJianshiDistrict,wheretechfirmsandfinancialinstitutionsarecollaboratingtodevelopinnovativesolutions.PujiangBank,forinstance,haslaunchedanAI-drivenchatbottoimprovecustomerservice,reducingwaittimesby40%.However,thistransformationalsoraisesconcernsaboutjobdisplacement.Whilesomerolesmaybeautomated,thebankhasinvestedinreskillingprogramstohelpemployeesadapt.Additionally,AIisbeingusedtodetectfraudulenttransactionsmoreefficiently,enhancingsecurityforcustomers.Thesuccessofsuchinitiativesdependsonbalancingtechnologicaladvancementwithhuman-centricbankingpractices.Questions:1.WhatisthemainimpactofAIonthebankingindustryaccordingtothepassage?A.IncreasedjobopportunitiesB.ReducedcustomersatisfactionC.EnhancedefficiencyandsecurityD.Greaterrelianceonmanualprocesses2.HowdoesPujiangBankaddressthechallengeofAI-drivenautomation?A.ByeliminatingcertainrolesB.ByprioritizingtechnologicaloverhumanresourcesC.ByprovidingreskillingprogramsD.Byavoidingdigitaltransformationaltogether3.Accordingtothepassage,whatisonebenefitofAIinbanking?A.HigheroperationalcostsB.ImprovedtransactiondetectionC.DecreasedcustomerengagementD.Fasterbranchclosures4.WhatdoesthepassagesuggestaboutthefutureofbankinginregionslikeJianshiDistrict?A.AreturntotraditionalbankingmethodsB.AgradualshifttowarddigitalsolutionsC.CompleteautomationwithouthumaninvolvementD.Afocusonreducingtechnologicalinvestments5.Theword"displaced"inthesecondparagraphisclosestinmeaningto:A.TransferredB.CreatedC.ExpandedD.Reduced第三部分：完形填空（共5題，每題2分，總計(jì)10分）（本部分提供一篇未給出空格的短文，請(qǐng)根據(jù)上下文選擇最合適的選項(xiàng)填入空格。）ThebankingsectorinJianshiDistricthasseensignificantchangesinrecentyears,largelyduetotheintegrationofdigitaltechnologies.FinancialinstitutionslikePujiangBankhaveadoptedmobilebankingappsto______(6)customerconvenience.However,thisshifthasalso______(7)newchallenges,suchasdatasecurityconcerns.Toaddresstheseissues,thebankhas______(8)stricterencryptionprotocolsandemployeetrainingprograms.Additionally,theriseoffintechstartupshas______(9)traditionalbankstoinnovateorrisklosingmarketshare.Asaresult,manybanksintheregionarenow______(10)partnershipswithtechcompaniestostaycompetitive.Optionsforeachblank:6.A.enhanceB.reduceC.ignoreD.limit7.A.introducedB.resolvedC.ignoredD.eliminated8.A.introducedB.relaxedC.ignoredD.strengthened9.A.forcedB.encouragedC.weakenedD.supported10.A.formingB.avoidingC.breakingD.expanding第四部分：翻譯（共2題，每題5分，總計(jì)10分）（本部分要求將中文句子翻譯成英文。）1.浦發(fā)銀行致力于在洛陽(yáng)市澗西區(qū)推動(dòng)普惠金融，幫助當(dāng)?shù)匦∥⑵髽I(yè)獲得更多融資機(jī)會(huì)。2.隨著數(shù)字化轉(zhuǎn)型加速，銀行業(yè)需要培養(yǎng)更多具備跨文化溝通能力的人才以應(yīng)對(duì)全球競(jìng)爭(zhēng)。答案及解析第一部分：選詞填空1.A.forced解析：fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新以適應(yīng)市場(chǎng)變化。2.A.boosting解析：浦發(fā)銀行作為區(qū)域金融龍頭，旨在促進(jìn)洛陽(yáng)澗西區(qū)經(jīng)濟(jì)增長(zhǎng)。3.B.interpersonal解析：銀行業(yè)務(wù)尤其需要良好的人際溝通能力，這是客戶服務(wù)的關(guān)鍵。4.A.enhanced解析：數(shù)字化提高了金融服務(wù)效率，縮短了交易時(shí)間。5.A.mitigate解析：銀行通過(guò)加強(qiáng)身份驗(yàn)證來(lái)降低欺詐風(fēng)險(xiǎn)。6.C.abundant解析：澗西區(qū)科技企業(yè)密集，為銀行業(yè)務(wù)合作提供豐富機(jī)會(huì)。7.A.optional解析：?jiǎn)T工可自愿參加培訓(xùn)，但建議積極學(xué)習(xí)以提升競(jìng)爭(zhēng)力。8.A.simplified解析：簡(jiǎn)化貸款審批流程以提升客戶體驗(yàn)。9.A.minimize解析：浦發(fā)銀行通過(guò)綠色金融減少環(huán)境影響。10.A.formed解析：澗西區(qū)分行成立專門團(tuán)隊(duì)處理數(shù)字銀行業(yè)務(wù)。第二部分：閱讀理解1.C.Enhancedefficiencyandsecurity解析：文章指出AI提高了效率并增強(qiáng)了安全性。2.C.Byprovidingreskillingprograms解析：銀行通過(guò)培訓(xùn)幫助員工適應(yīng)自動(dòng)化趨勢(shì)。3.B.Improvedtransactiondetection解析：AI能更有效地檢測(cè)欺詐交易。4.B.Agradualshifttowarddigitalsolutions解析：文章暗示銀行業(yè)將逐步采用數(shù)字技術(shù)。5.A.Transferred解析："displaced"意為“被轉(zhuǎn)移或取代”，與"transferred"意思相近。第三部分：完形填空6.A.enhance7.A.introduced8.A.introduced9.B.encouraged10.A.forming解析：6.數(shù)字化技術(shù)旨在提升客戶便利性。7.數(shù)字化帶來(lái)新挑戰(zhàn)，如數(shù)據(jù)安全。8.銀行引入加密協(xié)議應(yīng)對(duì)風(fēng)險(xiǎn)。9.競(jìng)爭(zhēng)壓力促使銀行鼓勵(lì)創(chuàng)新。10.銀行與科技公司合作以保持競(jìng)爭(zhēng)力。第四部分：翻譯1.PujiangBankisdedicatedtopromotinginclusivefinanceinJianshiDistrict,LuoyangCi