民生銀行徐州市鼓樓區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）以下句子中各有一個(gè)空格，請(qǐng)從選項(xiàng)中選出最合適的單詞填入。1.Thenewfinancialregulationswillhaveasignificant______onsmallbusinessesintheretailsector.A.impactB.effectC.influenceD.consequence2.Toimprovecustomersatisfaction,thebankis______tointroduceamorestreamlinedonlinebankingsystem.A.planningB.intendedC.preparedD.designed3.Theeconomicdownturnhas______thegrowthoftherealestatemarketindowntownXuzhou.A.sloweddownB.restrainedC.declinedD.hindered4.Thebranchmanageremphasizedthe______oftimelypaymentsinmaintaininggoodcreditscores.A.importanceB.significanceC.relevanceD.priority5.Manycustomersareconcernedaboutthe______ofdigitalcurrencyinthebankingsystem.A.adoptionB.integrationC.implementationD.acceptance二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，并回答問(wèn)題。Passage:Therapiddevelopmentoffintechhastransformedthewaybanksservetheircustomers.Traditionalfinancialinstitutionsarenowcompetingwithtechcompaniesthatofferinnovativedigitalsolutions.AccordingtoarecentreportbythePeople’sBankofChina,65%ofurbanresidentsinJiangsuProvinceusemobilebankingappsfordailytransactions.Thisshifthasforcedbankstoadaptorrisklosingmarketshare.ThekeytosuccessliesinleveragingbigdataandAItoprovidepersonalizedserviceswhileensuringsecurity.6.Whatisthemainideaofthepassage?A.Fintechcompaniesarereplacingtraditionalbanks.B.ThebankingsectorinJiangsuisevolvingduetotechnologicaladvancements.C.Mobilebankingappsarebecomingobsolete.D.BigdataandAIarecriticalforbankingsuccess.7.Accordingtothepassage,whatpercentageofurbanresidentsinJiangsuusemobilebankingapps?A.50%B.60%C.65%D.70%8.Whatchallengedotraditionalbanksfaceinthecurrentmarket?A.Highoperationalcosts.B.Limitedcustomerengagement.C.Competitionfromfintechcompanies.D.Inadequateregulatorysupport.9.Whatisthekeytosuccessforbanksinthefintechera?A.Expandingphysicalbranches.B.Focusingonofflineservices.C.LeveragingbigdataandAI.D.Reducingstaffnumbers.三、語(yǔ)法填空（共5題，每題2分，共10分）根據(jù)句子意思，用括號(hào)中動(dòng)詞的適當(dāng)形式填空。10.Ifthebank______(reduce)interestrates,morecustomers______(apply)forloans.11.ThecreditunioninGulouDistrict______(establish)in2010andhassincegrownrapidly.12.Customersmust______(submit)theirIDdocumentsbeforecompletingtheapplicationprocess.13.Thebank’smobileapp______(launch)lastyearbutstillneedsimprovements.14.Tocomplywithregulations,alltransactions______(record)inreal-time.四、句子改錯(cuò)（共4題，每題3分，共12分）以下句子中各有一處錯(cuò)誤，請(qǐng)指出并改正。15.Theeconomicpoliciesofthegovernmentwillhaveapositiveeffectsonthelocaleconomy.16.Despiteofthechallenges,thebranchteammanagedtomeetitstargets.17.Ifyouwillnotpayyourbillsontime,yourcreditscorewillbeaffected.18.ThenewATMmachinecandispensecashinbothYuanandUSdollars.五、完形填空（共5題，每題2分，共10分）閱讀以下短文，并從選項(xiàng)中選出最適合的單詞填入空格。Lastyear,thePeople’sBankofChinaintroducednewmeasuresto______(19)financialstability.Theseregulationsaimedto______(20)excessiverisk-takingbybanks.InXuzhou,severallocalbanks______(21)theirloanapprovalprocessestocomplywiththerules.Asaresult,theapprovaltime______(22)fromweekstodays.Manysmallbusinesses______(23)fromthischange,astheynowhadeasieraccesstofunding.However,somelargeenterprises______(24)thatthestrictercontrolsmadeithardertosecurelong-termfinancing.19.A.maintainB.ensureC.strengthenD.improve20.A.preventB.reduceC.eliminateD.limit21.A.improvedB.revisedC.adjustedD.optimized22.A.decreasedB.increasedC.extendedD.shortened23.A.benefitedB.sufferedC.struggledD.declined24.A.noticedB.observedC.claimedD.complained六、翻譯填空（共4題，每題3分，共12分）將以下中文句子翻譯成英文，并填入空格。25.為確保客戶資金安全，銀行實(shí)施了多重驗(yàn)證機(jī)制。To______clientfunds,thebankhasimplementedmultipleverificationmechanisms.26.徐州市鼓樓區(qū)的經(jīng)濟(jì)發(fā)展對(duì)民生銀行的業(yè)務(wù)增長(zhǎng)至關(guān)重要。Theeconomicdevelopmentof______inXuzhouis______tothebusinessgrowthofMinshengBank.27.新的數(shù)字支付系統(tǒng)將大幅提升交易效率。Thenewdigitalpaymentsystemwill______transactionefficiency.28.銀行鼓勵(lì)客戶使用手機(jī)銀行進(jìn)行日常轉(zhuǎn)賬。Thebankencouragescustomerstousetheirmobilebankingappsfordaily______.答案及解析一、選詞填空1.A.impact解析："Impact"最符合句意，表示金融法規(guī)對(duì)零售業(yè)小企業(yè)的影響。2.B.intended解析："Intendedtodo"是固定搭配，表示“打算做某事”。3.D.hindered解析："Hindered"意為“阻礙”，符合經(jīng)濟(jì)下行對(duì)房地產(chǎn)市場(chǎng)增長(zhǎng)的制約作用。4.A.importance解析："Importance"強(qiáng)調(diào)及時(shí)付款的重要性，符合語(yǔ)境。5.D.acceptance解析："Acceptance"指數(shù)字貨幣被市場(chǎng)接受的程度，最貼切。二、閱讀理解6.B.ThebankingsectorinJiangsuisevolvingduetotechnologicaladvancements.解析：文章主要討論江蘇銀行業(yè)因技術(shù)發(fā)展而轉(zhuǎn)型。7.C.65%解析：短文中明確指出“65%ofurbanresidentsinJiangsuProvinceusemobilebankingapps.”8.C.Competitionfromfintechcompanies.解析：文中提到傳統(tǒng)銀行面臨來(lái)自金融科技公司的競(jìng)爭(zhēng)。9.C.LeveragingbigdataandAI.解析：短文末尾強(qiáng)調(diào)大數(shù)據(jù)和AI是銀行成功的關(guān)鍵。三、語(yǔ)法填空10.reduces,willapply解析：條件句中，主句用一般現(xiàn)在時(shí)，從句用一般現(xiàn)在時(shí)。11.wasestablished解析：過(guò)去時(shí)態(tài)，描述銀行在2010年成立這一事實(shí)。12.submit解析：動(dòng)詞原形，與“must”搭配。13.waslaunched解析：過(guò)去時(shí)態(tài)，描述手機(jī)銀行APP的發(fā)布。14.arerecorded解析：現(xiàn)在時(shí)被動(dòng)語(yǔ)態(tài)，表示交易被實(shí)時(shí)記錄。四、句子改錯(cuò)15.effects→effect解析："Positive"后應(yīng)用名詞形式"effect"。16.Despiteof→Despite解析："Despite"后直接跟名詞或名詞短語(yǔ)，無(wú)需"of"。17.willnot→willnot解析：應(yīng)改為"Ifyoudonotpay..."否定條件句。18.ATMmachine→ATM解析："ATM"本身是縮寫，無(wú)需重復(fù)。五、完形填空19.C.strengthen20.D.limit21.B.revised22.D.shortened23.A.benefited24.C.claimed解析：-19:"Strengthenfinancialstability"符合監(jiān)管目標(biāo)。-20:"Limitexcessiverisk-taking"更符合銀行業(yè)監(jiān)管邏輯。-21:"Revised"表示調(diào)整流程以符合新規(guī)。-22:"Shortened"指審批時(shí)間縮短。-23:"Benefited"指小企業(yè)因貸款更容易而受益。-24:"Claime