平安銀行天津市紅橋區(qū)2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分）directions:choosethebestwordtofillineachblank.1.Thenewbankingregulationswillhaveasignificant______onthefinancialindustry.A.impactB.effectC.influenceD.consequence2.Ourcompanyis______toexpanditsservicesintheTianjinmarketnextyear.A.planB.planningC.plannedD.plans3.The______ofthebank’sdigitaltransformationhasimprovedcustomersatisfaction.A.processB.procedureC.methodD.progress4.Employeesshouldalwaysmaintainahighlevelof______intheirwork.A.responsibilityB.professionalC.dedicationD.reliability5.Thebank’s______strategyaimstoattractmoreyoungcustomersinNorthChina.A.marketingB.advertisementC.promotionD.campaign6.The______ofeconomicgrowthinChinahasbeenstabledespiteglobalchallenges.A.developmentB.growthC.expansionD.increase7.The______teamisworkingonanewprojecttoenhancemobilebankingsecurity.A.researchB.developmentC.innovationD.technology8.Banksmustcomplywith______lawstoensurefinancialstability.A.regulatoryB.economicC.commercialD.industrial9.The______ofthebranchinHongqiaohasincreasedby30%thisquarter.A.revenueB.profitC.incomeD.earnings10.Thebank’s______policyencouragesemployeestoparticipateincontinuouslearning.A.professionalB.educationalC.careerD.development二、閱讀理解（共5題，每題2分）directions:readthepassageandchoosethebestanswerforeachquestion.Passage:ThebankingindustryinChinahasbeenundergoingrapiddigitaltransformationinrecentyears.Withtheriseoffintech,traditionalbankslikePingAnBankareadaptingtonewtechnologiestoimproveefficiencyandcustomerexperience.Oneofthekeychallengesisensuringdatasecuritywhileexpandingdigitalservices.ThebankhasinvestedheavilyinAIandbigdataanalyticstoenhanceriskmanagement.Additionally,theTianjinbranchisfocusingonpersonalizedbankingsolutionsforlocalcustomers,leveragingitsgeographicadvantage.However,regulatorycomplianceremainsatoppriorityastheindustryevolves.1.Whatisthemainfocusofthepassage?A.Theimpactoffintechontraditionalbanks.B.Thechallengesofdigitaltransformationinthebankingsector.C.ThegrowthofPingAnBankinTianjin.D.TheroleofAIinbanking.2.Whyisdatasecurityachallengeforbanks?A.Itrequireshighinvestment.B.Itconflictswithcustomerconvenience.C.Itinvolvescomplexregulations.D.Itslowsdowndigitalexpansion.3.WhatisPingAnBankdoinginTianjin?A.Expandingitsphysicalbranches.B.Offeringpersonalizedbankingservices.C.Reducingitsrelianceontechnology.D.Focusingonwealthmanagement.4.WhatisthemostimportantconsiderationforbanksinChina?A.Customersatisfaction.B.Technologicalinnovation.C.Regulatorycompliance.D.Profitgrowth.5.WhichofthefollowingisNOTmentionedinthepassage?A.Fintechcompanies.B.AIandbigdataanalytics.C.TheTianjinmarket.D.Thebank’smarketingstrategy.三、語(yǔ)法填空（共10題，每題1分）directions:completethepassagebyfillingineachblankwiththecorrectformofthewordinparentheses.Lastyear,PingAnBanklaunchedanewmobileappto______(1.improve)customerservice.Theapp______(2.integrate)severalfeatures,suchasreal-timefundtransfersandAI-poweredfinancialadvice.Accordingtoasurvey,80%ofusers______(3.find)theappuser-friendly.However,thebank______(4.face)somechallengesintermsofsecurity.Themanagementteam______(5.decide)toenhanceencryptionprotocolstoprotectsensitivedata.Meanwhile,thebank’sTianjinbranch______(6.expand)itsoperationsinthereddistrict.Thismove______(7.attract)moreyoungprofessionalstousetheirservices.Inthefuture,PingAnBank______(8.aim)tobecomealeaderindigitalbankinginNorthChina.TheCEO______(9.state)thattheirsuccess______(10.depend)oninnovationandcustomer-centricstrategies.四、翻譯填空（共5題，每題2分）directions:translatethefollowingsentencesintoEnglish.1.銀行正在加強(qiáng)內(nèi)部控制以降低風(fēng)險(xiǎn)。2.天津分行計(jì)劃在2025年推出新的信用卡產(chǎn)品。3.數(shù)字化轉(zhuǎn)型對(duì)銀行業(yè)產(chǎn)生了深遠(yuǎn)影響。4.我們致力于為客戶提供最優(yōu)質(zhì)的金融服務(wù)。5.合規(guī)經(jīng)營(yíng)是銀行業(yè)健康發(fā)展的基礎(chǔ)。五、完形填空（共10題，每題1分）directions:readthepassageandchoosethebestwordtofillineachblank.ThebankingsectorinChinahas______(1.transform)significantlyoverthepastdecade.Withthe______(2.emerge)offintech,traditionalbankshavehadto______(3.adapt)tonewtechnologies.Oneofthemost______(4.success)strategieshasbeentheintegrationofAIintobankingservices.Forinstance,PingAnBank’sTianjinbranchhas______(5.launch)anAI-poweredchatbottoassistcustomers.Thishasnotonly______(6.improve)efficiencybutalso______(7.enhance)customersatisfaction.However,the______(8.face)challengeisensuringdatasecurity.Banksmust______(9.balance)innovationwithriskmanagementto______(10.guarantee)long-termstability.1.A.changedB.developedC.evolvedD.improved2.A.growthB.riseC.developmentD.expansion3.A.changeB.changedC.changingD.changes4.A.successfulB.successfullyC.successD.succeeding5.A.launchedB.launchC.launchingD.tolaunch6.A.improvedB.improvingC.improvementD.improvements7.A.enhanceB.enhancedC.enhancingD.enhancement8.A.faceB.facingC.facedD.faces9.A.balanceB.balancingC.balancedD.balances10.A.guaranteeB.guaranteeingC.guaranteedD.guarantees答案及解析一、選詞填空1.A.impact解析：impact指對(duì)某事物產(chǎn)生重大影響，符合語(yǔ)境。2.B.planning解析：beplanningtodosth.表示計(jì)劃做某事，符合語(yǔ)法。3.D.progress解析：progressofdigitaltransformation意為“數(shù)字化轉(zhuǎn)型的進(jìn)展”，符合句意。4.D.reliability解析：reliability指可靠性，符合銀行業(yè)對(duì)員工的要求。5.A.marketing解析：marketingstrategy意為“營(yíng)銷策略”，符合銀行業(yè)務(wù)拓展需求。6.B.growth解析：growthofeconomicgrowth意為“經(jīng)濟(jì)增長(zhǎng)的增長(zhǎng)”，符合經(jīng)濟(jì)學(xué)表述。7.B.development解析：developmentteam意為“研發(fā)團(tuán)隊(duì)”，符合銀行業(yè)數(shù)字化轉(zhuǎn)型需求。8.A.regulatory解析：regulatorylaws意為“監(jiān)管法規(guī)”，符合銀行業(yè)合規(guī)要求。9.A.revenue解析：revenueincrease意為“營(yíng)收增長(zhǎng)”，符合銀行業(yè)務(wù)指標(biāo)。10.B.educational解析：educationalpolicy意為“教育政策”，符合企業(yè)人才培養(yǎng)需求。二、閱讀理解1.A.Theimpactoffintechontraditionalbanks.解析：全文圍繞fintech對(duì)銀行業(yè)的影響展開(kāi)，故A為最佳答案。2.C.Thechallengesofdigitaltransformationinthebankingsector.解析：文中多次提及數(shù)字化的挑戰(zhàn)，如數(shù)據(jù)安全、監(jiān)管合規(guī)等。3.B.Offeringpersonalizedbankingservices.解析：文中提到PingAnBank天津分行專注于為本地客戶提供個(gè)性化服務(wù)。4.C.Regulatorycompliance.解析：文中最后強(qiáng)調(diào)監(jiān)管合規(guī)的重要性。5.D.Thebank’sm