民生銀行福州市平潭縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：請根據(jù)上下文，選擇最合適的詞語填入空格中。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttothedigitalera.A.forcedB.enabledC.challengedD.supported2.AsaleadingfinancialinstitutioninFujian,MinshengBankiscommittedto______financialinclusionacrossruralareas,especiallyinPingtanCounty.A.expandingB.neglectingC.reducingD.delaying3.Thenewmobilebankingappaimsto______userexperiencebyintegratingAI-poweredpersonalizedrecommendations.A.enhanceB.degradeC.ignoreD.simplify4.Thelocalgovernmentencouragesbanksto______greencreditpoliciestosupportrenewableenergyprojectsinPingtan.A.implementB.opposeC.weakenD.ignore5.Despiteeconomicfluctuations,MinshengBankhasmaintainedits______inriskmanagementbyadoptingadvancedanalytics.A.flexibilityB.negligenceC.rigidityD.indifference二、閱讀理解（共4題，每題3分，共12分）題目：閱讀以下短文，回答問題。Passage:FujianProvince,particularlyPingtanCounty,hasbeenafocalpointforChina'sfinancialinnovationduetoitsrapideconomicgrowthandcloseproximitytoTaiwan.MinshengBank,recognizingtheregion'spotential,haslaunchedseveralinitiativestopromotedigitalbanking.Thebank'smobileapp,"MinshengGo,"offersfeatureslikereal-timecross-borderpayments,whichcatertothecounty'sgrowingtourismindustry.However,challengesremain,suchastheneedforbettercybersecuritymeasurestoprotectuserdata.Thegovernmenthasalsoproposedsubsidiesforbankswillingtoinvestinblockchaintechnology,furtherincentivizingfinancialtechadoption.1.WhatistheprimaryfocusofMinshengBank'sinitiativesinPingtanCounty?A.TraditionallendingservicesB.DigitalbankingsolutionsC.WealthmanagementprogramsD.Corporatebankingpartnerships2.Howdoesthemobileapp"MinshengGo"benefitthelocaleconomy?A.ByincreasinginflationratesB.Byfacilitatingcross-bordertransactionsC.ByreducingjobopportunitiesD.Bylimitingfinancialinclusion3.WhatchallengesdoesMinshengBankfaceinPingtan?A.HighcompetitionfromforeignbanksB.InsufficientgovernmentsupportC.CybersecurityrisksD.Lackofcustomertrust4.WhatincentivedoesthegovernmentoffertobanksinPingtan?A.TaxexemptionsB.SubsidiesforblockchaininvestmentsC.ReducedregulatoryoversightD.Freemarketingsupport三、語法填空（共5題，每題2分，共10分）題目：根據(jù)句意和所給提示詞，完成句子。1.Thebank______(establish)in1992andhassincegrownintooneofChina'slargestfinancialinstitutions.2.Toensurecompliance,allemployeesmust______(complete)theannualtrainingprogram.3.MinshengBank's______(success)infintechhassetabenchmarkforotherbanksinFujian.4.Thenewcreditpolicy______(apply)toallcustomersunlessthey______(meet)specificcriteria.5.ThebranchinPingtanwill______(open)nextmonth,offeringspecializedservicesforlocalbusinesses.四、翻譯填空（共5題，每題3分，共15分）題目：將中文句子翻譯成英文，并填入空格中。1.為支持平潭縣的海上旅游發(fā)展，民生銀行推出了專項(xiàng)貸款計(jì)劃。MinshengBankhaslaunchedaspecialloanprogramto______thedevelopmentofmaritimetourisminPingtanCounty.2.我們致力于通過科技手段提升客戶服務(wù)的便捷性。Wearecommittedto______customerserviceconveniencethroughtechnologicalmeans.3.該銀行在風(fēng)險(xiǎn)控制方面實(shí)施了嚴(yán)格的內(nèi)部審計(jì)制度。Thebankhasimplementedastrictinternalauditsystemto______riskcontrol.4.政府鼓勵(lì)金融機(jī)構(gòu)加大對綠色產(chǎn)業(yè)的資金投入。Thegovernmentencouragesfinancialinstitutionsto______investmentingreenindustries.5.民生銀行計(jì)劃在平潭設(shè)立新的數(shù)據(jù)中心，以支持?jǐn)?shù)字化轉(zhuǎn)型。MinshengBankplansto______anewdatacenterinPingtantosupportdigitaltransformation.五、完形填空（共10題，每題2分，共20分）題目：閱讀以下短文，選擇最合適的選項(xiàng)填入空格中。Theriseoffintechhas______(1)thebankingindustrytotransform.MinshengBank,headquarteredinBeijing,hasbeenattheforefrontofthis______(2).ByleveragingbigdataandAI,thebankhasimproveditsservicessignificantly.Forinstance,the"SmartLoan"system______(3)applicants'creditworthinesswithinminutes,reducingprocessingtime.However,challengesremain.Cybersecuritythreats______(4)bankstoinvestheavilyinprotectivemeasures.Additionally,regulatorycompliancerequiresbanksto______(5)strictdataprivacypolicies.Despitethese______(6),MinshengBankcontinuestoexpanditsdigitalfootprint,especiallyinregionslikePingtanCounty,whereeconomicgrowthisrapid.1.A.forced2.A.revolution3.A.evaluates4.A.force5.A.enforce6.A.obstaclesThebankalsocollaborateswithlocalbusinessesto______(7)financialliteracyprograms.Theseprogramsaimto______(8)smallandmedium-sizedenterprises(SMEs)withtheknowledgetheyneedtothrive.Forexample,workshopsondigitalpaymentsystemshave______(9)adoptionratesinthelocalmarket.Asfintechcontinuestoevolve,MinshengBankis______(10)toinnovate,ensuringitremainsaleaderintheindustry.7.A.develop8.A.equip9.A.boosted10.A.committed六、短文改錯(cuò)（共5題，每題3分，共15分）題目：以下短文中含有5處錯(cuò)誤，請找出并改正。MinshengBankhasbeenaleaderinfinancialinnovationinFujianProvinceformanyyears.Thebank'smobileapp,"MinshengGo,"hasbeendownloadedbymillionsofusers,offeringserviceslikeonlinetransfers,billpayments,andinvestmentoptions.However,theapphasfacedsomeproblemsinrecentmonths.Forexample,theuserinterfacehasnotbeenupdated,whichmakesitdifficultfornewcustomerstonavigate.Additionally,theapp'ssecurityfeatureshavenotkeptupwiththelatestthreats,leadingtoseveraldatabreaches.Toaddresstheseissues,thebankhashiredateamofexpertstoimprovetheapp'sfunctionalityandsecurity.Theteamisworkinghardtoreleaseanewversionsoon,whichwillhopefullysolvetheseproblems.答案與解析一、選詞填空1.C(challenged)-Fintechhasposedchallengestotraditionalbanks.2.A(expanding)-Thebankaimstoexpandfinancialinclusioninruralareas.3.A(enhance)-AIrecommendationsaimtoimproveuserexperience.4.A(implement)-Greencreditpoliciesarebeingimplementedtosupportrenewableenergy.5.A(flexibility)-Thebankmaintainsflexibilityinriskmanagement.二、閱讀理解1.B(Digitalbankingsolutions)-ThepassagehighlightsMinshengBank'sdigitalinitiativesinPingtan.2.B(Facilitatingcross-bordertransactions)-Theappaidsthetourismindustrythroughreal-timepayments.3.C(Cybersecurityrisks)-Thepassagementionsdataprotectionchallenges.4.B(Subsidiesforblockchaininvestments)-Thegovernmentincentivizesblockchaintechadoption.三、語