興業(yè)銀行成都市溫江區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）下列句子中有劃線的部分需要填入一個單詞，使句子意思完整、語法正確。從每題的四個選項中選出最佳答案。1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoinnovateandadapt.A.challengedB.supportedC.encouragedD.strengthened2.成都作為西部經(jīng)濟中心，近年來吸引了大量外資企業(yè)入駐，其中______對金融科技領(lǐng)域的投資增長尤為顯著。A.percentageB.proportionC.ratioD.fraction3.Thenewregulationaimsto__________moneylaunderingactivitiesbyenhancingtransparencyintransactions.A.preventB.promoteC.encourageD.facilitate4.Despitetheeconomicdownturn,thedemandfordigitalbankingservicesinChengduhas__________unexpectedly.A.declinedB.remainedC.surgedD.stabilized5.Thecollaborationbetween興業(yè)銀行andlocaltechfirmsinSichuanhas__________significantadvancementsinAI-drivenbankingsolutions.A.resultedinB.ledtoC.contributedtoD.followedfrom二、閱讀理解（共4題，每題3分，共12分）閱讀以下文章，完成題目。文章內(nèi)容與銀行業(yè)數(shù)字化轉(zhuǎn)型、區(qū)域經(jīng)濟發(fā)展及金融監(jiān)管相關(guān)。Passage:ThebankingsectorinChengduhasbeenundergoingrapiddigitaltransformation,drivenbytheincreasingadoptionofmobilebankingandonlinefinancialservices.Localbanks,including興業(yè)銀行,haveinvestedheavilyinfintechtoenhancecustomerexperienceandoperationalefficiency.However,thisshifthasalsoraisedconcernsaboutdatasecurityandregulatorycompliance.TheChinesegovernmenthasintroducedstricteranti-moneylaundering(AML)policiestomitigaterisks,whileencouraginginnovationthroughpilotprograms.Sichuan’seconomicgrowth,supportedbypoliciesliketheWesternDevelopmentStrategy,hasmadeitanattractivehubforfinancialinstitutions.TheintegrationofblockchainandAIinbankingprocesseshasfurtherstreamlinedtransactions,thoughchallengesremaininbalancingtechnologicaladvancementwithconsumerprotection.Questions:1.WhatistheprimarydriverofdigitaltransformationinChengdu’sbankingsector?A.GovernmentsubsidiesB.IncreasingmobilebankingadoptionC.ForeigninvestmentD.Laborshortages2.Accordingtothepassage,whatmeasureshastheChinesegovernmenttakentoaddressfintechchallenges?A.ImposinghighertaxesB.EncouraginginnovationthroughpilotprogramsC.RestrictingonlinebankingservicesD.Increasingminimumcapitalrequirements3.HowhasSichuan’seconomicgrowthbenefitedthebankingindustry?A.ReducedcompetitionB.IncreasedregulatoryscrutinyC.AttractedfinancialinstitutionsD.Decreasedconsumerdemand4.WhatremainsachallengeinChengdu’sbankingsectordespitetechnologicaladvancements?A.OperationalefficiencyB.DatasecurityandconsumerprotectionC.GovernmentsupportD.Employeesatisfaction三、句子改錯（共5題，每題2分，共10分）下列句子中各有一處語法或用詞錯誤，請找出并改正。1.Theimplementationofreal-nameverificationhasbeenimprovedtheefficiencyofanti-moneylaunderingprocedures.→_________________________2.ManystartupsinChengduareseekingpartnershipswithbankstoaccesscapitalforfintechprojects.→(Noerror)3.ThenewcreditscoringsystemwillenhancethetransparencyandreliabilityoffinancialassessmentsinSichuan.→(Noerror)4.Thecentralbank’spolicyondigitalcurrencyhasbeeninfluencedbyglobalfinancialtrends.→(Noerror)5.Thecollaborationbetween興業(yè)銀行andtechfirmshasledtoinnovationsinAI-drivenbanking,whichisbeneficialforeconomicdevelopment.→_________________________四、完形填空（共5題，每題2分，共10分）閱讀以下段落，根據(jù)上下文填入合適的單詞（每空填一個單詞）。TheriseofdigitalbankinginChengduhas__1__significantchangesinhowlocalbusinessesmanagetheirfinances.Smallandmedium-sizedenterprises(SMEs)inSichuanhavebenefitedfromonlinelendingplatforms,whichoffer__2__accesstocapital.However,therapidgrowthoffintechhasalso__3__challenges,suchascybersecurityrisksandregulatorygaps.ThePeople’sBankofChinahas__4__guidelinestoensurethestabilityofthefinancialsystemwhilefosteringinnovation.Forbankslike興業(yè)銀行,adaptingtothesechanges__5__abalancebetweentraditionandmodernity.1.A.brought2.A.easier3.A.posed4.A.issued5.A.requires五、翻譯（共4題，每題3分，共12分）將以下中文句子翻譯成英文。1.成都市的金融科技產(chǎn)業(yè)近年來發(fā)展迅速，成為西部地區(qū)的創(chuàng)新中心。2.興業(yè)銀行與本地科技公司合作，推動智能銀行解決方案的研發(fā)。3.中國的反洗錢法規(guī)要求金融機構(gòu)加強客戶身份驗證，以防止非法資金流動。4.隨著數(shù)字經(jīng)濟的崛起，銀行業(yè)需要更加重視數(shù)據(jù)安全和隱私保護。答案與解析一、選詞填空1.A.challenged（金融科技的發(fā)展對傳統(tǒng)銀行業(yè)提出了挑戰(zhàn)）2.B.proportion（外資企業(yè)在金融科技領(lǐng)域的投資比例顯著增長）3.A.prevent（新法規(guī)旨在通過提高交易透明度來預防洗錢活動）4.C.surged（盡管經(jīng)濟下行，成都對數(shù)字銀行服務(wù)的需求意外激增）5.B.ledto（興業(yè)銀行與四川本地科技公司的合作促成了人工智能驅(qū)動銀行解決方案的重大突破）二、閱讀理解1.B.Increasingmobilebankingadoption（文章指出，移動銀行服務(wù)的普及是數(shù)字化轉(zhuǎn)型的主要驅(qū)動力）2.B.Encouraginginnovationthroughpilotprograms（政府通過試點項目鼓勵創(chuàng)新，同時實施更嚴格的反洗錢政策）3.C.Attractedfinancialinstitutions（四川的經(jīng)濟增長吸引了更多金融機構(gòu)入駐）4.B.Datasecurityandconsumerprotection（盡管技術(shù)進步，數(shù)據(jù)安全和消費者保護仍是一個挑戰(zhàn)）三、句子改錯1.Theimplementationofreal-nameverificationhas__improved__theefficiencyofanti-moneylaunderingprocedures.→改為improved（句子缺少謂語動詞，應(yīng)改為improved）5.Thecollaborationbetween興業(yè)銀行andtechfirmshasledtoinnovationsinAI-drivenbanking,which__is__beneficialforeconomicdevelopment.→改為is（which指代innovations，需用單數(shù)形式）四、完形填空1.brought（數(shù)字銀行在成都的興起帶來了重大變化）2.easier（在線貸款平臺為中小企業(yè)提供了更便捷的融資渠道）3.posed（快速發(fā)展的金融科技也帶來了網(wǎng)絡(luò)安全和監(jiān)管空白等挑戰(zhàn)）4.issued（中國人民銀行發(fā)布了相關(guān)指南，以確保金融體系的穩(wěn)定并促進創(chuàng)新）5.requires（銀行適應(yīng)這些變化需要在傳統(tǒng)與現(xiàn)代之間取得平衡）五、翻譯1.ThefintechindustryinChengduhasdevelopedrapidlyinrecentyears,becominganinnovationhubinWesternChina.2.興業(yè)銀行hascollaboratedwithlocaltechcompaniestopromotethedevelopmentofintelligentbankingsolutions.3.China’santi-moneylaunderingregulat