中信銀行杭州市桐廬縣2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）要求從每題的四個(gè)選項(xiàng)中選出一個(gè)最合適的詞填入空格，使句子意思完整、語(yǔ)法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringbankstoadaptquicklytonewtechnologies.A.revolutionizedB.standardizedC.simplifiedD.centralized2.Despitetheeconomicdownturn,thedemandforgreenfinanceinHangzhouremains______duetoincreasingenvironmentalawareness.A.negligibleB.robustC.inconsistentD.stagnant3.To______compliancerisks,thebankhasimplementedastricterinternalauditsystemforalltransactions.A.mitigateB.ignoreC.exaggerateD.minimize4.ThenewbranchinTongluCountyisstrategicallylocatedto______thegrowingresidentialareasandsmallbusinessesintheregion.A.overlookB.serveC.isolateD.compete5.Theannualfinancialreporthighlightsthebank's______indigitaltransformation,whichhasimprovedcustomersatisfaction.A.resistanceB.hesitationC.leadershipD.delay二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，根據(jù)文章內(nèi)容回答問(wèn)題。Passage:Theriseofdigitalbankinghastransformedthewaycustomersinteractwithfinancialinstitutions.TraditionalbankslikeCITICBankareincreasinglyadoptingmobilebankingappsandAI-poweredservicestoenhanceuserexperience.However,thisshifthasalsobroughtnewchallenges,suchasdatasecurityrisksandregulatorycompliance.TheHangzhoubranchofCITICBankhastakenproactivemeasurestoaddresstheseissuesbyinvestinginadvancedcybersecuritytechnologiesandtrainingstafftohandledigitaltransactionsmoreefficiently.Despitetheseefforts,thebankacknowledgesthatcontinuousinnovationisnecessarytostaycompetitiveintherapidlyevolvingfintechlandscape.1.Whathasdigitalbankingprimarilychanged?A.Thenumberofphysicalbranches.B.Customerinteractionmethods.C.Theroleoffinancialanalysts.D.Investmentstrategies.2.Whatchallengesdoesthepassagementionfordigitalbanking?A.Reducedcustomersatisfaction.B.Higheroperationalcosts.C.Datasecurityrisksandregulatorycompliance.D.Decreasedmarketshare.3.HowhasCITICBankinHangzhourespondedtothesechallenges?A.Byreducinginvestmentincybersecurity.B.Byclosingallphysicalbranches.C.ByadoptingAIandadvancedcybersecuritymeasures.D.Byoutsourcingdigitaloperationstothirdparties.4.Whatdoesthepassagesuggestaboutthefutureofdigitalbanking?A.Itwillbecomelessimportantinthenextdecade.B.Itrequirescontinuousinnovationtoremaincompetitive.C.Itwillonlybenefitlargefinancialinstitutions.D.Itwilleliminatetheneedforhumanstaff.三、語(yǔ)法填空（共5題，每題2分，共10分）根據(jù)句子意思和語(yǔ)法規(guī)則，在空格處填入最合適的單詞（動(dòng)詞、名詞、形容詞等）。1.Thebank'sstrategyisto______(expand)itsservicesintheruralareasofZhejiangprovince.2.Despitethe______(difficult),theteamsuccessfullycompletedtheprojectaheadofschedule.3.Ifmorecustomers______(prefer)digitalpayments,thebankmayneedtoenhanceitsappfunctionality.4.Theregulatoryauthorityrequiresallfinancialinstitutionsto______(comply)withthenewanti-moneylaunderinglaws.5.TheCEOemphasizedtheimportanceof______(innovate)tomeettheevolvingneedsofclientsinHangzhou.四、句子改錯(cuò)（共4題，每題3分，共12分）找出以下句子中的語(yǔ)法錯(cuò)誤，并改正。1.Thenewcreditpolicywilltakeeffectformnextmonth.→Corrected:Thenewcreditpolicywilltakeeffectfromnextmonth.2.Althoughtheeconomicsituationisimproving,butthebankstillfacessomechallenges.→Corrected:Althoughtheeconomicsituationisimproving,thebankstillfacessomechallenges.3.Financialadvisorsmustensurethattheirclientsfullyunderstandtherisksinvolveinhigh-riskinvestments.→Corrected:Financialadvisorsmustensurethattheirclientsfullyunderstandtherisksinvolvedinhigh-riskinvestments.4.Ifyouhaveanyquestionsabouttheloanapplication,pleasecontactthecustomerservicecenterimmediately.→Corrected:Thesentenceiscorrect.五、完形填空（共5題，每題2分，共10分）閱讀以下短文，根據(jù)上下文選擇最合適的選項(xiàng)填入空格。ThebankingindustryinHangzhouhaswitnessedsignificantchangesoverthepastdecade.Withthe______(1)offintech,traditionalbankslikeCITIChavehadto______(2)theirbusinessmodels.TheTongluCountybranch,inparticular,has______(3)itsdigitalinfrastructuretoattractmorecustomers.Accordingtoarecentreport,thedemandforonlinebankingserviceshas______(4)by40%inthelastyearalone.Thistrendhighlightstheneedforbanksto______(5)theirtechnologicalcapabilitiestoremainrelevant.1.A.emergenceB.declineC.collapseD.growth2.A.adaptB.ignoreC.rejectD.preserve3.A.enhancedB.neglectedC.outdatedD.simplified4.A.risenB.fallenC.remainedD.decreased5.A.improveB.reduceC.maintainD.ignore六、翻譯填空（共5題，每題2分，共10分）將以下中文句子翻譯成英文，并填入空格。1.為降低運(yùn)營(yíng)成本，銀行決定優(yōu)化后臺(tái)管理系統(tǒng)?！鶷hebankhasdecidedto______thebackendmanagementsystemtoreduceoperationalcosts.2.近年來(lái)，綠色金融在杭州的發(fā)展勢(shì)頭迅猛?！鶪reenfinancehas______rapidlyinHangzhouinrecentyears.3.客戶滿意度是衡量銀行服務(wù)質(zhì)量的重要指標(biāo)?！鶦ustomersatisfactionisakeymetricto______thequalityofbankingservices.4.銀行要求所有員工必須參加合規(guī)培訓(xùn)?！鶷hebankrequiresallemployeesto______compliancetraining.5.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來(lái)的發(fā)展趨勢(shì)?！鶧igitaltransformationisan______trendinthefutureofthebankingindustry.答案與解析一、選詞填空1.A.revolutionized（革命化，符合金融科技對(duì)傳統(tǒng)銀行模式的顛覆性影響）2.B.robust（強(qiáng)勁的，體現(xiàn)綠色金融在杭州的需求穩(wěn)定）3.A.mitigate（減輕，符合銀行管理合規(guī)風(fēng)險(xiǎn)的常用策略）4.B.serve（服務(wù)，符合銀行分支機(jī)構(gòu)的定位）5.C.leadership（領(lǐng)導(dǎo)力，強(qiáng)調(diào)銀行在數(shù)字化轉(zhuǎn)型中的主動(dòng)地位）二、閱讀理解1.B.Customerinteractionmethods（文章首句明確指出數(shù)字銀行改變了客戶互動(dòng)方式）2.C.Datasecurityrisksandregulatorycompliance（文章第二句提到這兩大挑戰(zhàn)）3.C.ByadoptingAIandadvancedcybersecuritymeasure