浦發(fā)銀行烏魯木齊市沙依巴克區(qū)2025秋招筆試英語題專練及答案一、詞匯選擇（共10題，每題1分，共10分）directions:Choosethebestwordtofillintheblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinanciallandscapeinUrumqi.A.transformedB.deterioratedC.maintainedD.expanded2.Duetothestrictregulatorypolicies,thebankingsectorinXinjiangfacessignificant______inloanapprovals.A.flexibilityB.complexityC.simplicityD.efficiency3.Thebank’scustomerserviceteaminShajabakdistricthasimplementednew______toenhanceuserexperience.A.strategiesB.technologiesC.policiesD.procedures4.Theannualfinancialreporthighlightsthebank’s______indigitaltransformationoverthepastdecade.A.achievementB.failureC.declineD.stagnation5.TheeconomicrecoveryinUrumqihasledtoa______increaseinmortgageapplications.A.gradualB.suddenC.steadyD.minimal6.Thebank’sriskmanagementdepartmenthasdevelopeda______frameworktomitigatecreditrisks.A.comprehensiveB.superficialC.outdatedD.inadequate7.Themobilebankingapphasbeenupdatedtoincludemore______forremotetransactions.A.featuresB.obstaclesC.limitationsD.delays8.TheinflationrateinXinjianghasaffectedthebank’s______intheretailsector.A.profitabilityB.growthC.stabilityD.expansion9.Thebank’scorporatesocialresponsibilityprogramfocuseson______thelocalcommunity.A.supportingB.neglectingC.exploitingD.ignoring10.ThenewbranchinShajabakdistrictisdesignedto______moretransactionsefficiently.A.processB.delayC.disruptD.hinder二、閱讀理解（共5題，每題2分，共10分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:ThebankingsectorinUrumqihaswitnessedsignificantchangesinrecentyears.Therapidadoptionofdigitaltechnologieshastransformedthewayfinancialservicesaredelivered.Traditionalbanksarenowcompetingwithfintechcompanies,whichoffermoreinnovativeanduser-friendlysolutions.ThePeople’sBankofChinahasintroducedstricterregulationstoensurefinancialstabilityintheregion.Despitethesechallenges,thebank’scommitmenttodigitaltransformationhasledtoincreasedcustomersatisfaction.Thenewmobileapp,launchedlastyear,hasbeenwidelypraisedforitseaseofuseandcomprehensivefeatures.However,thebankstillfaceschallengesinintegratingadvancedAItechnologiesintoitsoperations.TheeconomicrecoveryinUrumqihasalsoboostedthedemandforbankingservices,particularlyinthemortgageandsmallbusinesslendingsectors.Thebank’sstrategytoexpanditsdigitalfootprintintheregionhasbeensuccessful,butthereisstillroomforimprovementintermsofcustomerretentionandloyaltyprograms.1.WhathastransformedthewayfinancialservicesaredeliveredinUrumqi?A.StricterregulationsB.DigitaltechnologiesC.IncreasedcompetitionD.Economicrecovery2.WhoarethetraditionalbankscompetingwithintheUrumqimarket?A.GovernmentagenciesB.FintechcompaniesC.InternationalbanksD.Localbusinesses3.Whathasbeentheimpactofthenewmobileapponcustomersatisfaction?A.MixedreactionsB.DecreasedsatisfactionC.IncreasedsatisfactionD.Nosignificantimpact4.Whatisoneofthechallengesthebankstillfaces?A.HighprofitabilityB.CustomerretentionC.EconomicgrowthD.Regulatorycompliance5.Whichsectorhasseenaboostindemandduetotheeconomicrecovery?A.CorporatelendingB.SmallbusinesslendingC.ConsumerbankingD.Investmentbanking三、句子改錯（共5題，每題2分，共10分）directions:Identifytheerrorinthefollowingsentencesandcorrectit.1.Thebank’sdigitaltransformationhasbeenmoreeffectivethanotherfinancialinstitutionsinXinjiang.-Error:-Correction:2.Thenewpolicyrequiresallemployeestocompleteatleasttwotrainingsessionspermonth.-Error:-Correction:3.ThecustomerserviceteamhasbeenfacingdifficultiesinintegratingthenewCRMsystem.-Error:-Correction:4.Theannualfinancialreporthighlightsthebank’sachievementsinthelastdecade.-Error:-Correction:5.TheinflationrateinUrumqihasaffectedthebank’sprofitabilityintheretailsector.-Error:-Correction:四、完形填空（共10題，每題1分，共10分）directions:Fillintheblankswiththebestwordfromthefouroptions(A,B,C,D).ThebankingsectorinUrumqihasundergone______changesinrecentyears.Therapidadoptionofdigitaltechnologieshas______thetraditionalfinanciallandscape.Traditionalbanksarenowcompetingwithfintechcompanies,whichoffermore______anduser-friendlysolutions.ThePeople’sBankofChinahasintroducedstricter______toensurefinancialstabilityintheregion.Despitethesechallenges,thebank’scommitmenttodigitaltransformationhasledtoincreased______.Thenewmobileapp,launchedlastyear,hasbeenwidelypraisedforitseaseofuseandcomprehensive______.However,thebankstillfaceschallengesinintegratingadvancedAItechnologiesintoits______.TheeconomicrecoveryinUrumqihasalsoboostedthedemandforbankingservices,particularlyinthe______andsmallbusinesslendingsectors.Thebank’sstrategytoexpanditsdigitalfootprintintheregionhasbeensuccessful,butthereisstillroomforimprovementintermsofcustomer______andloyaltyprograms.1.A.significantB.minimalC.gradualD.sudden2.A.transformedB.deterioratedC.maintainedD.expanded3.A.innovativeB.outdatedC.complexD.inefficient4.A.regulationsB.policiesC.strategiesD.procedures5.A.satisfactionB.dissatisfactionC.frustrationD.confusion6.A.featuresB.obstaclesC.limitationsD.delays7.A.operationsB.processesC.systemsD.departments8.A.mortgageB.corporateC.consumerD.investment9.A.retentionB.lossC.expansionD.reduction10.A.satisfactionB.dissatisfactionC.frustrationD.confusion五、翻譯填空（共5題，每題2分，共10分）directions:TranslatethefollowingsentencesintoEnglish.1.浦發(fā)銀行在烏魯木齊市沙依巴克區(qū)的數(shù)字轉(zhuǎn)型戰(zhàn)略取得了顯著成效。-Translation:2.由于嚴(yán)格的監(jiān)管政策，新疆地區(qū)的銀行業(yè)在貸款審批方面面臨挑戰(zhàn)。-Translation:3.銀行的客戶服務(wù)團(tuán)隊(duì)實(shí)施了新的措施來提升用戶體驗(yàn)。-Translation:4.通貨膨脹率影響了銀行零售部門的盈利能力。-Translation:5.銀行的企業(yè)社會責(zé)任計(jì)劃重點(diǎn)關(guān)注支持當(dāng)?shù)厣鐓^(qū)。-Translation:答案及解析一、詞匯選擇1.A.transformed-解析：Therapiddevelopmentofdigitalbankinghas"transformed"thetraditionalfinanciallandscapeinUrumqi."Transformed"meanstochangesomethingcompletely,whichfitsthecontextofdigitalbanking'simpact.2.B.complexity-解析：Duetothestrictregulatorypolicies,thebankingsectorinXinjiangfacessignificant"complexity"inloanapprovals."Complexity"referstotheintricacyinvolvedinnavigatingregulations.3.B.technologies-解析：Thebank’scustomerserviceteaminShajabakdistricthasimplementednew"technologies"toenhanceuserexperience."Technologies"aretoolsthatimproveservicedelivery.4.A.achievement-解析：Theannualfinancialreporthighlightsthebank’s"achievement"indigitaltransformationoverthepastdecade."Achievement"denotessuccessfulaccomplishment.5.B.sudden-解析：TheeconomicrecoveryinUrumqihasledtoa"sudden"increaseinmortgageapplications."Sudden"indicatesarapidandunexpectedrise.6.A.comprehensive-解析：Thebank’sriskmanagementdepartmenthasdevelopeda"comprehensive"frameworktomitigatecreditrisks."Comprehensive"meansthoroughandcoveringallaspects.7.A.features-解析：Themobilebankingapphasbeenupdatedtoincludemore"features"forremotetransactions."Features"arefunctionalitiesthatenhanceappusability.8.A.profitability-解析：TheinflationrateinXinjianghasaffectedthebank’s"profitability"intheretailsector."Profitability"referstotheabilitytogenerateprofits.9.A.supporting-解析：Thebank’scorporatesocialresponsibilityprogramfocuseson"supporting"thelocalcommunity."Supporting"indicatesprovidingassistanceandaid.10.A.process-解析：ThenewbranchinShajabakdistrictisdesignedto"process"moretransactionsefficiently."Process"meanstohandleandcompletetasks.二、閱讀理解1.B.Digitaltechnologies-解析：Thepassagestates,"TherapidadoptionofdigitaltechnologieshastransformedthewayfinancialservicesaredeliveredinUrumqi."2.B.Fintechcompanies-解析：Thepassagementions,"Traditionalbanksarenowcompetingwithfintechcompanies,whichoffermoreinnovativeanduser-friendlysolutions."3.C.Increasedsatisfaction-解析：Thepassagenotes,"Thenewmobileapp,launchedlastyear,hasbeenwidelypraisedforitseaseofuseandcomprehensivefeatures."4.B.Customerretention-解析：Thepassagestates,"ThebankstillfaceschallengesinintegratingadvancedAItechnologiesintoitsoperations"and"thereisstillroomforimprovementintermsofcustomerretentionandloyaltyprograms."5.B.Smallbusinesslending-解析：Thepassagementions,"TheeconomicrecoveryinUrumqihasalsoboostedthedemandforbankingservices,particularlyinthemortgageandsmallbusinesslendingsectors."三、句子改錯1.Error:moreeffective-Correction:moreeffective-解析：Thesentenceisgrammaticallycorrectasitcomparesthebank’sdigitaltransformationwithotherfinancialinstitutions.2.Error:atleasttwotrainingsessions-Correction:atleasttwotrainingsessions-解析：Thesentenceisgrammaticallycorrectasitspecifiestheminimumnumberoftrainingsessionsrequired.3.Error:hasbeenfacingdifficulties-Correction:havebeenfacingdifficulties-解析："Thecustomerserviceteam"isplural,sothev