中信銀行石家莊市橋西區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，總計10分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadapttonewchallenges.A.forcedB.encouragedC.supportedD.ignored2.Asaregionalbank,CITICBankaimsto______localenterprisesbyprovidingtailoredfinancialsolutions.A.assistB.neglectC.competeD.exclude3.ThebridgeovertheZhangguRiverinShijiazhuanghas______millionsofresidents'dailycommutes.A.improvedB.delayedC.blockedD.ignored4.Thebank'smobileapphasbeenupdatedto______securityfeaturesforbettercustomerprotection.A.strengthenB.weakenC.reduceD.ignore5.ThebranchinQiaoxiDistrictoffersspecializedservicesforsmallandmedium-sizedenterprises(SMEs)intheregion.A.focusesonB.ignoresC.avoidsD.excludes6.Thenewpolicyrequiresbanksto______moretransparentintheirriskmanagementpractices.A.becomeB.remainC.ignoreD.avoid7.TheeconomicboomintheYangzeRiverDeltahas______asurgeinloanapplicationsfrommanufacturers.A.triggeredB.delayedC.reducedD.ignored8.Thebank'sHRdepartmentis______atalentretentionprogramtoreduceemployeeturnover.A.launchingB.ignoringC.delayingD.excluding9.Thebranchmanageremphasizedtheimportanceof______customerfeedbacktoimproveservicequality.A.collectingB.ignoringC.delayingD.reducing10.Thedigitaltransformationofbankinghas______theneedforphysicalbranchesinurbanareas.A.reducedB.increasedC.ignoredD.strengthened二、閱讀理解（共5題，每題2分，總計10分）directions:Readthepassagebelowandchoosethebestanswerforeachquestion.Passage:Theriseoffintechhasreshapedthebankingindustry,forcingtraditionalinstitutionstoinnovate.CITICBank,aleadingfinancialinstitutioninChina,hasbeenproactiveinadoptingdigitaltechnologiestoenhancecustomerexperience.Thebank'smobileapp,launchedlastyear,integratesAI-drivenchatbotstoprovide24/7support.Additionally,thebankhasexpandeditsbranchnetworkinkeyregions,includingShijiazhuang,tobetterservelocalbusinesses.Accordingtoarecentreport,CITICBank'sdigitalinitiativeshaveincreasedcustomersatisfactionby30%overthepasttwoyears.However,challengesremain,suchascybersecuritythreatsandregulatorycompliance.Thebankisinvestingheavilyintheseareastoensuresustainablegrowth.1.Whathasbeentheprimaryimpactoffintechontraditionalbanks?A.Ithasreducedcompetition.B.Ithasforcedthemtoinnovate.C.Ithasincreasedbranchclosures.D.Ithasignoredtheiroperations.2.HowhasCITICBankimprovedcustomerservice?A.Byreducingbranchnetworks.B.BylaunchingAI-drivenchatbots.C.Byignoringdigitaltechnologies.D.Byincreasingloanapplications.3.Accordingtothepassage,whatchallengesdoesCITICBankface?A.Reducedcustomersatisfaction.B.Cybersecuritythreatsandregulatorycompliance.C.Increasedbranchclosures.D.Ignoreddigitalinitiatives.4.WhatregionhasCITICBankfocusedonexpandingitsbranchnetwork?A.TheYangtzeRiverDelta.B.ThePearlRiverDelta.C.Shijiazhuang.D.TheNortheastChina.5.WhatisthemaingoalofCITICBank'sdigitalinitiatives?A.Toreducecustomersatisfaction.B.Toimproveservicequality.C.Toignorefintechtrends.D.Toincreaseloanapplications.三、完形填空（共10題，每題1分，總計10分）directions:Fillineachblankwiththebestwordfromthefouroptions(A,B,C,D).Lastyear,CITICBankinShijiazhuanglaunchedapilotprogramto______(6)SMEswithlow-costloans.Theinitiativewas______(7)toaddressthefinancinggapfacedbysmallbusinessesintheregion.Accordingtothebank'sreport,80%ofparticipatingfirmsreportedimprovedcashflowafterreceivingtheloans.Theprogramalsoincludedfinancialliteracyworkshopsto______(8)entrepreneursbettermanagetheirbusinesses.However,somecriticsarguethatthebankshould______(9)moreresourcestoruralareas,whereaccesstocreditislimited.Thebank'smanagement______(10)thattheywillexpandtheprogramnextyearwithadditionalfunding.6.A.assistB.ignoreC.excludeD.compete7.A.designedB.delayedC.ignoredD.excluded8.A.educateB.ignoreC.reduceD.exclude9.A.allocateB.ignoreC.reduceD.exclude10.A.confirmedB.deniedC.ignoredD.excluded四、翻譯（共5題，每題2分，總計10分）directions:TranslatethefollowingsentencesintoEnglish.1.該銀行計劃在橋西區(qū)開設(shè)一家新的智能銀行，以更好地服務(wù)當?shù)鼐用瘛?.金融科技的快速發(fā)展對傳統(tǒng)銀行業(yè)提出了新的挑戰(zhàn)。3.橋西區(qū)是石家莊市經(jīng)濟最活躍的區(qū)域之一，對銀行服務(wù)的需求較高。4.銀行通過數(shù)字化轉(zhuǎn)型提高了運營效率，并降低了客戶等待時間。5.為了滿足中小企業(yè)融資需求，銀行推出了專項信貸產(chǎn)品。五、寫作（共1題，10分）directions:Writeashortessay(about150words)onthetopic:"TheRoleofBanksinPromotingRegionalEconomicDevelopment."答案及解析一、選詞填空1.A(forced)解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)適應(yīng)新挑戰(zhàn)，"forced"符合語境。2.A(assist)解析：銀行的目標是幫助當?shù)仄髽I(yè)，"assist"最合適。3.A(improved)解析：橋梁改善了數(shù)百萬居民的通勤，"improved"符合語境。4.A(strengthen)解析：銀行更新了移動應(yīng)用以加強安全功能，"strengthen"最合適。5.A(focuseson)解析：該分行專注于為當?shù)刂行∑髽I(yè)提供服務(wù)，"focuseson"符合語境。6.A(become)解析：新政策要求銀行變得更加透明，"become"符合語境。7.A(triggered)解析：經(jīng)濟繁榮引發(fā)制造商貸款申請激增，"triggered"最合適。8.A(launching)解析：HR部門正在推出人才保留計劃，"launching"符合語境。9.A(collecting)解析：分行經(jīng)理強調(diào)收集客戶反饋以改善服務(wù)質(zhì)量，"collecting"最合適。10.A(reduced)解析：數(shù)字化轉(zhuǎn)型減少了對城市物理分行的需求，"reduced"符合語境。二、閱讀理解1.B(Ithasforcedthemtoinnovate.)解析：文章指出fintech迫使傳統(tǒng)銀行創(chuàng)新。2.B(BylaunchingAI-drivenchatbots.)解析：文章提到銀行通過AI聊天機器人改善服務(wù)。3.B(Cybersecuritythreatsandregulatorycompliance.)解析：文章提到銀行面臨網(wǎng)絡(luò)安全和監(jiān)管合規(guī)的挑戰(zhàn)。4.C(Shijiazhuang.)解析：文章提到銀行在石家莊擴展了分行網(wǎng)絡(luò)。5.B(Toimproveservicequality.)解析：文章指出數(shù)字轉(zhuǎn)型的目標是提高服務(wù)質(zhì)量。三、完形填空6.A(assist)7.A(designed)8.A(educate)9.A(allocate)10.A(confirmed)解析：6.BanklaunchedaprogramtoassistSMEs.7.Initiativewasdesignedtoaddressfinancinggap.8.Workshopstoeducateentrepreneurs.9.Criticsarguebankshouldallocatemoreresources.10.Managementconfirmedexpansionnextyear.四、翻譯1.ThebankplanstoopenanewsmartbankinQiaoxiDistricttobetterservelocalresidents.2.Therapiddevelopmentoffintechhasposednewchallengestotraditionalbanking.3.QiaoxiDistrictisoneofthemosteconomicallyactiveareasinShijiazhuang,withhighdemandforbankingservices.4.Thebankhasimprovedoperationalefficiencyandreducedcustomerwaitingtimesthroughdigitaltransformation.5.TomeetthefinancingneedsofSMEs,thebankhaslaunchedaspecialcreditproduct.五、寫作（參考范文）TheRoleofBanksinPromotingRegionalEconomicDevelopmentBanksplayapivotalroleinfosteringregionaleconomicdevelopmentbyprovidingfinancialservicesthatsupportbusinesse