光大銀行吉安市吉州區(qū)2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，總分10分）說明：下列句子中每空有多個選項，請選擇最合適的詞填入空格中。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarketdemands.A.forcedB.encouragedC.challengedD.supported2.Inorderto______thecompliancerisks,thebankmuststrengtheninternalauditinganddatasecuritymeasures.A.mitigateB.ignoreC.expandD.celebrate3.ThenewbranchinJiujiangaimsto______localSMEsbyprovidingtailoredfinancialsolutions.A.assistB.harmC.neglectD.compete4.Ourcompany'ssustainabilitystrategyincludesreducingcarbonemissionsto______environmentalgoals.A.achieveB.breakC.ignoreD.delay5.Theeconomicdownturnhas______liquidityinthemarket,makingitharderforbusinessestosecureloans.A.increasedB.decreasedC.stabilizedD.fluctuated第二部分：閱讀理解（共5題，每題3分，總分15分）說明：閱讀以下短文，回答問題。Passage:Theriseofdigitalbankinghastransformedthewaycustomersinteractwithfinancialinstitutions.Unliketraditionalbanks,digitalbanksrelyheavilyontechnologytoprovideservices,reducingtheneedforphysicalbranches.Thisshifthasnotonlyimprovedcustomerconveniencebutalsoloweredoperationalcosts.However,italsoposeschallenges,suchasensuringdatasecurityandmaintainingtrust.ForbanksinregionslikeJiujiang,adaptingtothistrendmeansinvestinginAI-drivensolutionsandmobilebankingplatforms.Whilesomecustomerspreferthehumantouchofphysicalbranches,othersappreciatetheefficiencyofdigitalbanking.Thekeyforbanksistostrikeabalancebetweenthetwomodelstomeetdiversecustomerneeds.6.Whatisthemaindifferencebetweendigitalbanksandtraditionalbanks?A.Digitalbankshavemorephysicalbranches.B.Digitalbanksrelylessontechnology.C.DigitalbanksfocusonAIandmobileservices.D.Digitalbankschargehigherfees.7.Whatisamajorchallengefordigitalbanks?A.Highcustomersatisfaction.B.Limitedservicehours.C.Datasecurityrisks.D.Fewercustomers.8.Whydosomecustomerspreferphysicalbranches?A.Theydislikedigitalbanking.B.Theytrustface-to-faceinteractions.C.Theyneedmorecomplexfinancialadvice.D.Theyfinddigitalbankingtooslow.9.Whatshouldbanksdotosucceedinthedigitalera?A.Closeallphysicalbranches.B.Ignoretechnologicaladvancements.C.Offerbothdigitalandtraditionalservices.D.Focusonlyonmobilebanking.10.Whichregionismentionedasanexampleinthepassage?A.ShanghaiB.GuangzhouC.JiujiangD.Beijing第三部分：語法填空（共5題，每題2分，總分10分）說明：根據(jù)句意和所給提示詞，用適當形式填空。11.Despitethe______(economic)conditions,thebankmanagedtogrowitsprofitslastyear.12.Thenewregulationrequiresallemployeestocompletea______(compliance)trainingcourse.13.Ifcustomersfailtorepaytheloanontime,theywillbe______(penalty)heavily.14.Thebranchmanageremphasizedtheimportanceofmaintaininghigh______(standard)incustomerservice.15.Onlyafewcustomers______(understand)thefullimpactofthenewpolicy.第四部分：完形填空（共5題，每題2分，總分10分）說明：閱讀以下短文，選擇最佳選項填空。Lastyear,the光大銀行branchinJiujianglaunchedaprogramtosupportlocalentrepreneurs.Theprogramofferedlow-interestloansandfreefinancialcounselingtosmallbusinessowners.Manyoftheseentrepreneurshadlimitedaccesstotraditionalbankingservices,sotheprogramwasagame-changerforthem.Oneoftheparticipants,acoffeeshopowner,said,"Theloanhelpedmeexpandmybusiness,andthecounselinggavemevaluableadviceonmanagingfinances."Thebankalsoorganizedworkshopsondigitalpaymentsolutions,whichwereespeciallyusefulforbusinesseslookingtoadapttoonlinetrends.Bytheendoftheyear,over50businesseshadbenefitedfromtheprogram,andthebankplanstoexpanditnextyear.16.Whatwasthemaingoaloftheprogram?A.Toincreasethebank'sprofits.B.Tohelplocalentrepreneurs.C.Topromotedigitalbanking.D.Toattractnewcustomers.17.Whydidsomeentrepreneursstruggletogetloansbeforetheprogram?A.Theydidnotneedloans.B.Theyhadpoorcredithistories.C.Theypreferredcashtransactions.D.Theydidnottrustthebank.18.Whatdidthecoffeeshopownerappreciatemostabouttheprogram?A.Thelow-interestrates.B.Thefreefinancialadvice.C.Theworkshopsondigitalpayments.D.Thebank'sphysicallocation.19.Howmanybusinessesbenefitedfromtheprograminthefirstyear?A.20B.50C.100D.20020.Whatdoesthebankplantodonextyear?A.Reduceloaninterestrates.B.Organizemoreworkshops.C.ClosethebranchinJiujiang.D.Focusonlargebusinesses.第五部分：翻譯填空（共5題，每題2分，總分10分）說明：將括號中的英文句子翻譯成中文，填入橫線處。21.Thebank'smobileappallowscustomerstotransferfunds______(實時).22.Toensure______(合規(guī)),alltransactionsmustberecorded.23.Thebranchofferspersonalizedfinancialsolutionsto______(滿足)customerneeds.24.Wemustreduceourcarbonfootprintto______(實現(xiàn))sustainabilitygoals.25.Theeconomicrecoveryhas______(緩解)pressureonthebankingsector.答案與解析第一部分：選詞填空1.C(challenged)-解析：Fintech的發(fā)展對傳統(tǒng)銀行業(yè)提出了挑戰(zhàn)，故用"challenged"。2.A(mitigate)-解析：銀行需要緩解合規(guī)風險，故用"mitigate"。3.A(assist)-解析：新分行旨在幫助當?shù)刂行∑髽I(yè)，故用"assist"。4.A(achieve)-解析：減少碳排放以實現(xiàn)環(huán)保目標，故用"achieve"。5.B(decreased)-解析：經濟下行導致市場流動性減少，故用"decreased"。第二部分：閱讀理解6.C(DigitalbanksfocusonAIandmobileservices.)-解析：文中指出數(shù)字銀行依賴技術，如AI和移動平臺。7.C(Datasecurityrisks.)-解析：文中提到數(shù)字銀行面臨數(shù)據(jù)安全問題。8.B(Theytrustface-to-faceinteractions.)-解析：部分客戶更喜歡線下交流，故用"face-to-faceinteractions"。9.C(Offerbothdigitalandtraditionalservices.)-解析：文中建議銀行平衡兩種服務模式。10.C(Jiujiang)-解析：文中明確提到吉水縣作為案例。第三部分：語法填空11.economic-解析：economicconditions（經濟狀況）。12.c