興業(yè)銀行?？谑旋埲A區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，總計(jì)10分）說明：從下列選項(xiàng)中選出一個(gè)最佳答案填入空格。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.threatenedD.supported2.AsaleadingfinancialinstitutioninHainan,興業(yè)銀行playsacrucialrolein______localeconomicgrowth.A.boostingB.decliningC.limitingD.stabilizing3.Thebank’snewmobileappaimsto______digitalbankingservicesforcustomersintropicalregions.A.enhanceB.reduceC.eliminateD.simplify4.Manyemployeesinthefinancesectorstrugglewithwork-lifebalanceduetothehigh______oftheirjobs.A.pressureB.flexibilityC.satisfactionD.security5.TheregulatoryenvironmentinChinarequiresbankstostrengthen______againstcyberthreats.A.complianceB.innovationC.competitionD.efficiency6.ThetropicalclimateinHainanaffectsthebank’s______strategies,suchasseasonalloanapprovals.A.marketingB.operationalC.investmentD.hiring7.TheHRdepartmentat興業(yè)銀行emphasizestheimportanceof______initsrecruitmentprocess.A.diversityB.uniformityC.exclusivityD.efficiency8.Thebank’scorporatesocialresponsibility(CSR)programfocuseson______environmentalsustainability.A.supportingB.underminingC.neglectingD.opposing9.Theeconomicpoliciesin海南have______thetourismindustry,benefitingbusinesseslike興業(yè)銀行.A.revitalizedB.damagedC.neglectedD.disrupted10.ThenewbranchinHaikouisdesignedto______thegrowingdemandforbankingservicesinthearea.A.meetB.ignoreC.reduceD.delay二、閱讀理解（共5題，每題2分，總計(jì)10分）說明：閱讀以下短文，然后回答問題。Passage:ThefinancesectorinHainanhasbeengrowingrapidlyduetothegovernment’seconomicreforms.興業(yè)銀行,asakeyplayer,hasbeenexpandingitsdigitalbankingservicestocatertothetropicalclimateandlocalbusinessneeds.Thebank’snewmobileapp,forinstance,allowscustomerstoaccessfinancialservicesanytime,anywhere,whichisparticularlyusefulinHainan’shumidandhotweather.However,challengesremain,suchasthehighcostofinfrastructureandtheneedformoreskilledemployees.Despitetheseissues,thebank’scommitmenttoinnovationandsustainabilitypositionsitwellforfuturegrowth.1.WhyhasthefinancesectorinHainanbeengrowing?A.Duetogovernmentpolicies.B.Becauseoftourism.C.Asaresultoftechnologicaladvancements.D.Fromtheexpansionof興業(yè)銀行.2.Whatisthemainbenefitofthebank’snewmobileapp?A.Itreducestheneedforphysicalbranches.B.Itprovides24/7serviceaccess.C.Itfocusesonruralcustomers.D.Itofferslowerinterestrates.3.Whatchallengesdoes興業(yè)銀行faceinHainan?A.Lackofcustomers.B.Highinfrastructurecosts.C.Limiteddigitalservices.D.Fewerskilledemployees.4.Howdoesthebankplantoaddressthesechallenges?A.Bycuttingcosts.B.Throughinnovationandsustainability.C.Byreducingservicehours.D.Byhiringmoreemployees.5.Whatdoesthepassagesuggestaboutthefutureof興業(yè)銀行inHainan?A.Itwillfacemorecompetition.B.Itwillexpanditsservices.C.Itwillcloseitsbranches.D.Itwillfocusontraditionalbanking.三、完形填空（共10題，每題1分，總計(jì)10分）說明：閱讀以下短文，根據(jù)上下文選擇最佳答案。Lastyear,興業(yè)銀行l(wèi)aunchedanewprogramtosupportsmallbusinessesinHainan.Theprogramaimedto______(6)financialresourcestolocalentrepreneurs.Manyofthesebusinesseswereinthetourismandagriculturesectors,whicharevitaltoHainan’seconomy.Thebank’steamvisitedseveralruralareasto______(7)potentialborrowers.Theyalsoprovidedtrainingonfinancialmanagementtohelpthesebusinessesgrow.Asaresult,over100smallbusinessesreceivedloans,andseveralofthemreportedasignificantincreaseinprofits.Theprogramwasa______(8)success,andthebankplanstoexpanditnextyear.However,someentrepreneursstillfaceddifficultiesduetothehighcostoflending.Thebankisnowexploringwaysto______(9)thisissue.ExpertsbelievethatsuchinitiativesarecrucialforthedevelopmentofHainan’seconomy.Thetourismsector,inparticular,hasbeenbooming,andmanybusinessesarelookingforwaysto______(10)theirmarketshare.Withthebank’ssupport,thesecompaniesarebetterpositionedtosucceed.6.A.provideB.withdrawC.limitD.reduce7.A.identifyB.ignoreC.rejectD.dismiss8.A.completeB.partialC.overallD.initial9.A.solveB.createC.ignoreD.delay10.A.increaseB.decreaseC.maintainD.lose四、翻譯填空（共5題，每題2分，總計(jì)10分）說明：將下列中文句子翻譯成英文。1.興業(yè)銀行致力于為?？谑旋埲A區(qū)的居民提供便捷的金融服務(wù)。TheIndustrialBankiscommittedtoproviding______financialservicesforresidentsinHaikou’sLonghuaDistrict.2.海南自貿(mào)港的政策為銀行創(chuàng)造了更多發(fā)展機(jī)會(huì)。ThepoliciesofHainan’sFreeTradePort______banksmoredevelopmentopportunities.3.銀行的新系統(tǒng)旨在提高客戶滿意度。Thebank’snewsystemaimsto______customersatisfaction.4.氣候變化對(duì)?？诘霓r(nóng)業(yè)經(jīng)濟(jì)有重大影響。Climatechangehasasignificantimpactontheagriculturaleconomyin______.5.我們鼓勵(lì)員工在工作中保持創(chuàng)新精神。Weencourageemployeestomaintainaspiritof______intheirwork.五、寫作（共1題，10分）說明：根據(jù)以下提示寫一篇短文（100-150詞）。Topic:WriteabouttheimportanceofdigitalbankingforbusinessesintropicalregionslikeHainan.Includeatleastthreeadvantages.SampleAnswer:DigitalbankingiscrucialforbusinessesintropicalregionslikeHainan.First,itallows24/7accesstofinancialservices,whichisessentialinhotclimateswherephysicalbranchesmaybelessaccessible.Second,itreducestransactioncosts,helpingsmallbusinessessavemoney.Third,digitalplatformscanprovidereal-timedata,enablingbetterdecision-making.Forexample,興業(yè)銀行’smobileapphashelpedmanylocalentrepreneursmanagetheiraccountsefficiently.AsHainan’seconomygrows,digitalbankingwillplayanevenbiggerroleinsupportingbusinesses.答案及解析一、選詞填空1.A(forced)-解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)進(jìn)行創(chuàng)新。2.A(boosting)-解析：興業(yè)銀行為海南經(jīng)濟(jì)增長(zhǎng)提供動(dòng)力。3.