民生銀行信陽市平橋區(qū)2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialservicesindustry,forcingmanyinstitutionstoadaptor______.A.revolutionized/collapseB.transformed/fadeoutC.disrupted/vanishD.revolutionized/vanish2.Despiteeconomic______,thedemandforonlinebankingservicesinruralareaslikePingqiaohasseensteadygrowth.A.depressionB.stagnationC.inflationD.boom3.Toimprovecustomersatisfaction,thebankmust______itsmobileapp’suserinterfaceand______morepersonalizedfinancialproducts.A.optimize/introduceB.streamline/developC.enhance/integrateD.modernize/launch4.Thenewpolicyaimsto______financialrisksbyrequiringstrictercapital______forsmallandmedium-sizedenterprises.A.mitigate/requirementsB.reduce/limitsC.control/regulationsD.minimize/compliance5.ManycustomersinPingqiaoprefertouselocalbanksbecausethey______betterunderstandingofthecommunity’sfinancialneeds.A.haveB.possessC.exhibitD.demonstrate第二部分：閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseoffintechhassignificantlyreshapedthebankingsector,particularlyinregionslikePingqiao,Henan.Traditionalbanksfaceincreasingcompetitionfromdigital-onlystartups,whichoffermoreconvenientandcost-effectiveservices.Accordingtoa2024reportbythePeople’sBankofChina,thefintechindustrygrewby18%year-over-year,withruralareasshowingthehighestadoptionrates.However,challengesremain,suchascybersecurityrisksandregulatorycompliance.Tostaycompetitive,banksmustinvestintechnologywhilemaintainingstrictcompliancewithfinancialregulations.1.Whatisthemainideaofthepassage?A.Fintechcompaniesarereplacingtraditionalbanks.B.ThebankingindustryinPingqiaoisgrowingrapidly.C.Fintechpresentsbothopportunitiesandchallengesforbanks.D.Ruralareashavethelowestadoptionoffintechservices.2.Accordingtothepassage,whatisakeychallengefortraditionalbanks?A.Highoperatingcosts.B.Cybersecurityrisks.C.Lackofcustomers.D.Governmentsupport.3.Whichregionismentionedashavingthehighestfintechadoptionrate?A.Urbanareas.B.Coastalregions.C.Ruralareas.D.Capitalcities.4.Whatdoesthepassagesuggestbanksshoulddotoremaincompetitive?A.Ignorefintechtrends.B.Focussolelyondigitalservices.C.Balancetechnologyinvestmentwithregulatorycompliance.D.Reducecustomerservicequality.第三部分：句子改錯（共3題，每題4分，共12分）directions:Identifyandcorrecttheerrorsinthefollowingsentences.1.Thebank’snewmobileappwillenablecustomerstotransferfundsinreal-time,alsoimprovingtheoveralluserexperience.Error:_________________________Correction:_________________________2.Despiteoftheeconomicdownturn,thebank’sprofitshaveincreasedduetoitsefficientcostmanagementstrategies.Error:_________________________Correction:_________________________3.Ifthecustomerdoesnotsigntheagreementbeforethedeadline,theywillnotbeeligibleforthepromotionalinterestrates.Error:_________________________Correction:_________________________第四部分：完形填空（共5題，每題2分，共10分）directions:Completethepassagewiththemostappropriatewordsfromthebox.|Box:|adapt/integrate/mitigate/comply/optimize|||-|Thefinancialindustryisundergoingrapidchangesduetotechnologicaladvancements.Banksmust______tothesechangesby______theirsystemstonewdigitalplatforms.Additionally,theyneedto______regulatoryrequirementstoavoidpenalties.Asuccessfulstrategyinvolves______cybersecuritymeasureswhile______customerserviceefficiency.第五部分：翻譯（共2題，每題5分，共10分）directions:TranslatethefollowingsentencesintoEnglish.1.為了提升客戶體驗(yàn)，銀行計(jì)劃推出更多個性化的金融產(chǎn)品。_________________________2.在當(dāng)前的經(jīng)濟(jì)環(huán)境下，穩(wěn)健的風(fēng)險(xiǎn)管理至關(guān)重要。_________________________答案與解析第一部分：選詞填空1.C.disrupted/vanish解析：Digitalbankinghas"disrupted"traditionalfinance,forcinginstitutionstoadaptor"vanish."Otheroptionsarelesslogical(e.g.,"revolutionized"withoutacorresponding"collapse").2.B.stagnation解析："Stagnation"fitsthecontextofeconomicslowdown,whichparadoxicallyboostsfintechdemandinruralareaslikePingqiao.3.C.enhance/integrate解析："Enhance"userinterfaceand"integrate"personalizedproductsalignwithmodernbankingtrends.4.A.mitigate/requirements解析："Mitigate"risksand"requirements"forcapitalalignwithfinancialregulations.5.A.have解析："Havebetterunderstanding"isgrammaticallycorrectandlogical.第二部分：閱讀理解1.C.Fintechpresentsbothopportunitiesandchallengesforbanks.解析：Thepassagediscussesfintech’simpact(opportunities)andrisks(challenges).2.B.Cybersecurityrisks.解析：Thelastsentencementionscybersecurityasakeychallenge.3.C.Ruralareas.解析："Ruralareas"areexplicitlystatedashavingthehighestadoptionrates.4.C.Balancetechnologyinvestmentwithregulatorycompliance.解析：Thepassagesuggeststhisasasolutiontostaycompetitive.第三部分：句子改錯1.Error:"alsoimproving"→"also"isredundant;use"improving"or"whichimproves."Correction:"Thebank’snewmobileappwillenablecustomerstotransferfundsinreal-time,improvingtheoveralluserexperience."2.Error:"Despiteof"→"Despite"doesnottake"of";use"Despite."Correction:"Despitetheeconomicdownturn,thebank’sprofitshaveincr