中信銀行日照市東港區(qū)2025秋招筆試英文行測(cè)高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）背景：題材圍繞銀行業(yè)務(wù)、日照經(jīng)濟(jì)發(fā)展及國(guó)際金融合作展開(kāi)。1.TherapidgrowthofdigitalbankinginShandongProvincehas______thetraditionalbankingmodel,requiringfinancialinstitutionstoadaptquicklytotechnologicalchanges.A.transformedB.challengedC.supportedD.improved2.TherecenttradeagreementbetweenChinaandtheEUwill______theeconomictiesbetween日照’sportandEurope,boostinglogisticsefficiency.A.strengthenB.weakenC.ignoreD.disrupt3.Toenhancecustomersatisfaction,中信銀行plansto______itsmobilebankingappbyaddingreal-timelanguagetranslationfeatures.A.upgradeB.downgradeC.ignoreD.postpone4.Thegovernment’spolicytosupportgreenfinancewill______thedevelopmentofrenewableenergyprojectsincoastalareaslikeRizhao.A.promoteB.hinderC.delayD.neglect5.The______ofblockchaintechnologyincross-borderpaymentscouldrevolutionizethewayinternationaltransactionsareprocessed.A.adoptionB.rejectionC.limitationD.failure第二部分：閱讀理解（共4題，每題3分，共12分）文章主題：日照港口集團(tuán)與中信銀行合作推動(dòng)“一帶一路”倡議下的金融創(chuàng)新。Passage:日照港作為中國(guó)重要的沿海樞紐，近年來(lái)積極拓展國(guó)際貿(mào)易，特別是與“一帶一路”沿線國(guó)家的合作。中信銀行作為其戰(zhàn)略合作伙伴，通過(guò)提供綠色信貸、跨境結(jié)算優(yōu)化等服務(wù)，助力日照港實(shí)現(xiàn)可持續(xù)發(fā)展。例如，中信銀行推出的“港口金融”解決方案，整合了供應(yīng)鏈金融與智能物流系統(tǒng)，顯著降低了交易成本。此外，日照市東港區(qū)政府也出臺(tái)了相關(guān)政策，鼓勵(lì)企業(yè)利用金融科技提升競(jìng)爭(zhēng)力。然而，跨境貿(mào)易中的匯率波動(dòng)和合規(guī)風(fēng)險(xiǎn)仍是挑戰(zhàn)，需要銀行與企業(yè)共同探索應(yīng)對(duì)策略。6.Whatisthemainpurposeofthepassage?A.TocriticizethecurrentbankingservicesinRizhao.B.TohighlightthecollaborationbetweenRizhaoPortandCITICBank.C.Toproposenewgovernmentpoliciesforportdevelopment.D.Todescribethechallengesofgreenfinanceincoastalregions.7.Accordingtothepassage,howdoesCITICBankhelpRizhaoPort?A.Byinvestingdirectlyinportinfrastructure.B.Byprovidingfinancialsolutionsforsustainablegrowth.C.Bymanagingallinternationaltradelogistics.D.Byregulatingcross-borderpaymentsystems.8.Whichofthefollowingismentionedasachallengeinportoperations?A.Insufficientgovernmentsupport.B.Hightransactioncostsduetotraditionalbanking.C.Excessiveuseofblockchaintechnology.D.Overrelianceondomestictrade.9.Theword"compliance"inthepassagecouldbestbereplacedby:A.efficiencyB.riskC.regulationD.innovation第三部分：句子改錯(cuò)（共5題，每題2分，共10分）要求：每題指出劃線部分的語(yǔ)法錯(cuò)誤并改正。10.Thebank’snewpolicywilleffectcustomers’accesstoonlineservicesstartingnextmonth.-Error:______-Correction:______11.Iftheeconomicconditionimprove,thebankmightreduceloaninterestrates.-Error:______-Correction:______12.Wehavebeenworkingtoenhancethesecurityofoursystemsincelastyear.-Error:______-Correction:______13.Thecommitteedecidedtopostponethemeetinguntiltomorrowduetomanyimportantissuesarise.-Error:______-Correction:______14.Boththemanagerandthestaffareexpectedtoattendtheannualtrainingprogram.-Error:______-Correction:______第四部分：完形填空（共5題，每題2分，共10分）文章主題：中信銀行日照分行推動(dòng)普惠金融發(fā)展。Theriseofsmallandmedium-sizedenterprises(SMEs)inRizhaohascreatedagrowingdemandforaccessiblefinancialservices.CITICBank’s日照分行hasrespondedbyintroducing(15)programstailoredtolocalbusinesses.Theseinitiativesincludelow-interestloans,(16)creditassessments,anddigitalbankingtoolsthatsimplifytransactions.However,(17)challengesremain,suchaslimitedfinancialliteracyamongentrepreneurs.Toaddressthis,thebankhas(18)partnershipswithlocaluniversitiestooffertrainingworkshops.Expertsbelievetheseeffortswill(19)economicdiversityintheregion.15.A.supportiveB.restrictiveC.innovativeD.traditional16.A.flexibleB.strictC.complexD.manual17.A.minorB.significantC.temporaryD.unnecessary18.A.formedB.ignoredC.weakenedD.expanded19.A.boostB.reduceC.harmD.neglect第五部分：翻譯填空（共5題，每題2分，共10分）要求：將中文句子翻譯成英文，填入橫線處。20.為了提升客戶體驗(yàn)，中信銀行在日照分行推出了全新的智能客服系統(tǒng)。CITICBankinRizhaohaslauncheda(20)intelligentcustomerservicesystemto(21)customersatisfaction.21.日照港的吞吐量連續(xù)三年位居中國(guó)沿海港口前列。RizhaoPort’sthroughputhas(22)amongthe(23)inChinaforthreeconsecutiveyears.22.我們將與國(guó)際合作伙伴共同探索綠色金融的新機(jī)遇。Thebankwill(24)withinternationalpartnersto(25)newopportunitiesingreenfinance.23.A.topB.middleC.bottomD.average24.A.competeB.collaborateC.ignoreD.separate25.A.discoverB.ignoreC.wasteD.reduce答案與解析第一部分：選詞填空1.B.challenged-解析：Digitalbanking的發(fā)展對(duì)傳統(tǒng)模式構(gòu)成挑戰(zhàn)，故選“challenged”。2.A.strengthen-解析：貿(mào)易協(xié)定會(huì)加強(qiáng)日照港與歐洲的經(jīng)濟(jì)聯(lián)系，故選“strengthen”。3.A.upgrade-解析：銀行計(jì)劃升級(jí)APP以提升客戶體驗(yàn)，故選“upgrade”。4.A.promote-解析：政府政策支持綠色金融，會(huì)促進(jìn)可再生能源發(fā)展，故選“promote”。5.A.adoption-解析：區(qū)塊鏈技術(shù)在跨境支付中的應(yīng)用，故選“adoption”。第二部分：閱讀理解6.B.highlightthecollaborationbetweenRizhaoPortandCITICBank-解析：文章主要講述兩家機(jī)構(gòu)的合作及其影響，故選B。7.B.byprovidingfinancialsolutionsforsustainablegrowth-解析：文中明確提到中信銀行提供綠色信貸等解決方案，故選B。8.B.Hightransactioncostsduetotraditionalbanking-解析：文章提到傳統(tǒng)銀行業(yè)務(wù)導(dǎo)致交易成本高，故選B。9.C.regulation-解析：“compliance”指合規(guī)性，與“regulation”意思相近，故選C。第三部分：句子改錯(cuò)10.-Error:effect→affect-Correction:Thebank’snewpolicywillaffectcustomers’accesstoonlineservices...11.-Error:improve→improves-Correction:Iftheeconomicconditionimproves...12.-Error:working→hasbeenworking-Correction:Wehavebeenworkingtoenhance...13.-Error:arise→arise-Correction:...duetomanyimportantissuesarise→...duetomanyimportantissuesarising.14.-Error:Both...and→Both...and-Cor