平安銀行北京市密云區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoinnovateandadapttonewmarket__________.A.forced/challengesB.pushed/opportunitiesC.compelled/competitionsD.urged/environments2.Despitetheeconomic__________,thecompanymanagedtoachieveasignificantgrowthinitsdigitalservices__________.A.downturn/segmentB.boom/sectorC.stagnation/marketD.recession/platform3.Thenewprivacypolicyaimsto__________customerdataprotectionwhile__________compliancewithinternationalregulations.A.enhance/ensuringB.strengthen/enforcingC.improve/followingD.boost/adhering4.Blockchaintechnologyisseenasatransformativeforcein__________cross-borderpaymentefficiencyandreducing__________costs.A.improving/transactionB.boosting/operationalC.enhancing/logisticalD.optimizing/financial5.Thebank’ssustainablefinanceinitiativeseeksto__________greenlendingwhile__________environmental,social,andgovernance(ESG)standards.A.promote/meetingB.expand/exceedingC.encourage/adheringD.foster/aligning二、閱讀理解（共4題，每題3分，共12分）directions:readthepassagebelowandanswerthequestions.Passage:Theriseofdigitalbankinghasreshapedcustomerexpectations,demandingmorepersonalized,efficient,andsecureservices.TraditionalfinancialinstitutionslikePingAnBankareincreasinglyadoptingAIandbigdataanalyticstoenhanceuserexperiences.Forinstance,AI-poweredchatbotsprovide24/7customersupport,whilemachinelearningalgorithmspredictspendingpatternstooffertailoredfinancialadvice.However,challengesremain,suchasdataprivacyconcernsandtheneedforcontinuoustechnologicalupgrades.Inresponse,thebankhasinvestedheavilyincybersecuritymeasuresandcollaborativepartnershipswithfintechstartups.Theseeffortsnotonlyimproveoperationalefficiencybutalsohelpmaintainacompetitiveedgeintheevolvingmarket.1.Whatisthemainfocusofthepassage?A.Thenegativeimpactsofdigitalbankingontraditionalfinance.B.TheroleofAIandbigdatainmodernbanking.C.Theimportanceofcybersecurityinfinancialinstitutions.D.Thechallengesfacedbyfintechcompanies.2.Accordingtothepassage,howdoesPingAnBankenhancecustomerservice?A.Byreducingthenumberofhumanemployees.B.ByintroducingAI-drivensolutions.C.Byfocusingsolelyongreenfinance.D.Byexpandingitsphysicalbranches.3.Whatdoesthepassagesuggestasakeychallengeindigitalbanking?A.Highoperationalcosts.B.Dataprivacyissues.C.Lackofcustomertrust.D.Regulatorycompliance.4.WhichofthefollowingisNOTmentionedasabenefitofdigitalbanking?A.Improvedefficiency.B.Enhancedsecurity.C.Personalizedservices.D.Highertransactionfees.三、完形填空（共5題，每題2分，共10分）directions:completethepassagebychoosingthebestwordforeachblank.Thebankingindustryisata__________wheretechnologicalinnovationandcustomer-centricstrategiesarenolongeroptionalbut__________.ForcompanieslikePingAnBank,whichoperatesinthecompetitiveChinesemarket,stayingaheadrequiresa__________approachtodigitaltransformation.Thisincludesleveragingcloudcomputingto__________real-timedataanalytics,integratingblockchainforsecuretransactions,andutilizingAIto__________frauddetection.Whiletheseadvancementsbringefficiencyandconvenience,theyalsoraise__________aboutdatagovernanceandethicaluseofcustomerinformation.Therefore,balancinginnovationwithcomplianceisa__________priorityforthebank.1.A.turning/necessary2.B.crossroads/crucial3.C.phase/possible4.D.junction/essential5.E.point/achievable四、句子改錯（共5題，每題2分，共10分）directions:identifyandcorrecttheerrorineachsentence.1.Thebank’snewmobileappallowsuserstotransferfundsimmediatelyandsecurely.→Corrected:Thebank’snewmobileappallowsuserstotransferfundsimmediatelyandsecurely.(Noerror)2.Althoughtheeconomicdownturnhasimpactedconsumerspending,thedemandfordigitalbankingserviceshasincreased.→Corrected:Althoughtheeconomicdownturnhasimpactedconsumerspending,thedemandfordigitalbankingserviceshasincreased.(Noerror)3.Ifcustomersfailtoupdatetheirpasswordsregularly,theiraccountsmaycompromisedbyhackers.→Corrected:Ifcustomersfailtoupdatetheirpasswordsregularly,theiraccountsmaybecompromisedbyhackers.(Missing"be")4.Thebank’sAIsystemisdesignedtoanalyzecustomerdataandprovidespersonalizedfinancialrecommendations.→Corrected:Thebank’sAIsystemisdesignedtoanalyzecustomerdataandprovidespersonalizedfinancialrecommendations.(Missing"to")5.Duetostrictregulatoryrequirements,thebankmustensurealltransactionscomplywithlocalandinternationallaws.→Corrected:Duetostrictregulatoryrequirements,thebankmustensurealltransactionscomplywithlocalandinternationallaws.(Noerror)五、翻譯填空（共5題，每題2分，共10分）directions:translatetheChinesephrasesintoEnglish.1.金融科技創(chuàng)新→Financialtechnologyinnovation2.綠色信貸→Greenlending3.風險控制→Riskmanagement4.客戶滿意度→Customersatisfaction5.合規(guī)經營→Compliance-drivenoperations答案與解析一、選詞填空1.B.pushed/opportunities解析：fintech的發(fā)展推動了銀行業(yè)創(chuàng)新，并帶來了新的市場機遇。2.A.downturn/segment解析：經濟下行期間，公司仍能在數(shù)字服務領域取得增長。3.B.strengthen/enforcing解析：新隱私政策旨在加強客戶數(shù)據保護，并強制執(zhí)行國際法規(guī)。4.C.enhancing/logistical解析：區(qū)塊鏈技術提升了跨境支付效率，并降低了物流成本。5.A.promote/meeting解析：銀行綠色信貸計劃旨在推廣環(huán)保貸款，并滿足ESG標準。二、閱讀理解1.B.TheroleofAIandbigdatainmodernbanking.解析：文章主要討論AI和大數(shù)據在現(xiàn)代銀行業(yè)中的作用。2.B.ByintroducingAI-drivensolutions.解析：文中提到銀行通過AI聊天機器人和機器學習算法提升服務。3.B.Dataprivacyissues.解析：文章指出數(shù)據隱私是數(shù)字銀行業(yè)面臨的關鍵