平安銀行漳州市龍海區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）（每題從A、B、C、D四個(gè)選項(xiàng)中選擇最合適的詞填入句子空白處）1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptorfaceobsolescence.A.compelledB.enabledC.complicatedD.facilitated2.Despitetheeconomicdownturn,thedemandfordigitalbankingservicesincoastalregionslikeZhangzhouremains______.A.stagnantB.volatileC.resilientD.negligible3.Toenhancecustomerexperience,平安銀行has______amobileappwithAI-drivenpersonalizedrecommendations.A.introducedB.eliminatedC.delayedD.disregarded4.Thenewregulatoryframeworkaimsto______financialriskswhilepromotinginnovationinthefintechsector.A.mitigateB.amplifyC.ignoreD.exploit5.Thecross-borderpaymentprojectbetweenZhangzhouandSoutheastAsiancountriesfaceschallengesrelatedto______regulations.A.harmonizedB.fragmentedC.unifiedD.outdated二、閱讀理解（共4題，每題3分，共12分）（每題后面列出四個(gè)選項(xiàng)，根據(jù)文章內(nèi)容選擇最合適的答案）Passage:Theriseofdigitalbankinghastransformedthewayfinancialservicesaredelivered,particularlyinregionslikeZhangzhou,wheretraditionalbankinginfrastructureislessdeveloped.平安銀行,aleadingfinancialinstitutioninChina,hasleveragedfintechtoexpanditsmarketshareincoastalareas.ByintegratingAIandbigdataanalytics,thebankhasimprovedefficiencyinloanapprovalsandfrauddetection.However,challengessuchascybersecuritythreatsandregulatorycomplianceremainsignificant.ThegovernmentofLonghaiDistricthasalsoplayedarolebyprovidingpolicysupportfordigitalbankinginitiatives,aimingtobridgetheurban-ruralfinancialdivide.6.Whatisthemainfocusofthepassage?A.Theimpactoffintechonruralbanking.B.ThechallengesofdigitalbankinginZhangzhou.C.平安銀行'seffortstoexpandincoastalregions.D.Governmentpoliciesonfinancialtechnology.7.Whichofthefollowingismentionedasabenefitofdigitalbanking?A.Reducedcustomersatisfaction.B.Increasedloanapprovaltimes.C.Improvedefficiencyinfinancialservices.D.Highercybersecurityrisks.8.WhatroledoesthegovernmentofLonghaiDistrictplayinthedigitalbankingsector?A.Itdiscouragesfintechdevelopment.B.Itprovidespolicysupport.C.Itfocusesontraditionalbanking.D.Itignoresfinancialinnovation.9.Accordingtothepassage,whatarethemainchallengesofdigitalbankinginZhangzhou?A.Lackofgovernmentsupport.B.Insufficientfintechinfrastructure.C.Highcustomerretentionrates.D.Strongcompetitionfromforeignbanks.三、句子改錯(cuò)（共5題，每題2分，共10分）（以下句子中各有一處錯(cuò)誤，請(qǐng)指出并改正）10.Thenewmobileappof平安銀行allowscustomerstotransfermoneyinstantlyacrossdifferentaccountswithoutanyneedforidentification.錯(cuò)誤：______→改正：______11.Despiteofthehighfees,manycustomersprefertousethedigitalbankingplatformbecauseofitsconvenience.錯(cuò)誤：______→改正：______12.Thecross-borderpaymentsystemhasbeenimplementedtofacilitatetradebetweenZhangzhouandSoutheastAsiancountries,butitstillfacesregulatorybarriers.錯(cuò)誤：______→改正：______13.平安銀行’sAI-drivencreditscoringsystemevaluatesapplicantsbasedontheirfinancialhistory,butitdoesnottakeintoaccounttheirsocialbackground.錯(cuò)誤：______→改正：______14.ThegovernmentofLonghaiDistricthasinvestedheavilyindigitalbankinginfrastructuretoreducethegapbetweenurbanandruralfinancialservices.錯(cuò)誤：______→改正：______四、完形填空（共5題，每題2分，共10分）（閱讀以下短文，根據(jù)上下文選擇最合適的選項(xiàng)填入空白處）ThebankingsectorinZhangzhouhasundergoneasignificanttransformationinrecentyears,largelyduetotheadoptionoffintechsolutions.平安銀行,asapioneerindigitalbanking,hasintroducedseveralinnovativeservicestocatertotheneedsoflocalbusinessesandresidents.Forinstance,itsmobileappallowsuserstoaccessreal-timefinancialdata,whichhelpsinmakinginformeddecisions.Additionally,thebankhasformedpartnershipswithlocalenterprisestodevelopcustomizedpaymentsolutionsforsmallandmedium-sizedenterprises(SMEs).However,thesuccessoftheseinitiativesdependsonseveralfactors,includingcustomeradoption,regulatorycompliance,andtheabilitytomaintaindatasecurity.AsZhangzhoucontinuestogrowasaneconomichub,theroleofdigitalbankingindrivingfinancialinclusionwillbecomeincreasinglyimportant.15.Theword"transformation"inthefirstparagraphisclosestinmeaningto:A.declineB.modernizationC.stagnationD.expansion16.Whatdoesthepassageemphasizeabout平安銀行'smobileapp?A.Itisonlyusefulforurbanresidents.B.Itprovidesreal-timefinancialdata.C.Itchargeshighfeesforusers.D.Itisnotwidelyadopted.17.Thephrase"customizedpaymentsolutions"refersto:A.genericbankingservices.B.one-size-fits-allfinancialtools.C.tailoredpaymentoptionsforSMEs.D.complexfinancialtransactions.18.Accordingtothepassage,whatarekeyfactorsforthesuccessoffintechinitiatives?A.Highgovernmentregulation.B.Lowcustomeradoption.C.Strongpartnershipswithlocalenterprises.D.Limiteddatasecuritymeasures.19.Thelastsentencesuggeststhat:A.digitalbankingwillreplacetraditionalbanking.B.Zhangzhouwillfacefinancialexclusion.C.fintechwillplayacrucialroleineconomicgrowth.D.thebankingsectorwilldecline.五、翻譯填空（共5題，每題2分，共10分）（將以下中文句子翻譯成英文，填入橫線處）20.為提升客戶體驗(yàn)，平安銀行推出了一項(xiàng)全新的智能客服系統(tǒng)，該系統(tǒng)能夠自動(dòng)回答客戶的常見問題。TheBankintroducedanew______systemtoenhancecustomerexperience,whichcanautomaticallyanswer______.21.福建省漳州市龍海區(qū)近年來(lái)成為數(shù)字金融創(chuàng)新的重要基地，吸引了多家金融科技公司入駐。ZhangzhouCity,LonghaiDistrict,FujianProvincehasbecomeakeyhubfor______inrecentyears,attractingseveral______.22.隨著跨境電商的快速發(fā)展，平安銀行與東南亞國(guó)家合作推出了跨境支付解決方案，以促進(jìn)區(qū)域貿(mào)易便利化。Withtherapiddevelopmentofcross-bordere-commerce,平安銀行hascollaboratedwithSoutheastAsiancountriestolauncha______tofacilitateregionaltrade.23.為解決中小企業(yè)融資難的問題，平安銀行推出了無(wú)抵押貸款產(chǎn)品，幫助這些企業(yè)獲得資金支持。ToaddressthefinancingdifficultiesofSMEs,thebankhasintroduceda______producttohelpthesebusinessessecure______.24.龍海區(qū)政府積極推動(dòng)數(shù)字金融發(fā)展，計(jì)劃在未來(lái)五年內(nèi)將當(dāng)?shù)亟鹑诳萍籍a(chǎn)業(yè)規(guī)模擴(kuò)大一倍。TheLonghaiDistrictgovernmentisactivelypromotingthedevelopmentof______,withaplantodoublethesizeofthelocalfintechindustrywithin______.答案與解析一、選詞填空1.A(compelled:強(qiáng)迫，迫使)2.C(resilient:有彈性的，能復(fù)原的)3.A(introduced:引入)4.A(mitigate:減輕，緩和)5.B(fragmented:分裂的，碎片化的)二、閱讀理解6.C(平安銀行'seffortstoexpandincoastalregions)7.C(Improvedefficiencyinfinancialservices)8.B(Itprovidespolicysupport)9.B(Insufficientfintechinfrastructure)三、句子改錯(cuò)1