光大銀行蘭州市七里河區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）題目：閱讀以下段落，選擇最適合填入空白處的單詞，每空選擇一個單詞。ThebankingsectorinLanzhouhasseensignificantchangesinrecentyears.The[1]ofdigitalbankinghasrevolutionizedhowlocalbusinessesandindividualsmanagetheirfinances.However,traditionalbankslikeChinaEverbrightBankcontinuetoplayacrucialroleinthemarket.Their[2]approachtocustomerserviceensureshighsatisfactionratesamongclientsintheQiliheDistrict.Despitetheriseoffintechcompanies,thesebanksstill[3]astrongcompetitiveedgeduetotheirextensivenetworkandtrustworthiness.Forsmallandmedium-sizedenterprises(SMEs)inLanzhou,securingaloanfromsuchinstitutionsremainsa[4]option.Additionally,the[5]economicpolicieshaveencouragedmorebusinessestoinvestintheregion.Asaresult,thebankingindustryinLanzhouisexpectedto[6]steadygrowthinthecomingyears.However,challengeslikeinflationandinterestratefluctuationsmustbecarefully[7].Thesuccessofthesebanksalsodependsontheirabilityto[8]withtechnologicaladvancementswhilemaintainingtheircorevalues.Forinstance,ChinaEverbrightBank’s[9]incommunitydevelopmenthashelpeditbuildaloyalcustomerbase.Finally,the[10]betweenbanksandlocalgovernmentsisessentialforfosteringahealthyfinancialecosystemintheregion.選項：A.emergenceB.innovativeC.conservativeD.flexibleE.reliableF.competitiveG.viableH.supportiveI.adaptingJ.collaboration答案：1.A.emergence2.D.flexible3.F.competitive4.G.viable5.H.supportive6.B.innovative7.C.conservative8.I.adapting9.E.reliable10.J.collaboration二、閱讀理解（共5題，每題2分）題目：閱讀以下文章，選擇最佳答案。TheRiseofGreenBankinginLanzhouLanzhou,akeycityinwesternChina,hasbeenmakingstridesinpromotinggreenbanking.Inrecentyears,localbankshavebeenencouragedtoadoptenvironmentallyfriendlypractices.ChinaMerchantsBank(CMB)hasledthewaybyintroducingarangeofgreenfinancialproducts.Theseincludegreenloansforrenewableenergyprojectsandinvestmentsinsustainableinfrastructure.Theinitiativehasnotonlyhelpedtheenvironmentbutalsoboostedthebank’sreputationamongeco-consciouscustomers.AnothernotableeffortistheestablishmentofagreencreditratingsystembyIndustrialandCommercialBankofChina(ICBC).Thissystemprioritizesbanksthatactivelypromotegreenprojects.Asaresult,ICBChasseenasignificantincreaseindepositsfromenvironmentallyawareindividuals.Thegovernmenthasalsoplayedarolebyofferingtaxincentivesforbanksthatmeetgreenlendingtargets.TheseincentiveshavemotivatedinstitutionslikeBankofChinatoallocatemorefundstogreenprojects.Despitetheseefforts,challengesremain.Forexample,thehighcostofgreenprojectscandetersomebanksfrominvesting.Additionally,thereisaneedformoretransparencyinreportingenvironmentalimpact.However,thetrendisclearlytowardamoresustainablebankingsectorinLanzhou.Expertspredictthatgreenbankingwillbecomeakeyfocusforbanksintheregioninthecomingyears.Questions:1.WhathasChinaMerchantsBankintroducedtopromotegreenbanking?A.GreensavingsaccountsB.GreenloansforrenewableenergyprojectsC.CarbonoffsetprogramsD.Eco-friendlybankingapps2.HowhasICBCbenefitedfromthegreencreditratingsystem?A.Ithasreduceditsloandefaultrates.B.Ithasattractedmoreenvironmentallyawaredepositors.C.Ithasincreaseditsprofitsfromgreeninvestments.D.Ithasbeenabletolendmoremoneyatlowerinterestrates.3.Whatrolehasthegovernmentplayedinencouraginggreenbanking?A.Ithasimposedstricterenvironmentalregulations.B.Ithasofferedtaxincentivesforgreenlending.C.Ithasbannedtraditionalbankingactivities.D.Ithasprovidedgrantsforgreenresearch.4.WhatchallengesremainforthegreenbankingsectorinLanzhou?A.Lackofgovernmentsupport.B.Highcostsofgreenprojects.C.Insufficientcustomerdemand.D.Limitedavailabilityofgreentechnologies.5.Whatistheauthor’spredictionforthefutureofgreenbankinginLanzhou?A.Itwilldeclineduetoeconomicpressures.B.Itwillremainaminorfocusforbanks.C.Itwillbecomeakeyfocusforbanks.D.Itwillonlybenefitlargefinancialinstitutions.答案：1.B.Greenloansforrenewableenergyprojects2.B.Ithasattractedmoreenvironmentallyawaredepositors3.B.Ithasofferedtaxincentivesforgreenlending4.B.Highcostsofgreenprojects5.C.Itwillbecomeakeyfocusforbanks三、完形填空（共15題，每題1分）題目：閱讀以下段落，選擇最適合填入空白處的單詞。ThebankingindustryinLanzhouhasundergonerapidtransformationinthepastdecade.Withthe[1]ofdigitalbanking,traditionalfinancialinstitutionshavehadtoadapttostayrelevant.Forinstance,BankofCommunicationshas[2]itsmobilebankingapptoincludemorefeaturesforremotecustomers.ThismovehashelpeditretainalargecustomerbaseintheQiliheDistrict.Additionally,the[3]offinancialtechnologyhascreatednewopportunitiesforcollaboration.Lanzhou’sbankshavestartedpartneringwithfintechstartupsto[4]innovativesolutions.Thesepartnershipshavenotonlyimprovedservicequalitybutalsoenhancedefficiency.However,challengespersist.The[5]economicclimatehasledtoincreasedloandefaults,forcingbankstotightentheirlendingstandards.Despitethis,manyinstitutionshavemanagedto[6]theirprofitabilitybyfocusingonnichemarkets.Forexample,ChinaConstructionBankhasseensuccessinprovidingspecializedfinancialservicestoSMEsintheregion.The[7]oftheseserviceshasbeenwell-receivedbylocalbusinesses.Anothertrendisthe[8]ofsustainablebankingpractices.Lanzhou’sbankshavebecomemoreconsciousoftheirenvironmentalimpactandare[9]stepstoreduceit.Forinstance,IndustrialBankhasimplementedpaperlessoperationstominimizewaste.Theseeffortshavenotonlyhelpedtheenvironmentbutalsoimprovedcustomersatisfaction.The[10]betweenbanksandcustomershasbecomemorecollaborative,withbothpartiesactivelyseekingsolutionstocommonproblems.AsLanzhoucontinuestogrow,thebankingsectorwillneedto[11]withchangingmarketdemands.The[12]ofnewregulationsandtechnologicaladvancementswillrequirebankstobeagileandinnovative.Forexample,therecent[13]ofanewfinancialsupervisionlawhasforcedbankstoreviewtheircompliancepractices.Thosethatfailtoadaptmayrisklosingmarketshare.Inconclusion,thebankingindustryinLanzhuhasfacedbothopportunitiesandchallenges.By[14]withtechnologyandfocusingoncustomerneeds,bankscanensurelong-termsuccess.The[15]isclear:banksthatadapttothechanginglandscapewillthriveinthefuture.選項：A.emergenceB.innovativeC.conservativeD.flexibleE.reliableF.competitiveG.viableH.supportiveI.adaptingJ.collaborationK.adaptingL.supportiveM.innovativeN.conservativeO.collaboration答案：1.A.emergence2.B.innovative3.K.adapting4.M.innovative5.C.conservative6.G.viable7.H.supportive8.J.collaboration9.I.adapting10.L.supportive11.H.supportive12.K.adapting13.C.conservative14.I.adapting15.B.innovative四、翻譯（共5題，每題2分）題目：將以下中文句子翻譯成英文。1.蘭州作為西部地區(qū)的金融中心，近年來吸引了大量外資企業(yè)入駐。2.中國工商銀行在七里河區(qū)推出了多項便民服務(wù)，以提升客戶滿意度。3.隨著數(shù)字貨幣的普及，傳統(tǒng)銀行的現(xiàn)金業(yè)務(wù)量有所下降。4.蘭州市政府為支持本地銀行發(fā)展，提供了一系列優(yōu)惠政策。5.綠色金融是未來銀行業(yè)發(fā)展的重要方向，各銀行應(yīng)積極布局。答案：1.Lanzhou,asafinancialhubinwesternChina,hasattractedalargenumberofforeignenterprisesinrecentyears.2.IndustrialandCommercialBankofChinahasintroducedseveralconvenientservicesintheQiliheDistricttoenhancecustomersatisfaction.3.Withthepopularityofdigitalcurrency,thevolumeofcashtransactionsintraditionalbankshasdecreased.4.TheLanzhoumunicipalgovernmenthasprovidedaseriesofpreferentialpoliciestosupportthedevelopmentoflocalbanks.5.Greenfinanceisanimportantdirectionforthefuturedevelopmentofthebankingindustry,andallbanksshouldactivelyplanforit.五、寫作（共1題，10分）題目：Writeanessayofatleast150wordsonthetopic:"TheImpactofDigitalBankingonTraditionalBanksinLanzhou."答案：TheriseofdigitalbankinghassignificantlyimpactedtraditionalbanksinLanzhou,acityinwesternChina.Ononehand,digitalbankinghasrevolutionizedhowfinancialservicesaredelivered.BankslikeBankofChinahavedevelopeduser-friendlymobileappsthatallowcustomerstoperformtransactionsanytime,anywhere.Thisshifthasincreasedconveniencebutalsoreducedtheneedforphysicalbranches.Asaresult,manytraditionalbanksinLanzhouhavebeenforcedtocloselessprofitablebranches,leadingtojoblossesinthesector.Ontheotherhand,digitalbank