中信銀行湖州市德清縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）根據(jù)上下文語境，選擇最合適的單詞填空。1.Therapiddevelopmentofdigitalbankinghas__________thetraditionalfinancialindustry,forcingmanyinstitutionsto__________theirbusinessmodels.A.revolutionized/revampB.modernized/transformC.disrupted/innovateD.stabilized/preserve2.InthecontextofChina'sgreenfinancestrategy,__________financingforrenewableenergyprojectsisessentialtoachievecarbonneutralitygoals.A.sustainableB.speculativeC.conservativeD.conventional3.Effectivecommunicationskillsare__________forclientrelationshipmanagement,especiallyinabanklikeCITICBank.A.indispensableB.optionalC.irrelevantD.redundant4.ThelocaleconomyofDeqingCountyhas__________significantlyduetothe__________growthofthee-commercesector.A.declined/gradualB.improved/exponentialC.stagnated/minimalD.fluctuated/unexpected5.Thebank'sriskmanagementpolicyrequiresstrict__________ofcomplianceprocedurestopreventfinancialfraud.A.enforcementB.negotiationC.relaxationD.abandonment二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:Theriseoffintechhastransformedthewaypeoplemanagetheirfinances.Traditionalbanksarenowcompetingwithtech-drivencompaniesthatofferfaster,moreconvenientservices.However,thisshifthasalsoraisedconcernsaboutdatasecurityandregulatoryoversight.InChina,thePeople'sBankhasintroducedstricterguidelinestoensurethatfintechfirmsoperatewithinlegalframeworks.Despitethesechallenges,theintegrationoftechnologyinbankingisirreversible,andinstitutionslikeCITICBankmustadapttostaycompetitive.6.Whatisthemaintopicofthepassage?A.ThehistoryoffintechinChina.B.Theimpactoffintechontraditionalbanking.C.TheregulatorypoliciesofthePeople'sBank.D.ThefutureofdigitalfinanceinDeqingCounty.7.Accordingtothepassage,whatisamajorchallengeforfintechcompanies?A.Lackofinnovation.B.Insufficientfunding.C.Datasecurityandregulation.D.Poorcustomerservice.8.HowdoesCITICBankneedtorespondtothefintechrevolution?A.Ignoretechnologicaladvancements.B.Focussolelyontraditionalbankingservices.C.Embracedigitaltransformation.D.Mergewithfintechstartups.9.ThepassagesuggeststhatregulatoryoversightinChinais:A.lenient.B.unnecessary.C.stringent.D.outdated.三、句子改錯（共5題，每題2分，共10分）以下句子中各有一處錯誤，請指出并改正。10.Thebank’snewmobileappallowscustomerstotransfermoneyacrossborderswithoutanydelay.→Error:__________→Correction:__________11.Duetoheavyrains,thelocalmarketwasclosedfortwodays,whichcausedmanysmallbusinessestosufferfinanciallosses.→Error:__________→Correction:__________12.Ifyouhaveanyquestionsabouttheloanapplication,pleasecontactourcustomerserviceteamimmediately.→Error:__________→Correction:__________13.Theinterestratesformortgageshavebeenincreasingoverthepastfewmonths,whichmakesitharderforfirst-timehomebuyerstoaffordproperties.→Error:__________→Correction:__________14.OurbranchinDeqingCountyisopenfromMondaytoFriday,9AMto5PM,exceptonpublicholidays.→Error:__________→Correction:__________四、完形填空（共5題，每題2分，共10分）根據(jù)上下文，選擇最合適的選項填空。Lastyear,CITICBanklaunchedagreencreditprogramtosupportenvironmentallyfriendlyprojectsinDeqingCounty.Theinitiativewas__________bylocalbusinesses,asitprovided__________accesstofundingforrenewableenergyprojects.Manysmallandmedium-sizedenterprises(SMEs)inthecountyhadstruggledtosecureloansdueto__________regulatoryrequirements.However,thegreencreditprogramsimplifiedtheapplicationprocessandofferedmorefavorableinterestrates.Asaresult,thecounty’ssolarandwindenergysectorssaw__________growth.Thissuccesshasencouragedthebankto__________similarprogramsinotherregions.15.A.welcomedB.criticizedC.ignoredD.rejected16.A.easyB.limitedC.restrictedD.flexible17.A.lenientB.strictC.outdatedD.unclear18.A.rapidB.slowC.gradualD.stagnant19.A.introduceB.expandC.eliminateD.postpone五、翻譯（共5題，每題2分，共10分）將以下中文句子翻譯成英文。20.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行業(yè)面臨著前所未有的挑戰(zhàn)。21.中國政府鼓勵銀行加大對綠色產(chǎn)業(yè)的信貸支持。22.客戶服務是我們銀行的核心競爭力之一。23.德清縣的經(jīng)濟發(fā)展得益于其優(yōu)越的地理位置和產(chǎn)業(yè)政策。24.銀行定期舉辦理財知識講座，幫助客戶提高金融素養(yǎng)。答案與解析一、選詞填空1.C.disrupted/innovate-解析：digitalbanking（數(shù)字銀行）對傳統(tǒng)金融業(yè)造成沖擊（disrupt），迫使機構創(chuàng)新業(yè)務模式（innovate）。2.A.sustainable-解析：綠色金融強調(diào)可持續(xù)性（sustainable）融資。3.A.indispensable-解析：客戶關系管理需要不可或缺（indispensable）的溝通能力。4.B.improved/exponential-解析：電商（exponential）增長帶動德清縣經(jīng)濟（improved）發(fā)展。5.A.enforcement-解析：風險管理需要嚴格執(zhí)行（enforcement）合規(guī)程序。二、閱讀理解6.B.Theimpactoffintechontraditionalbanking.-解析：全文圍繞金融科技對傳統(tǒng)銀行的影響展開。7.C.Datasecurityandregulation.-解析：文中提到數(shù)據(jù)安全和監(jiān)管是主要挑戰(zhàn)。8.C.Embracedigitaltransformation.-解析：銀行需適應技術變革。9.C.stringent.-解析：中國監(jiān)管政策嚴格（stringent）。三、句子改錯10.Error:withoutanydelay→Correction:withoutsignificantdelay-解析：過于絕對的表述不符合實際。11.Error:whichcaused→Correction:whichhadcaused-解析：時間狀語從句需用過去完成時。12.Error:If→Correction:Whether-解析：條件狀語從句應用Whether。13.Error:whichmakes→Correction:making-解析：非限制性定語從句省略關系代詞。14.Error:exceptonpublicholidays→Correction:exceptforpublicholidays-解析：介詞搭配需用for。四、完形填空15.A.welcomed16.B.limited17.B.strict18.A.rapid19.A.introduce五、翻譯20.Withtherapiddevelopmentoffintech,traditionalbankingfacesunprecedentedchallenges.21.TheChinesegovernmentencouragesbankstoincreasecreditsupportforgreenindustries.22.Customerserviceisoneof